Bücher von Thomas Herold

Essential Mortgage Terms You Should KnowOne of the most important decisions that you can make is buying a home and taking out a mortgage to pay for the house. The decisions you make on your mortgage will have financial ramifications for years to come. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry because you’re not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use.From Lender to Loan to Closing Your HomeWith the terminology used in discussing mortgages such as appraisals, equity, escrow, points and settlement costs, most common people can become easily confused. Mortgage professionals can speak in a language all of their own and the lingo used is unique. This Practical Mortgage Guide Covers Topics Like:•  Mortgage Lending & Broker•  Subprime, Reverse & FHA Mortgage•  Commercial & Residential Mortgage•  Escrow, Points & Settlement Costs•  Home Equity & Loan Modification•  Home Equity & Loan ModificationThis practical glossary with alphabetical order compiles a list of over 125 most important mortgage terms you’re likely to encounter. Every mortgage term is explained in detail, with a clear and concise article style description and practical examples.It will help you understand the most common mortgage terms that you might encounter, and what role they play in the mortgage process. Use this glossary of mortgage terms to better understand the overall mortgage process as well as any specific mortgage terms that may be unfamiliar to you.Make Your Mortgage Less of a MysteryTaking time to understand the vocabulary can help you with your mortgage planning, eliminating confusion, and get better prepared for a swift and smooth transaction.Get Smart with the Financial IQ SeriesPlease also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects of the financial world.Starting with Personal Finance, Real Estate and Banking term. Covering Corporate Finance, Investment as well as Economics. It also includes Retirement, Trading, and Accounting terms. In addition, you'll find Debt, Bankruptcy, Mortgage, Small Business, and Wall Street terminology explained. Not to forget Laws & Regulations as well as important acronyms and abbreviations.

Important Debt & Bankruptcy Terms You Should KnowBankruptcy is fast becoming an everyday topic of conversation. Like most specialties, bankruptcy law has a language of its own. It's unfamiliar words and phrases make it difficult to comprehend.It is important to understand key terms and phrases while going through the bankruptcy process. Not only will this help when speaking with your lawyer, but it will also assist you if you are required to go to court.If you are filing for bankruptcy, it is important to understand each term so that you understand each person’s role and what is happening. You do not want to misunderstand the different types of debts or assets and confuse which debts may be wiped out or what property may be taken and sold in order to pay off your debts.This Practical Debt & Bankruptcy Guide Helps You Understand:•  Debt Inheritance•  Dealing with Tax Debt•  How to Pay off Debt•  Debt Relief & Debt Forgiveness•  The Debt Collection Process•  Good & Bad Debt•  What is the downside of filing for bankruptcy?•  What happens if I declare bankruptcy?•  How bankruptcies work who pays for bankruptcies•  What are some of the effects of declaring bankruptcy?•  The 3 types of bankruptciesIf you don't understand various financial terms may inadvertently damage their credit or even end up deeper in debt.Also, getting out of debt isn’t something you learn about in school. As a result, when you start to have problems, it can be difficult to make the right choices because you may not even fully understand the terms that are being used about your debt and the various solutions available.This practical dictionary explains over 140 of the most important and commonly used dent & bankruptcy terms. Every term is explained in detail, with a clear and concise article style description and practical examples.This glossary should not be relied on as legal advice. Predicting how bankruptcy may affect any given situation requires a knowledge of the facts surrounding that situation. Specific questions should be directed to a bankruptcy attorney.Make Debt & Bankruptcy Less of a MysteryTaking time to understand the vocabulary can help you with your debt restructuring or bankruptcy planning, eliminating confusion, and get better prepared for a swift and smooth transaction.There are many terms used when it comes to credit counseling, debt, debt collections, and debt relief. Knowing what the various terms mean can help when you’re trying to get your finances back on track.Get Smart with the Financial IQ SeriesPlease also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects of the financial world.•  Personal Finance, Real Estate, and Banking•  Corporate Finance, Investment, and Economics•  Retirement, Trading, and Accounting•  Debt, Bankruptcy, Mortgage, Small Business, and Wall Street•  Financial Laws & Regulations, Acronyms, and Abbreviations

Essential Accounting Terms You Should KnowEntering into the accounting field can be a little confusing at first with all of the new terminologies to learn. Don't feel left out in conversations and don't be left behind because you aren't sure what someone is talking about.Whether you’re studying accounting in school, working in the accounting department of an international organization or just reviewing financial statements as an investor, you may occasionally encounter terminology that’s unfamiliar.This Practical Accounting Guide Helps You With:•  Starting Your First Big Job•  Completing Undergraduate Work•  Preparing for the CPA Exam•  General Tax Accounting•  Reading Financial Statements•  Small Business Accounting•  LLC & Bank AccountingThis practical glossary compiles a list of over 150 most common accounting terms you’re likely to encounter. Every accounting term is explained in detail, with a clear and concise article style description and practical examples.As a small business owner, one of the first things you should do is make sure you have a basic understanding of accounting terms. Knowing at least a few accounting key terms will make you a much more well-rounded and versatile business owner.Make Accounting Less of a MysteryIf you do all of your own bookkeeping, understanding basic accounting terminology - that applies to business - helps you prepare your tax return, understand financial reports, and communicate with others about your business’s financial position.This accounting dictionary is a crucial addition to any accountant's guidebook.Get Smart with the Financial IQ SeriesPlease also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects of the financial world.•  Personal Finance, Real Estate, and Banking•  Corporate Finance, Investment, and Economics•  Retirement, Trading, and Accounting•  Debt, Bankruptcy, Mortgage, Small Business, and Wall Street•  Financial Laws & Regulations, Acronyms, and Abbreviations

Essential Stock Trading Terms You Should KnowWhether you're a new investor or a seasoned pro, it helps to have a solid glossary at your fingertips to provide quick clarification on a particular term or to expand your overall stock market vocabulary.Understanding the stock market can be a daunting task for any new investor. Not only are there many concepts and technical terms to figure out, but nearly everybody is trying to give you advice.This practical glossary book compiles a list of 150 most common stock trading terms you’re likely to encounter. Every stock trading term is explained in detail, with a clear and concise article style description and practical examples.This Practical Stock Trading Guide Helps You Understand:•  Day Trading•  Fibonacci & Swing Trading•  Forex Trading•  Options Trading•  Commodity Trading•  Crypto Trading•  Futures TradingTo fully get to grips with learning the stock market, you first need to understand all the different terminology that is often used. Use this practical stock market terminology guide with its alphabetical index. Consult for stock trading terms and lingo that will help you understand the markets better.Make Stock Trading Less of a MysteryDeep knowledge of stock trading will greatly reduce the possibility of losing money. That’s why it helps a lot to have the stock market terms in the back of your mind, and understand various trading strategies, before taking the plunge.Get Smart with the Financial IQ SeriesPlease also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects of the financial world.•  Personal Finance, Real Estate, and Banking•  Corporate Finance, Investment, and Economics•  Retirement, Trading, and Accounting•  Debt, Bankruptcy, Mortgage, Small Business, and Wall Street•  Financial Laws & Regulations, Acronyms, and Abbreviations

Essential Investment Terms You Should KnowAre you learning about investing? Then it's important that you pick up and understand some basic investment terminology.If you are a new investor, you will likely encounter terms that you don't understand. It may seem overwhelming in the beginning but, like anything, once you become familiar with it, you realize there is no reason to be intimidated. This is an introduction to some of the more common investing terms that you may encounter.This practical glossary contains over 140 most important investment terms. Every investment term is explained in detail, with a clear and concise article style description and practical examples.Understand Investment TypesThere are various ways to invest your money, such as stocks, bonds, and property. You should have a clear understanding of each option to make the best decision for growing your money.Rest assured, this is not rocket science. In fact, you'll see that the most important principle on which to base your investment education is simply good common sense.This Practical Investment Guide Helps You Understand:•  Common Sense & Valuegrowth Investing•  Real Estate Investing (Rental / Commercial)•  Dividend & ETF Investing•  Investment Banking•  Stock Market & Bond Investing•  Commodity InvestingThe better you understand the information you receive, the more comfortable you will be with the course you've chosen. Don't worry if you can't understand the experts in the financial media right away. Much of what they say is jargon that is actually less complicated than it sounds.Make Your Investment Less of a MysteryTaking time to understand the vocabulary can help you with your investment plan, eliminating confusion, and get better prepared for a swift and smooth transaction, once you have made up your mind.Get Smart with the Financial IQ SeriesPlease also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects of the financial world.•  Personal Finance, Real Estate, and Banking•  Corporate Finance, Investment, and Economics•  Retirement, Trading, and Accounting•  Debt, Bankruptcy, Mortgage, Small Business, and Wall Street•  Financial Laws & Regulations, Acronyms, and Abbreviations 

Essential Corporate Finance Terms You Should KnowBusiness involves decisions that have financial consequences and any decision that involves the use of money is said to be a corporate finance decision.Corporate finance is one of the most important parts of the finance domain as to whether the organization is big or small they raise and deploy capital in order to survive and grow.This practical glossary compiles a list of 150 most common terms you’re likely to encounter in alphabetical order. Every corporate finance term is explained in detail, with a clear and concise article style description and practical examples.This Practical Corporate Finance Guide Helps You Understand:•  Principles of Corporate Finance•  Corporate Investments•  Corporate Finance Law•  Corporate Capital Budgeting•  Corporate Capital Financing•  Financial Risk Management•  Corporate Return of Capital•  Corporate DividendsMake Corporate Finance Less of a MysteryTo run a business, you need to know about capital – without money, operating a business becomes an impossible task. When it comes to knowing where, when and how to get the capital and perhaps more importantly, how to allocate the capital and make use of it, you must learn about corporate finance.Corporate finance terms provide insights into the fundamentals and principles of corporate business. It explains the theory and covers the most important terminology. Get Smart with the Financial IQ SeriesPlease also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects of the financial world.•  Personal Finance, Real Estate, and Banking•  Corporate Finance, Investment, and Economics•  Retirement, Trading, and Accounting•  Debt, Bankruptcy, Mortgage, Small Business, and Wall Street•  Financial Laws & Regulations, Acronyms, and Abbreviations

The Simple Guide to Economic Well-Being and Financial FreedomWhenever you hear someone speak personal finance, do you feel like you’re learning a foreign language? Do you feel lost when reading or hearing financial terminology from your bank, insurance, investment agent or the IRS? You’re not alone!Financial ignorance carries significant costs and results in spending more on transaction fees, get over-extended with debts as you are a ripe prospect for predatory practices.If you cannot comprehend basic financial concepts, such as interest compounding and financial risk diversification, you're paying higher transaction fees, you pile up unmanageable debts and you also end up paying higher interest on loans.Improve your financial literacy with this down-to-earth financial handbook. It's helpful for adults and teens as well.This Practical Financial Guide Helps You With:• Financial Planning & Regulations• Investing, Banking & Economics• Home Buying, Selling & Mortgage• Financial Statements & Credit Reports• Portfolio, Assets & Liabilities• Bitcoin & Crypto-CurrenciesYour Path to Financial Freedom & Financial IntelligenceFinancial education is the single biggest skill that can ensure economic well-being and financial peace. In modern parlance, it is known as financial literacy. It is a combination of financial awareness, knowledge, skills, and attitudes necessary to make sound financial decisions and ultimately achieve individual financial well-being.If you have a grasp of financial principles, you are able to better understand and negotiate the financial landscape and avoid financial pitfalls.You don’t have to be an accountant or a financial planner to negotiate in the world of business finance. This practical glossary contains 99 most important, and most commonly used business finance terms and definitions in alphabetical order.It was written with an emphasis to quickly grasp the context without using jargon. Every financial term is explained in detail, with clear and concise article style description and practical examples.These 99 financial terms will equip you with the most needed financial knowledge and skills. They will strengthen your attitude and belief in yourselves, to make and exercise informed, confident, and timely money management decisions. Whether you are a salaried person, a startup enthusiast, a business owner or just a financial beginner, these financial terms shall help you manage your money in a much better way.Make Better Financial Decisions - Start Today!In order to become savvy about your own finances, you need to understand a few useful financial definitions. This compilation of financial terms is a comprehensive list of various financial words, concepts, and regulations that you are likely to come across in your financial expedition.Financial fitness will lead your life to a more secure financial future. Please scroll up and grab your copy today!

„It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.“ - Henry Ford In this new startling book, Mr. Herold provides the most sophisticated insight and shocking details about the current monetary system. Never before has the massive manipulation of money caused so much despair and income inequality all over the world.This book unveils over 20 secret methods that banks, governments, and cooperations are using to legally strip 90% of your income. Brilliantly written and astoundingly easy to understand, this book is an eye-popping exposure of the most sophisticated fraud in the history of mankind.Why the current monetary system stands before the abyssThe magic trick how banks create money out of thin airThe myth of GDP growth and what really causes itThe physiological methods by which advertisers and insurances get your moneyWill the government soon be forced to support Universal Basic Income?Why BitCoin is not a practical investment tool and will soon vanishWhy crypto-currencies could free us from central banks and government regulationsWhy a resource based economy could be the solution and make money obsoleteWhat you can do right now to shift from a money mindset to wealth creationOver 8 years in the making…The shocking details about the biggest fraud in history ever – happening to you right now. Bubbles blow – in 2000 the Internet business bubble imploded, only eight years later the housing market crashed. Now we have the everything bubble! More than 3 trillion dollars – that’s a three with 12 zeros – have been injected into the market since then to keep it from collapsing.With catastrophic results… This money has been souped up by the 1% that now control 50% of the world's wealth. The fastest and biggest wealth transfer in history is underway. Money evaporates - as quick as water in the desert - from the middle class, leaving them struggling and without hope for retirement. The elite class is celebrating their biggest heist with insane, astronomical profits.This is not going to last. Starting 2018 this ‘Everything Bubble’ is going to bust… This book reads like a thrilling novel, but sadly it’s based on facts. The secret techniques and methods almost all banks and governments have been using, and still using today to steal your money legally. It exposes in detail, brilliance and with clarity over 20 stunning tactics, which leaves you wondering why the whole system hasn’t crashed a long time ago.Hint: All of us keep it going by simply believing and trusting it… Nevertheless the frightening facts, this book also provides astonishing insights into a solution that could create abundance for all people. This is a must read if you want to survive the global monetary transformation that’s underway right now.What's Happening to Our Money? It also describes the most likely transition into a new worldwide crypto-based currency, which will become the basis of our financial system. The financial transition into the cryptocurrency area marks one of the most significant changes in the history of money and has the potential to end the control of central banks and governments.Before You Read Another NovelIn spite of these frightening facts, 'The Money Deception' also provides remarkable and simple solutions to create abundance for all people, and it's a must read if you want to survive the global monetary transformation that’s underway.