Bücher von Moritz Meyer

Bachelorarbeit aus dem Jahr 2017 im Fachbereich BWL - Sonstiges, Note: 1.0, Universität Bayreuth, Sprache: Deutsch, Abstract: In Folge der Digitalisierung stellt die Implementierung der digitalen Technologien in das Geschäftsmodell der Retailbanken gerade aufgrund des standardisierten Geschäfts einen bedeutenden Wettbewerbsfaktor dar. Durch geänderte Rahmenbedingungen des Marktes für Finanzdienstleistungen stehen diese vor zusätzlichen Herausforderungen. Daher ist die Implementierung der digitalen Technologien in die Finanzdienstleistungen einer Retailbank von großer Bedeutung. Aus diesem Grund ist bei der digitalen Transformation eine Standortbestimmung der Fortschrittlichkeit der Retailbanken essentiell. Ein Forschungsüberblick zeigt, dass zurzeit noch kein solches Modell existiert. In der vorliegenden Arbeit wird daher ein digitales Reifegradmodell für Retailbanken auf Basis einer umfangreichen Literaturrecherche entwickelt. Als Ergebnis werden 36 Kriterien vorgestellt, mit denen die Bestimmung eines digitalen Reifegrades für Retailbanken möglich ist.

Essay from the year 2018 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 67%, University of Strathclyde, language: English, abstract: Banks are defined by Gertler and Karadi (2011) as commercial institutions which act as financial intermediaries in the financial market. Imperfect capital markets where transaction costs and asymmetric information exist are the reasons for the existence of banks, as stated by Scholtens and van Wensveen (2000). According to Allen and Santomero (2001) their aim is reallocating the resources of economic units with surplus funds, when they have more money than they need to spend, to economic deficit units, when they need to spend more money than they have. To do this, they must be in possession of a banking license, as explained by Ajwain (2010). As highlighted by Kashyap et al. (2017) they are using both sides of their balance sheet in doing so. In fact, they are taking deposits from savers and making loans to borrowers. Kashyap et al. (2002) argued that this kind of business is subject to three tasks of transformation. The first transformation is maturity. Typical bank loans given are medium or long-term, while received deposits are usually payable on demand. Secondly, there is risk transformation regarding the capability of intermediaries to diversify risks such as default risks of bank loans or interest risks of bonds bought by the bank. The third task of transformation refers to size issues. Banks pool small savings of savers to make large loans to borrowers. Banks are, as outlined by Sikdar and Kumdar (2017), also providing payment services to their customers. In doing their business, banks concentrate on the mass market with focus on individuals and smaller businesses, as described by Ashton (2002). Byers and Lederer (2001) call these kinds of banks inside the whole banking industry retail banks.

Essay from the year 2018 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 69%, University of Strathclyde, language: English, abstract: Credit rating agencies are defined by Dittrich (2007) as companies which provide an opinion about the credit worthiness of a particular company, security or obligation by rating them on the basis of several parameters which are traditionally not publicly known. They also rate bonds issued by governments and municipal bonds specifying their ability to service their debts. On the contrary, according to Partnoy (2017) they usually provide an alphabetical letter score, which symbolises the forward-looking opinion of the credit rating agency on the credit worthiness of the rated obligor on a specific date. Therefore, the credit rating agencies are able to reduce information asymmetry by providing useful information to participants in debt markets and potential investors, which makes the credit rating agencies highly important as claimed by Utzig (2010). This transparency of information would otherwise not be available. On the other hand, Benmelech (2017) describes credit rating agencies as reputational intermediaries that bridge the information gap between issuers and investors by their ability to produce and accumulate credible information about debt issues. The score awarded by rating agencies enables the investor to decide whether or not to invest their money. The credit rating agency market is, as pointed out by Benmelech (2017), dominated by three big players as an oligopoly. Research by Partnoy (2017) and ESMA (2016) discovered that Moody's Investors Service Plc. and S&P Global Ratings Inc. (S&P) control the market with around 80 percent market share followed by Fitch Ratings Inc. which controls a further 15 percent.

Studienarbeit aus dem Jahr 2005 im Fachbereich VWL - Geschichte, Note: 1,0, Universität Mannheim, Sprache: Deutsch, Abstract: Nach dem zweiten Weltkrieg betonte der englische Staatsmann Winston Churchill in seiner Rede in Zürich die Notwendigkeit der Gründung einer Europäischen Gemeinschaft. Dabei standen vor allem politische Erwägungen im Vordergrund, wobei die wirtschaftliche Gesundung Europas auch eine entscheidende Rolle bei der Frage spielte, wie die europäische Integration voranschreiten sollte.Im Rahmen dieser Hausarbeit sollen verschiedene Aspekte der europäischen Integration untersucht werden, wobei die Interaktion zwischen politischen, militärischen und wirtschaftlichen Entscheidungen eine große Rolle spielt. Es soll auch der Frage nachgegangen werden, inwiefern man den Prozess der europäischen Integration als Entwicklung beschreiben kann, infolgedessen nationale Grenzen und Beschränkungen fallen und Souveränitäten an übergeordnete Organisation übergeben werden.Im ersten Kapitel wird die Idee der kleineuropäischen Integration am Beispiel des Schuman- Plans vorgestellt. Dabei wird auch auf die Frage eingegangen welches Modell der Integration - ob nun intergovernmental oder supranational - mehr Erfolg auf dem Weg der Integration verspricht. Das zweite Kapitel verdeutlicht diesen Richtungsstreit und zeigt auf, woran die militärische und politische Integration am Anfang scheiterte. Kapitel III beschreibt zwei verschiedene Integrationsmodelle, die die Diskussion über die Zukunft der Europäischen Wirtschaftsgemeinschaft entscheidend prägten. Im folgenden Kapitel wird mit der Europäischen Freihandelszone eine andere Form der Europäischen Integration vorgestellt und kurz auf die Rolle Großbritanniens im Rahmen der europäischen Einigung eingegangen. Im letzten Kapitel dieser Hausarbeit sollen zwei verschiedene Theorien vorgestellt werden, an Hand derer der wirtschaftliche Integrationsprozess beschrieben werden kann.In den Standardwerken der Wirtschafts- und Sozialgeschichte wird vor allem die Entwicklung der einzelnen Länder analysiert. Erst in den letzten Jahren gab es Ansätze, den Prozess der europäischen Integration als Ganzes zu untersuchen.

Seminar paper from the year 2006 in the subject Economics - History, grade: 1,0, University of Pompeu Fabra, language: English, abstract: This article analyzes the history of European integration fromthe end of the Second World War until today. It focuses onthe di¿erent enlargement steps and explains why the progressiveenlargement of the European community can be understood as amechanism with challenges and responses to internal and externaldevelopments. From this point of view the text has a closer viewon the reasons why speci¿c countries decided to surrender a partof its national sovereignty to a supranational institution withinthe last sixty years.

Scientific Study from the year 2018 in the subject Economics - Finance, grade: 80%, University of Strathclyde, language: English, abstract: This report tries to examine New Look's decision for the new acquirement by analysing the firm's performance in the last five years, internal capital markets (ICM), corporate governance and ownership structure, as well as advantages and disadvantages of acquiring a firm backed by a PE investor. Finally, the last element of the analysis is the evaluation of the benefits and costs of New Look as a standalone firm, if Brait would undertake successfully an initial public offering (IPO) process to exit from New Look. In the conclusion, we provide a recommendation for the exit strategy of Brait from New Look, if the objective is either to maximise the return to the Limited Partners (LPs) or Brait acts in the best interests of New Look.New Look Retail Group Limited (New Look) is an international multichannel retail brand, offering value-fashion for women, men, and teenage girls. The company has more than 900 stores, which are mostly based in the United Kingdom (UK). Its e-commerce grew sustainably over the last years and serves customers in 120 countries worldwide. Since 2015, New Look is owned by Brait Societas Europaea (Brait), a private equity (PE) firm.It is now rumoured that the UK based retailer Next Public Limited Company (Next) is preparing a takeover bid for New Look.

Document from the year 2017 in the subject Economics - Finance, grade: 65%, University of Strathclyde, course: Accounting and Financial Analysis, language: English, abstract: The purpose of this report is to present the best company from the peer group based on accounting and financial analysis. The peer group contains five companies from the industrial goods and services sector ¿ Clarkson Plc, Stobart Group Ltd, Braemar Shipping Services Plc and Wincanton Ltd that listed on the main market of London Stock Exchange and Sutton Harbour Holdings Plc, which is listed on the Alternative Investment Market of London Stock Exchange. On the basis of analysis conducted, we highly recommend Clarkson Plc as a company worth of investment. The data used for production of this report is historical data which are publically available.In the summary section of this report, we will provide detailed background of the selected company, including its financial highlights as well as comparison with other four peers¿ financial performance.The accounting analysis presents an overview of the accounting policies in the peer group.The financial analysis is the last part of this report containing profitability, liquidity, efficiency analysis and financial structure. Lastly, a comparison of investment figures is provided.

»Conflicts of Interests in the Supervisory Board of the German Stock Corporation«The study addresses the question of how conflicts of interests of members of the supervisory board should be dealt with. It is based on a thorough definition and categorization of what constitutes a conflict of interests. Apart from a consistent concept, the author develops a coherent system for handling conflicts of interests, which, inter alia, takes into account the provisions of the German Corporate Governance Code and the German Stock Corporation Act.

Frontmatter -- Vorwort -- Inhalt -- Erster Abschnitt. Aeufsere Verhältnisse des Eisenhüttenwesens in Schweden -- Zweiter Abschnitt. Die Fabrikation auf den Hütten -- Druckfehler