Bücher von Sebastian Uremadu

Savings mobilization for domestic investment has always been bane of economic growth and development in most LDCs. How to fill existing gap between savings and investment prompted this study. The work assessed the impact of real interest rate on savings mobilization in Nigeria. Several key indicators(per capita income, money supply, saving and lending rates spread, inflation,etc) influencing savings were also considered. OLS econometric models that incorporated natural logarithms were used to conduct tests and analyses. Results confirmed findings of past studies that high real interest rate and inflation rate impact on savings ratio. Per capita income and spread had significant influence on savings. Spread leads savings variations in Nigeria. It is then followed by per capita income. This is novel because no past studies have done this. Discoveries are unique in the Nigerian context in that a wide gap exists between savings and lending rates. Also per capita income affect savings in Nigeria in that high disposable income leads to more savings. It recommends rise in efforts to reduce inflation to improve relevant factors. Application of findings will improve most economies.

This book is an account of how the LORD appeared to the author in 1983. Since after that incident much revelations have been granted to the Evangelist, most of which are discussed in this book. Cases covered include places where God appeared to persons in the Old Testament; and revealed His Son to persons in the New Testament as it occurred to apostle Paul, on Damascus road; and to Daniel in the ancient times (Daniel 7:13-14) and to Isaiah the prophet when King Uzziah died (Isaiah 6:1-6), and so on! In fact, mysteries issuing from the revelations, no doubt, confirmed existence of God the Almighty, His Son, Jesus Christ and the Holy Ghost. Much more, God's grand plan for creating man to reign with Him eternally also came to the fore. Therefore, the reader will not be disappointed having read this divine account. The central message here is that God is real, and that He had at different times appeared to people including this author. That the world needs truth about existence of God which this book has profoundly established. That any object or personality that could appear in dream, trance or vision must have spiritual or physical existence too.