Bücher von Hafiz Ali Hassan

Takaful is an Arabic word meaning solidarity, it is a mechanism which is described as Islamic insurance system. According to Islamic philosophy, conventional insurance comprises of some factors which are prohibited. Takaful insurance provides the alternative solution to the problem. The system of Takaful is based on cooperation, mutual assistance, and risk sharing. It is growing rapidly in international market especially in Islamic countries. There is a prediction that it will be the default choice of Muslim countries citizens. The proposed research study is based on Takaful insurance and aimed to find out factors that influence behavioral intention towards the adoption of Takaful products in Pakistan. Relative Advantage, Compatibility, Social Influence, Awareness, and Religiosity are taken as factors. Hypotheses are formed and by using different statistical measures like Correlation and Binary Logistic Regression: results are interpreted. These results concluded that these factors have a significant impact on the behavioral intention towards Takaful usage. The findings further reveal that there is a great potential of Takaful business in Pakistani insurance market.

Takaful to arabskie s¿owo oznaczaj¿ce solidarno¿¿, jest to mechanizm, który jest opisany jako islamski system ubezpiecze¿. Zgodnie z islamsk¿ filozofi¿, na konwencjonalne ubezpieczenia sk¿adaj¿ si¿ pewne czynniki, które s¿ zakazane. Ubezpieczenie Takaful stanowi alternatywne rozwi¿zanie tego problemu. System Takaful opiera si¿ na wspó¿pracy, wzajemnej pomocy i podziale ryzyka. Rozwija si¿ on szybko na rynku mi¿dzynarodowym, zw¿aszcza w krajach islamskich. Przewiduje si¿, ¿e b¿dzie to domy¿lny wybór obywateli krajów muzu¿mäskich. Proponowane badanie opiera si¿ na ubezpieczeniach Takaful i ma na celu poznanie czynników, które wp¿ywaj¿ na intencje behawioralne w kierunku przyj¿cia produktów Takaful w Pakistanie. Wzgl¿dna przewaga, kompatybilno¿¿, wp¿yw spo¿eczny, ¿wiadomo¿¿ i Religialno¿¿ are wzi¿te jako czynniki. Hipotezy s¿ tworzone i przy u¿yciu ró¿nych ¿rodków statystycznych, takich jak korelacja i regresja logistyczna binarna: wyniki s¿ interpretowane. Wyniki te prowadz¿ do wniosku, ¿e czynniki te maj¿ znacz¿cy wp¿yw na intencje behawioralne zwi¿zane z wykorzystaniem Takafula.

In this study, the researcher found the major determinants affecting the monitory performance of the banking sector of Pakistan. Determinants or the factors include Leverage, Liquidity, and Intellectual Capital. Capital Adequacy and Credit risk which mainly affects the financial performance of the banking sector of Pakistan. Banking sector includes many private banks some special banks public sector banks, industrial development banks and many foreign banks working in Pakistan. This book adheres the six private banks study which is the oldest and has largest branches in Pakistan and overall in the world. Researcher select the sample size by random sampling and in the private banks' list examiner selected every second bank in the list and apply fixed effect model, random model and Hausman fixed random model to justify the study with previous studies, Hausman model explains that fixed effect model is better than random.