Ökonomi & Finanzen

Es una historia que trata de una chica que regresa a la mansión Belmont, donde descubre varios secretos que no sabía acerca de toda su familia. Quiere encontrar el amor, pero por prohibiciones estará triste. Sin embargo, ella está dispuesta a luchar por su amor prohibido. No tendrá las cosas fáciles; en esta historia habrá conflictos, contradicciones, esperanza, porque tiene muy en claro en desafiar su amor que siente por un chico.

Es gibt keinen einfachen Weg zum Ruhm Es gibt keinen rosigen Weg zum Ruhm Das Leben ist kein einfaches Gesellschaftsspiel, wie wir es auch betrachten mögen, aber seine Preise erfordern Beharrlichkeit, Ausdauer und Durchhaltevermögen Mikrokredite sollen einen großen Mehrwert schaffen und dem Leben der Empfänger einen Sinn geben, indem sie u. a. eine nachhaltige Ernährungssicherheit gewährleisten und den Lebensunterhalt verbessern.Dies gilt jedoch nicht für alle Arten von Krediten/Darlehen. Der Erwerb von Krediten variiert je nach Art und Quelle. Die große Frage, die sich stellt, ist, welche Veränderung Mikrokredite für den Lebensunterhalt der Begünstigten mit sich bringen....Ist die Kreditvergabe wohlhabend? Ist der Prozess der Kreditaufnahme für die Empfänger umständlich, vor allem für die Landbevölkerung? Welche Strategien werden eingesetzt, um die gewährten Kredite zurückzubekommen? Dieses Buch enthüllt den Mythos hinter dem ghanaischen Denish Community micro-credit Program (GDCP), dem Krediterwerb, der Kreditrückforderung und gibt Antworten auf die oben genannten Fragen und mehr....

The proliferation of Chinese products around the world is a phenomenon that merits academic inquiry as to consumer receptivity in respective nations. The purpose of this study was to assess such receptivity in the Kingdom of Thailand where substantive research on this subject has been lacking. Specifically, the perception factors of country-of-origin, consumer nationalism, price sensitivity, product quality, and product type purchased as per demographic variables were examined. The inquiry also looked at differentials between Chinese Thais and non-Chinese Thais regarding purchase of goods made or assembled in China. Hypotheses were tested for consistency in this study¿s presentation due to the variability of statistical significance found in the literature review regarding the factors under examination. The study found there were statistically significant differences between Thai purchasers and non-purchasers of Chinese products regarding the factors of consumer nationalism, price sensitivity, and perception of quality. It also found mixed results regarding Chinese product types purchased by demographic groups as well as mixed differentials between Chinese and non-Chinese Thais.

Das Lehrbuch vermittelt die Grundlagen der handelsrechtlichen Bilanzierung sowie darauf aufbauend die Grundlagen der Bilanzanalyse. Es umfasst die theoretischen Grundlagen der handelsrechtlichen Bilanzierung, die einzelnen Bilanz- und GuV-Posten. Ausgangspunkt ist jeweils ein Beispielsachverhalt. Dies dient dazu, den Lesenden konkret vermitteln zu können, wo genau in der Bilanz und GuV sie sich gerade befinden und welche Auswirkungen sich aus einer unterschiedlichen Behandlung, insbesondere aufgrund der Ausübung von Wahlrechten, ergeben können. Dadurch wird Wissen und Gespür bezüglich etwaiger bilanzpolitischer Motive an die Hand gegeben. Abschließend werden die Grundlagen der Bilanzanalyse erläutert.Begleitend zum Buch steht den Leser:innen ein eLearning-Kurs mit 250 Fragen und Antworten für die Prüfungsvorbereitung zur Verfügung. Das Buch richtet sich an Studierende der Betriebswirtschaftslehre aller Hochschultypen.

This book analyzes the wealth management of mid-high net worth individuals and families. As China's economy develops and people's living standards improve, more and more families are becoming well-off and the middle-income group continues to expand. After creating wealth and becoming rich, better guarding, spreading and enjoying wealth is not only an urgent challenge faced by more and more micro-families, but also an inevitable need to enrich and energize people's livelihood and the connotation of a good life.Mid-high net worth people are an organic part of China's middle-income group, as well as the future coordinates of many families that have just crossed into the middle-income group. An accurate portrait of this group and an in-depth study of the needs, habits, ways and effects of their family wealth management and distribution are conducive to better responding to the demands of affluent families to "keep, pass on and enjoy wealth," as well as exploring the path of solidly promoting common prosperity at the micro-family level. From this perspective, Institute of Social Science Survey of Peking University has conducted a panoramic analysis on mid-high net worth people from panel survey with more 16,000 households in China after 10 years of tracking and investigation, from six aspects: behavioral patterns, financial asset allocation, non-financial asset allocation, commercial insurance allocation, children's commercial medical insurance allocation and pension insurance allocation, the importance of which is self-evident. As the first systematic work on asset allocation and insurance protection of Chinese middle and high net worth families, although part of the purpose is to explore the demand for insurance protection and develop the commercial insurance market, there is no doubt that this study is an important reference for the government to formulate social security policies and for financial institutions to optimize the supply of family wealth services.

This book, a bestseller in China with over a million copies sold, depicts the role played by the Chinese government in Chinäs economic development. It explains how the Chinese government has gradually established and improved market mechanisms while promoting economic growth. The book particularly points out that the Chinese government not only governs the economy through policy guidance but also directly participates in the process of urbanization and industrialization as part of the market. It also introduces the specific mechanisms of government involvement in economic activities, which forms a bridge between economic theory and the reality of China. This book, a winner of the Wenjin Book Award by the National Library of China, will be an invaluable reference for scholars seeking to understand Chinäs economic policy and government system reform in the years to come.

Since the Tsinghua PBCSF Chief Economists Forum¿s inception in 2019, the 2023 forum, adhering to the traditions of previous sessions, with combining online and offline innovation formats, conducted an in-depth analysis of many key issues in the current macro-economy from the perspective of the chief economists, with a focus on the future of China and global economy from all angles. It has become the largest and highest-level economic forum in China. 20 chief economists and leading scholars from prestigious institutions attended the forum, engaging in in-depth discussions on the reform of the global economic order amidst financial turbulence. They conducted forward-looking analyses of both the Chinese and world financial markets, with the aim of exploring solutions to the issue of economic growth worldwide. 5 million viewers tuned in online. Through our projects, China's foremost economic experts share their insights with the world, generating innumerable originaland highly professional economic analyses. The themes addressed in our forum span the globe and will have a long-lasting impact. Embracing diversity, we aim to provide an array of perspectives on the direction of global economic development, promote informed decision-making, and bridge the communication gap between China and the rest of the world on economic matters, in a book of interest to scholars, economists and China watchers. Jiandong JU is the Unigroup Chair Professor at PBC School of Finance in Tsinghua University, Director of Center for International Finance and Economics Research, PBC School of Finance, Tsinghua University.

Are you wondering how to pay for the right college for your child, regardless of your financial situation and college budget? This book unlocks the secrets of how you can send your child to colleges you never thought you could afford. It sets out a step by-step approach to access thousands, even tens of thousands of dollars per year in FREE money from colleges. Read Pay For College Without Going Broke and discover: ¿ Where to find little-known college financial aid sources for your family ¿ How to choose the right school for your child and your pocketbook ¿ What you need to do to access tens of thousands in FREE money per year from colleges themselves ¿ Which resources will help you maximize your child's college success

The Map of Life is Changing The nation's first generation of knowledge professionals, some thirty million Americans who've earned a living through their education, intelligence and expertise, has reached or is nearing retirement age. For more than half, this feels like a life sentence to purgatory, according to the most scientific studies ever done on this generation. While many can afford to, they have no interest in powering down their ambitions to play golf, garden, cruise or play pickleball for the rest of their days. Recalls one who tried: "You retire, you have a drink on your patio at 4:30 in the afternoon. More time goes by. Now you have a drink at 1:30 in the afternoon. You realize it's time to go back to work." And that they are-the number of college educated Americans in their mid-60s and beyond who have kept working rather than retire, has more than quadrupled over the past few decades. And their numbers continue to climb, as millions more each day recalibrate their career trajectories, realign the U.S. economy, and reinvent the path to happily ever after for future generations to follow. Reported the Wall Street Journal in April 2023, "for many people, the idea of stopping work is a nonstarter-an inevitable path to boredom, ill health and a life devoid of meaning." In this sequel to his Amazon bestseller Boundless Potential and the nationwide PBS-TV Special that it spawned, Peabody award-winning journalist and Fortune 100 management consultant Mark S. Walton crisscrossed the country, visiting with passionately unretired CEO's, Mayo clinic doctors, attorneys, neuroscientists, psychologists, financial experts, journalists and more, to chronicle their stories, share their lessons learned, and unpack the seismic trend that's changing the map of life.

You've spent your career preparing clients for retirement, but are you prepared for your own?The strategies that could make or break you when selling your practice as a financial advisor are easy to overlook. From succession planning and exit strategies to valuation drivers and payout plans, your options are nearly endless-don't leave the most lucrative one on the table.In Success with Succession, financial advisor and practice acquisition expert Paul Daniel Franco presents key considerations, common misconceptions, and insightful strategies that can help you reap rewards from years of hard work. Whether you are approaching retirement or have years to go, are a sole practitioner or work with a firm, you'll learn how to secure your legacy, protect your assets, and choose a strategy to maximize returns. It's your turn to plan now. Success with Succession is the template every financial advisor needs to safeguard their work, their wealth, and their future.

We often ponder how some individuals, starting at the lowest rung of life's ladder, reach their retirement years with happiness, contentment, and a vibrant lifestyle, equipped with essentials that even those who prospered in their earlier years find themselves lacking. Is there a secret formula that leads to such fulfilment? How can one ensure that their twilight years are filled with hope, contentment, and a genuine sense of personal achievement, especially in a world where many are preoccupied with financial concerns and yearn for a past that is forever gone? Nest of Gold offers answers to these questions. From the outset, it guides the reader, who might otherwise face a disappointing retirement, by outlining steps and techniques to follow. These strategies provide a well-trodden path to a secure and fulfilling later life. While the book primarily addresses the future planning of those in the lower-middle class, its principles are universal. The key is in adapting the advice to one's individual earnings and wealth. The overarching goal is inclusive: to leave no one behind and to contribute to the eradication of poverty. Nest of Gold is more than a guide; it's a manifesto for a brighter, more secure future for everyone.

"A sufficient amount of capital is vital for banking and economic stability. The book traces the role and relevance of capital in the United States, the United Kingdom and Switzerland since the 19th century. It is of interest for policymakers, academics and everyone interested in banking history and regulation"--

"A must-read for anyone who wants to know the brutal truth of digital colonialism driven by the American empire" Kohei Saito, author of Slow Down: The Degrowth Manifesto"A vital book for anyone concerned about justice and equality, and about the extraction of the Earth's resources to support the technologies of limitless greed and growth" Vandana Shiva, environmental activistThe world is racing toward an irreversible ecological catastrophe. Environmental science makes clear that humans must reduce total material resource use, requiring a radical redistribution of wealth within and between countries. Yet little attention has been paid to how the digital economy fits into this equation.Michael Kwet, a leading expert on digital colonialism, presents a new paradigm for the digital society. Merging the science of degrowth with a global analysis of the high-tech economy, he argues that digital capitalism and colonialism must be abolished quickly. In Digital Degrowth, Kwet maps out a path to a people's tech future. He calls for direct action against Silicon Valley, US imperialism and power elites everywhere in order to realize a radically egalitarian digital society that fosters equality in harmony with nature.Michael Kwet is a postdoctoral researcher at the University of Johannesburg and a Visiting Fellow at Yale Law School. He hosts the Tech Empire podcast, has been published at Al Jazeera, The New York Times, The Intercept, and Mail & Guardian, and is founder of PeoplesTech.org.

"Microeconomics Today" by Dr. Sarah Littleworth is a dynamic journey through the fundamental principles of microeconomics. From scarcity to market structures, elasticity to international trade, this concise guide navigates complex concepts with clarity. With real-world applications and a focus on emerging topics, it's an essential read for students, professionals, and anyone seeking a profound understanding of economic dynamics.

"Blockchain Governance offers an accessible, critical overview of legal and political issues related to blockchain technology. It moves beyond the hype, showing how blockchain offers a fertile ground for experimentation with radically new ways to govern people and institutions"--

As the interplay of environmental, social, and governance factors becomes increasingly crucial, the global business landscape faces a monumental challenge. Climate change, social inequities, and economic uncertainties loom large, demanding immediate attention. The integration of Environmental Social Governance (ESG) principles and Artificial Intelligence (AI) technologies emerges as a powerful solution to these challenges. However, navigating the complexities of this integration, understanding its implications, and harnessing its full potential is a formidable task. Academic scholars, policymakers, and practitioners are grappling with a critical question: How can we leverage the convergence of ESG and AI to drive sustainable practices and address pressing global issues? The answer lies in comprehending the multifaceted dimensions of this integration, its ethical considerations, and its transformative potential. To gain these insights, a comprehensive resource is needed, one that offers a deep dive into ESG-AI integration, delving into empirical research, practical applications, and ethical concerns. Intersecting Environmental Social Governance and AI for Business Sustainability is a book that answers the call to action for this pressing challenge with an in-depth exploration of the evolving field of ESG and AI integration.

Real Estate and Taxation in Singapore provides a multi-disciplinary approach to the subject for Singapore real estate and tax aficionados. The book helps the reader to navigate the complex world of real estate taxation by taking them through the various changes in the Singapore real estate market over the years, as well as the property development and investment life cycle from acquisition and development, to investment and ownership, to disposal.The book primarily focuses on tax issues - income tax, stamp duty, property tax and goods and services tax - faced by property developers and investors in Singapore. It further explains the tax and non-tax aspects of topics relating to the Master Plan, development charge and differential premium, the real estate market cooling measures, as well as real estate investment trusts and funds.It is an all-in-one, 'must-have' reference book for professionals, policy-makers, academia, students and the general public who are interested in the field of real estate and taxation.

DIY Stock and Securities InvestingStock and securities investing is easier when you're receiving the right information. As a Certified Financial Planner® who owes a fiduciary duty to clients, I'm embarrassed by Wall Street's behavior.For many, the primary objective is to make more money off you. There's no higher duty offered or given. Through bloated expense ratios, advisor and account fees, misleading advertising, and more, your dream of financial independence can get dashed, or held back at best.So how does a motivated, hard-working person reach financial independence sooner than later? One way is through stock and securities investing, but only if you're getting the information you need to succeed. I'm here to help.Take ControlGiven your motivation, I recommend doing your own stock investing. I'll supply you with the unbiased conflict-free information you need regarding your choices. Then you can create customized investment plans using only the best tools, strategies, and accounts available. When I say best, I mean what's best for you.Managing RiskIf you're not effectively managing your risk, the consequences can be dire, especially during periods of high stock market volatility which seem to have become the norm.Risk can never be eliminated from a stock and securities investing plan. It can, however, be managed. My three risk management strategies, implemented with your risk tolerance and time horizon in mind will help you weather even the worst stock market downturns.High Investing ExpensesBesides managing risk, trust me when I say keeping your investment expenses low is fundamental to your success. It's my number 1 (of 5) tenet of successful stock investing. So how much are you paying? Too much if you've got fees for trades, loads, or the dreaded 12b-1 charge.Check the expense ratios of any funds in which you're investing. It should start with ".0," like in .04% or .08%. What if it's missing that zero, as in .4% or .8%? Or worse, what if it's got numbers to the left of the decimal point, like 1.5% or higher? You'll be surprised how much that extra expense robs you.Find Your Best RothAre you investing in the correct accounts? For longer-term goals like financial independence, retirement, and education, you've got to go all in on tax-advantaged accounts. I prefer the ones with a Roth option, given a future of higher taxes, inflation, and global uncertainty.Roth and other tax-advantaged accounts help you realize a higher after-tax return. Many accounts have features that give you an even bigger advantage, some of which you may not be aware of. Invest in a regular taxable account too: Just be sure you're optimizing your stock investing mix and not paying too much in taxes.Do It YourselfI hope you're receiving the right information. Unfortunately, it's been my experience that you're probably not. Exceptions do exist. There are a handful of investment firms, financial planners, and investment advisors that provide excellent stock investing products and guidance at a fair price, but they're few and far between.As you get to know me better through my writing, I hope you'll begin to trust what I have to say about stock and securities investing over what Wall Street preaches. Your financial future depends on it.Create a stock investing plan that will make incredible positive differences in your life and the ones you love. When saved and invested properly with a purpose, money can do that.It may be a lot easier than you think. Past financial transgressions have no bearing on your future success or failure. Get started now on your financial independence.

¿Alguna vez has sentido que no vas a tu oficina por el día? Tal vez se haya preguntado por qué no puede simplemente ejecutar su negocio desde su teléfono. Si eres tú, entonces estás de suerte, ¡porque QuickBooks te permite hacer exactamente eso! Este revolucionario software le permite ejecutar cada faceta de su negocio directamente desde un dispositivo portátil como su teléfono inteligente o tableta. Podrá acceder fácilmente a todo, desde las facturas que deben pagarse hasta el monto total que sus clientes deben enviarle. ¿Siente que la contabilidad es innecesariamente complicada?¿Ha considerado el software automatizado en el pasado, pero lo encontró demasiado complicado de aprender?¿Desea reducir los costos de administración y ser realmente su propio jefe? Ingrese: La guía completa de QuickBooks, su ventanilla única para todas sus necesidades. En este libro, no aprenderá simplemente cómo comenzar a usar QuickBooks, lo guiaremos en cada paso del camino y lo simplificaremos para su beneficio. Nuestro escritor es un emprendedor exitoso y establecido para quien quiera usar QuickBooks sea tan fácil como mover la mano. Esta es una oportunidad como ninguna otra, ¡es como si Bruce Lee te estuviera enseñando Karate! Nuestro libro lo guiará a través de la configuración de QuickBooks, así como sus características más básicas. Una vez que los haya dominado, el libro lo ayudará a superar los problemas más difíciles hasta que sea un maestro de QuickBooks. Después de que termine nuestro libro, se preguntará por qué alguna vez encontró negocios en línea intimidantes en primer lugar. El conocimiento que encontrará en este libro vale fácilmente miles de dólares. Hay innumerables personas en línea que ofrecen cursos de QuickBooks que no contienen la mitad de la información que contiene este libro, ¡y les están poniendo un precio de más de cien dólares! Si está listo para la guía más sencilla e intuitiva de QuickBooks en Internet, ¡dé un paso y comience su viaje con este libro HOY!

The book highlights the evolution of the defence industry in the Gulf Cooperation Council (GCC) states, emphasising its historical reliance on arms imports, the shift towards domestic defence capabilities, and the implications for regional security and economic development.Key TakeawaysThe GCC states heavily relied on arms imports initially due to limited domestic industrial capabilities and evolving security threats.The United States played a significant role as a primary arms supplier to the GCC states during their early development stages.Over time, concerns about supply chain vulnerabilities and over-dependence on foreign powers led to a strategic shift towards developing indigenous defence industries.The book explores the economic implications of the local defence industry, emphasising its potential to drive economic growth, create job opportunities, and foster technological innovation.It also delves into the security implications of defence industry development, focusing on enhancing military capabilities and strengthening national security.The book's methodology adopts a multidisciplinary approach, integrating historical, economic, geopolitical, and security perspectives through primary and secondary research.The book's structure follows a logical flow, exploring the drivers and challenges of defence indigenisation, economic diversification, technology transfer, and their impact on regional security cooperation. Guardians of the Gulf is essential for policymakers, scholars, and anyone seeking a deep understanding of contemporary defence developments in this critical region.

The introduction of cryptocurrencies ushered in a period of profound change experienced across the digital environment. With the advent of Bitcoin, a concept that was formerly confined to a particular portion of the population has now evolved into a vast and complex ecosystem consisting of decentralized applications, blockchain technology, and digital assets. An intriguing area known as "altcoins" may be found at the very center of this ecosystem. Altcoins are alternative cryptocurrencies that have developed to compete with and complement the pioneer cryptocurrency, Bitcoin. In this e-book, titled "Unlocking Altcoin Potential: Emerging Cryptocurrencies- The Next Frontier of Digital Assets," we go deeply into the dynamic realm of emerging cryptocurrencies and the world of altcoins. These alternative coins are becoming powerful contenders as the cryptocurrency environment extends beyond the limitations of Bitcoin. They offer innovative solutions, applications, and investment opportunities. We hope that by the time you finish reading this e-book, you will have a thorough grasp of the altcoin universe, including its technologies, investment potentials, and the broader implications that altcoins hold for the future of finance and technology. Bitcoin, the first cryptocurrency, demonstrated the viability of a decentralized, digital currency system that could function independently of the traditional intermediaries typically used in financial transactions. However, as blockchain technology, which forms the basis of cryptocurrencies, continued to progress, it became abundantly evident that the possibilities stretched far beyond those of a simple digital currency. Altcoins are a varied spectrum of cryptocurrencies that build upon the foundation laid by Bitcoin by offering additional features, capabilities, and use cases. They can be thought of as a world unto itself.

A "fuga de clientes" é um termo utilizado nas instituições bancárias para determinar quando um cliente é suscetível de retirar os seus produtos ou, em última análise, quando já retirou os seus serviços da instituição financeira. Estudos revelam que 1 em cada 5 pessoas é suscetível de abandonar os seus serviços, o que provoca perdas financeiras para o banco, uma vez que é mais dispendioso adquirir novos clientes do que manter os clientes que já estão ligados à instituição financeira. O banco BBVA na sucursal de Ocaña não é alheio a esta situação, razão pela qual é tão importante criar estratégias que nos permitam acompanhar os clientes de acordo com as suas necessidades específicas. Com isto, contribuímos para a fidelização dos clientes, passando de mono-produtos a poli-produtos. Além disso, mitigamos a fuga de clientes, divulgando os benefícios da poupança (CDT, fundos de investimento, contas do meu projeto, etc.), do crédito (poupança, consumo, cartões de crédito, crédito rotativo, hipoteca, etc.) e dos portais virtuais (BBVA Mobile, BBVA Wallet e BBVA Net) que os clientes podem adquirir através do depósito direto do seu salário na entidade.

OPEC is also an important and growing force in the world gas market OPEC holds some 42 percent of world¿s proven gas reserves, yet it currently produces only 14 percent or so of the world¿s requirements. OPEC Member Countries, particularly those in the Middle East, are among the world¿s largest repositories of natural gas. In contrast, the largest non OPEC gas reserve is to be found in the former Soviet Union, which does not have a geographical advantage in exporting its gas. Logic therefore dictates that OPEC has significant scope to substantially increase that its production and share of the gas market over the medium to long term.

In today¿s competitive landscape, data is not just information; it¿s the cornerstone of strategy. "Data to Strategy: Navigating Business Analytics for Growth" unveils the transformative power of data analytics in steering organizations toward unparalleled growth. From decoding complex data sets to extracting actionable insights, this book serves as a compass through the labyrinth of analytics, illustrating how businesses can convert raw information into strategic initiatives. With real-world case studies and practical frameworks, it arms leaders, analysts, and decision-makers with the tools needed to harness data's potential, guiding them in making pivotal decisions that drive success and sustainable and scalable growth. Unlock the strategic value hidden within your data and chart a course to sustainable prosperity with "Data to Strategy."

Alejandro un amante de los animales, es su historia hechos marcados por su afecto a los animales, a los cuales hizo parte de su vida y de su mundo desde su niñez, hechos que marcaron su vida que es la de cualquier persona común, sus alegrías, sus penas, sus temores pero también sus alegrías, pero siempre compartiéndolas con sus seres amados pero siempre entre ellos nunca faltaba su amado peludo, siempre soñó con un mundo mejor para ellos.