Bücher von Veliswa Ntatiso

Seminar paper from the year 2022 in the subject Business economics - Investment and Finance, grade: 82%, , course: Financial Economics, language: English, abstract: This paper deals with an in-depth examination of the financial industry in South Africa, a sector recognized as one of the most developed globally and with significant ties to the country's economic growth. The banking sector, in particular, is characterized by a concentration of power within a few major institutions, responsible for more than 90% of the industry's revenue. However, this robust financial system faces several challenges, including high financing costs, limited financial inclusivity, susceptibility to collusion, and a lack of innovation, all of which contribute to a relatively low level of competitiveness in the market.The paper's primary aim is to investigate the roles and functions of two key entities, the Financial Institutions Regulatory Authority and the Competition Commission, within the South African financial markets. This investigation occurs in the context of regulatory changes, specifically the implementation of the Financial Sector Regulation (FSR) Act, which has expanded the regulatory reach of the Financial Sector Conduct Authority (FSCA). The FSR Act now covers financial products and services not previously regulated by the Financial Services Board (FSB), encompassing areas such as banking, loans, and foreign currency transactions. A comprehensive research methodology is adopted, incorporating both qualitative and quantitative approaches. It scrutinizes the dynamics of the South African banking sector, evaluating the impact of these regulatory changes on market competition and consumer protection. Additionally, the paper explores the extent to which these regulatory developments contribute to enhancing access to financial services and facilitating the restructuring of the financial industry.

Seminar paper from the year 2022 in the subject Business economics - Economic Policy, grade: 70%, , course: Debt Markets, language: English, abstract: This assignment reviews the implications of the downgrades on government¿s ability to raise funds through debt instruments as well as the role played by Covid-19 pandemic in raising funds by the government.The COVID-19 dilemma is difficult for administrators of government borrowing. Borrowing pressures in several nations, such as South Africa, are probable to be worse than in the history in a variety of ways, such as the marked increase rise in finances needs, the pressure on efficient markets, and, for trying to develop and arising nations (EMDEs), a decline in external sector and changes of direction in capital flows. Whereas the majority of sovereign governments have credit ratings, most state agencies (states, provinces, or counties) do not. Considering the numerous advantages graded sub - national authorities enjoy, people living in emerging countries nevertheless confront significant challenges.

Diploma Thesis from the year 2023 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 75%, , course: Bachelor of commerce honours Economics, language: English, abstract: The purpose of this study was to determine whether, between 1998 and 2018, income inequality in Southern Africa had an effect on human development. The current study focuses on analyzing, using Quantec Easy data, how income disparity (as assessed by the Gini Coefficient) affects development (as measured by the HDI) in South Africa. To determine co-integration and whether there is a long-term connection between income disparity and human evolution, the Autoregressive Distributed Lag (ARDL) model was employed in conjunction with the Error Correction Model (ECM). The series' stationarity, which is a mixture of I(0) and I(1), was one of the factors that led to the selection of the ARDL model.