Ökonomi & Finanzen

O livro analisa a evolução atual da integração da cadeia de abastecimento na atividade grossista. As empresas grossistas modernas estão cada vez mais orientadas para o mercado. O sucesso das empresas grossistas modernas está cada vez mais orientado para o mercado. O livro tenta abordar as questões da integração da cadeia de abastecimento na perspetiva da empresa grossista estatal da Etiópia, denominada "Alle bejimilla". Mostra os problemas associados à fraca integração entre departamentos nas suas operações internas na empresa.

En este libro, que trata cuentos y recuerdos, puedes compartir y sentir tuyo un recuerdo y ser cómplice del protagonista. El autor apuesta con esperanza que su obra llegue a agradar con algo de emoción. Quiere entregar al lector una historia que no puede ser de otra forma, pero también desea que el lector se convierta en un cómplice idealista. El autor, en "Cuentos de mi abuela" y "Nitrógeno mutante", busca crear un ambiente y hacer sentir algo agradable al lector al experimentar las diferentes evocaciones y referencias, algunas del mundo de la música. Crea una dimensión para perderse en un laberinto de ideas de la juventud y la edad adulta, haciendo sutil referencia a lo que pudo ser la aventura del lector y del protagonista en uno solo, hipotéticamente, en situaciones en las que no puede uno solo encontrarse. El alter ego, como pseudoautor, que él mismo odiaría, un plano de una casa imaginaria donde habitan los fantasmas de la mente del autor.

O ecossistema empresarial e de start-ups está a desenvolver-se rapidamente na Argélia, oferecendo esperança face à crise económica. São cada vez mais os jovens que criam empresas inovadoras. O governo argelino está a pôr em prática medidas concretas para apoiar este sector. Estão a surgir histórias de sucesso que servem de modelo. De acordo com os especialistas, as empresas em fase de arranque podem ser um motor de crescimento decisivo para o país e uma importante fonte de emprego para os jovens. Até 2025, poderão ser criados mais de 100 000 postos de trabalho. O principal desafio é desenvolver uma cultura de empreendedorismo e inovação na sociedade argelina.

Este livro trata das operações de importação-exportação e, de uma forma mais geral, das transacções comerciais internacionais em África no contexto da implementação da Zona de Comércio Livre Continental Africana (ZCLCA).Destina-se principalmente aos profissionais do comércio, mas também pode ser utilizado para fins académicos, nomeadamente ao nível do ensino superior, ou como guia para os responsáveis pela elaboração de políticas comerciais.Escrito de uma forma prática, começa por proporcionar uma boa compreensão do sistema comercial multilateral. Em seguida, levanta as principais questões a que todos os profissionais da importação e da exportação devem responder antes de se lançarem numa aventura de exportação, se quiserem alcançar um sucesso duradouro no comércio internacional.Por último, apresenta as técnicas, os instrumentos e a assistência necessários para uma operação de exportação bem sucedida. As ilustrações deste livro são retiradas da experiência do autor como especialista em comércio internacional e das suas actividades como interveniente na longa cadeia de desenvolvimento da política comercial em África.

Ushbu töplamimizda O¿zbekistonlik ijodkorlarimizning yaqinlariga mehr, ota-onaga hurmat, sog¿inch, vatanga muhabbat kabi jöshqin tuyg¿ulariga limmo-lim bölgan ijodiy ishlari örin olgan. O¿lkamizga kuz kelgan paytida dunyoga kelgan ushbu kitobni "Oltin kuz" deya nomladik. Ushbu töplamimiz sizga yoqishiga ishongan holda e¿tiboringizga havola qilamiz...

A importância da tradição folclórica na Índia, especialmente na região noroeste, que compreende sobretudo os estados do Rajastão e de Gujarat, de acordo com o atual mapa físico e político da Índia, tem existido como representação da memória do património e da história em relação aos bravos guerreiros, mártires e patronos da cultura indiana e regional. Foi desenvolvida uma área de estudo para incentivar a empatia pelos estudos multilingues e multiculturais, bem como para compreender o aspeto antropológico da emergência da paródia e da poliglossia na região noroeste da Índia, desde a intrusão da língua franca dos estrangeiros na língua falada indígena. As unidades de arquivo desta região da Índia trabalharam através dos seus centros de investigação regionais/locais, que melhoraram o conhecimento sobre a natureza da língua franca e permitiram a eficiência no desempenho e o interesse na tradução da língua de partida para a língua de chegada, ou seja, o inglês. A adequação dos falantes nativos em relação à informação sociocultural e historiográfica reduziu as lacunas de transliteração no contexto da tradução de sinais, símbolos e outros elementos da língua original.

The aim of this handbook is to bear a torch to the development of a tourism investment project that provides profitability to the enterprise, industry, and nation in terms of financial and economic valuation criteria in accordance with the business strategies and objectives through economic, technical, and financial analyses among alternative projects. Due to the particularity of investment projects for tourism enterprises, the aim of the current handbook is (1) to define tourism investment projects, (2) to represent the characteristics of tourism investment projects, (3) to reveal the economic analysis of tourism investment projects, (4) to examine the technical analysis of tourism investment projects, (5) to impart the financial analysis of tourism investment projects, and (6) to expose the evaluation of tourism investment projects.

Pour pouvoir suivre le rythme d¿évolution du transport maritime, l¿Algérie se doit d¿asseoir une politique portuaire par la mise en ¿uvre de techniques de manutention et une organisation évolutive de celle-ci, à même d¿améliorer sans cesse les rendements portuaires.Parmi les nombreuses raisons de collection des données relatives aux ports, il y en a deux qui présentent un intérêt majeur pour les administrations portuaires. D¿une part, les données peuvent être utilisées pour améliorer l¿exploitation des ports et, d¿autre part, elles peuvent fournir une base appropriée pour en organiser l¿expansion.En fait, pour analyser le rendement d¿un port, il faut disposer de données statistiques sur les installations et l¿exploitation de ce port et de données comptables sur ses coûts et ses recettes. L¿une des formes que prend l¿analyse est la définition d¿une série d¿indicateurs de rendement.

This book deals with import-export operations and, more generally, international trade transactions in Africa, in the context of the implementation of the African Continental Free Trade Area (AfCFTA).It is aimed primarily at trade professionals, but can also be used for academic purposes, particularly at higher education level, or as a guide for those responsible for drawing up trade policies.Written in a practical style, it first provides a good understanding of the Multilateral Trading System. Secondly, it raises the main questions every import-export professional needs to answer before embarking on an export venture, if he or she is to achieve lasting success in international trade.Finally, it presents the techniques, tools and aids required for a successful export operation. The illustrations in this book are drawn from the author's experience as an international trade expert, and from his activities as a player in the long chain of trade policy-making in Africa.

Os glaciares são a parte essencial da criosfera e desempenham um papel vital para manter o ciclo hidrológico da Terra em equilíbrio. Os glaciares situados em Gilgit-Baltistan são a principal fonte de abastecimento de água doce a todo o Paquistão. Estes glaciares estão a derreter rapidamente devido a vários problemas ambientais, como o aquecimento global e as alterações climáticas. Consequentemente, a maior parte dos glaciares está a recuar a um ritmo de 4 metros por ano, o que resulta também na formação de novos lagos glaciares. Se este processo se mantiver ao mesmo ritmo, todo o Paquistão enfrentará não só a escassez de água, mas também o aumento do número e da dimensão dos lagos glaciares. Assim, os riscos associados à súbita erupção destes lagos para as comunidades que vivem a jusante também aumentarão. Por isso, gostaria de pedir aos ambientalistas nacionais e internacionais que contribuam com a sua parte para sensibilizar o público para o aquecimento global, as alterações climáticas e os efeitos destes factores nos nossos glaciares.

Optimisez votre alimentation et maîtrisez votre budget grâce au Planificateur de menus et budget courses pour 52 semaines. Cet ouvrage pratique offre une approche simple et efficace pour planifier vos repas sur une année entière, tout en gérant astucieusement vos dépenses alimentaires. Chaque semaine, bénéficiez de doubles pages spécialement conçues pour noter vos menus, établir vos listes de courses à découper et suivre de près votre budget, offrant ainsi une vision claire et organisée pour une année de repas équilibrés et économiques. En plus de sa structure intuitive, découvrez en fin d'ouvrage une vue d'ensemble annuelle de vos dépenses alimentaires, vous permettant d'analyser et d'ajuster votre budget pour optimiser vos économies. Simplifiez votre quotidien, minimisez le gaspillage alimentaire et gérez vos finances avec brio grâce à ce Planificateur de menus et budget courses, un compagnon indispensable pour une alimentation saine et économique tout au long de l'année. Détails: - Format pratique et idéal, - 52 semaines à remplir, - Une double page par semaine, - Une liste de courses à découper chaque semaine, - Tableau hebdomadaire de suivi dépenses courses, - Tableau récapitulatif annuel de suivi budget courses, - 116 pages, - les semaines et mois sont non datés ce qui vous permet de commencer ce planificateur quand vous le souhaitez - Papier épais de qualité et couverture finition brillante.

Zum 675-jährigen Jubiläum präsentiert sich eine faszinierende Ortsgeschichte der kleinsten Stadt der Pfalz. Dieses Werk ist das Ergebnis langjähriger Recherchen und basiert auf einer umfangreichen Quellenbasis. Der Verfasser zeichnet ein lebhaftes Bild dieses vom Bergbau geprägten Ortes in der Nordpfalz. In den Jahren zwischen 1770 und 1815, die von großer Bedeutung für die Stadtentwicklung waren, erlebte die Landstadt auch einen äußeren Wandel zur Stadt. Diese Phase war von den Auswirkungen der Revolutionskriege, ständigen Reformen und Neuerungen geprägt, die das Leben der Bewohner beeinflussten. In dieser Ortsgeschichte wird die faszinierende Entwicklung der Gesellschaft von der Ära des Ancien Régime hin zu den Anfängen des bürgerlichen Zeitalters auf lokaler Ebene beleuchtet.Die Leserinnen und Leser werden in eine vergangene Zeit entführt, in der sich Tradition und Wandel vereinten, und erhalten Einblicke in die facettenreiche Geschichte der Stadt. Diese Publikation richtet sich an alle, die an der Geschichte und Entwicklung der Nordpfalz interessiert sind.

In ¿Die Erfindung des Zufalls¿ taucht der Leser in eine faszinierende Welt ein, in der das scheinbar Unvorhersehbare eine tiefgreifende Ordnung offenbart. Der Autor, in akribischer wissenschaftlicher Manier, erkundet die Mechanismen hinter dem, was wir als Zufall betrachten. Von den grundlegenden Prinzipien der Wahrscheinlichkeit bis zu den komplexen Verflechtungen von Chaos und Determinismus führt dieses Buch durch ein Labyrinth von Ideen, das die Essenz des menschlichen Bewusstseins in den Fokus rückt.Mit einer fundierten Sprache entfaltet der Autor die Geschichte der Zufallsentdeckungen und präsentiert dem Leser eine Reihe von erhellenden Aha-Momenten. Dabei wird deutlich, dass das, was wir gemeinhin als zufällig empfinden, oft tiefgreifende Muster und verborgene Gesetzmäßigkeiten birgt.Das Buch richtet sich an Leser, die sich für die Geheimnisse des Lebens und des Universums begeistern, ohne dabei auf eine anspruchsvolle Betrachtung der Thematik verzichten zu wollen. ¿Die Erfindung des Zufalls¿ entführt seine Leser auf eine intellektuelle Reise, die das Verständnis für die Struktur der Realität vertieft und gleichzeitig die Faszination für das scheinbar Unvorhersehbare weckt.

Entdecken Sie die faszinierende Welt der Wirtschaft mit dem Bestseller "So funktioniert Wirtschaft" von Eduard Bernstein und Paul-Alexander Beckerburg. In diesem umfassenden Werk nehmen Sie an einer spannenden Reise durch die Grundlagen und die Entwicklung der Wirtschaft teil. Von den elementaren Bedingungen des Wirtschaftslebens bis zur modernen Wirtschaft des 21. Jahrhunderts werden alle Aspekte auf verständliche Weise erklärt. Tauchen Sie ein in die Geheimnisse der Wirtschaft und verstehen Sie, wie sie unser tägliches Leben beeinflusst. Dieses Buch bietet nicht nur Wissen, sondern auch Einsichten in die Zukunft der Wirtschaft. Ein Muss für alle, die die Wirtschaft verstehen möchten.

About the BookThinking About Becoming a Real Estate Developer? is a guidebook meant to help others transition from having little or no experience in being a realtor to becoming a seasoned real estate developer. The author provides the reader with real-life examples, step by step guides, and answers to many questions that may come up in the day to day workings of a real estate developer. He also explores the elements of learning how to pursue the acquisition of properties that are not available or not yet for sale through his own successful process. About the AuthorTed Ihde graduated from Bloomfield College Summa Cum Laude as an Academic All-American. At Bloomfield College, Ted played goalie for the men's soccer team. Ted's unique market skillsets stem from his experience in both banking and real estate. He founded a New Jersey-based mortgage company in 2000, where he served as president and licensee through the year 2007. His firm also held lending licenses in NY, KS, VA, NC, and PA.Moving on from his career in sales, Ted worked as a consultant for National Bank of Kansas City in Overland Park, KS, then as a Research Analyst for the CEO of NACA in Boston. As a real estate developer, Ted has secured new home-build city approvals - with 10-year tax abatements - for a real estate project that he is currently overseeing along with his partners.

Do you know that early investment has numerous advantages?Are you aware that teens who develop the habit of investing are financially successful as compared to their fellow teens? Children who start saving money early have a big advantage over other kids their age. The benefit lies not just in the money made but also in the information acquired. Hearing about market collapses, which most investors have experienced, may give the impression that the market is unpredictable. But growth and recession, highs and lows¿all of these are a part of the natural cycle. Kids will have the chance to learn about investing when they begin investing at an early age. They will undoubtedly make mistakes, but they will also have the opportunity to grow. Your children will feel more empowered if you give them the chance to manage (some portion of) their finances. They will get a great deal of knowledge from it and grow more at ease discussing difficult financial subjects.Teens who invest early have the following advantages:They have the opportunity to accumulate wealth gradually over timeEarly investment helps them secure a more prosperous futureThey will not have to wait for years to realize their dreamsWill become creative and learn the art of decision-makingShall be prepared to face challenging situationsYour kids will undoubtedly uncover their investing style as they begin to learn the art of investing for teens. They might choose to take their time and carefully grow their portfolios, or they might be risk-takers. Teens will most likely choose to become either active or passive investors when it comes to learning how to invest. Additionally, this is the period when they will discover their level of risk tolerance. It will be an initial step in the correct direction regardless of their investment identity or risk tolerance as long as they take their time and investigate various prospects and options.In this book, you will get to know about:Investments, It's Types and Importance for teensImportance of financial LiteracyUseful Resources and websitesFinancial Terms & Money ManagementInvestment Basics & GuideInvestments Scenarios & TrendsParental Guidance and much more.You should be aware of the fact that maintaining a consistent investment routine is just as crucial as having a portfolio that is appropriately balanced for your age, investment time horizon, goals, and risk tolerance. If you're unsure about these essential elements of investing and saving, you must read this book to understand how to invest and start making money right away.So what are you waiting for? Grab your copy now.

"Bitcoin and Beyond: A Practical Introduction to Cryptocurrency Investing" is a comprehensive guide designed for both beginners and seasoned investors seeking a deeper understanding of the dynamic world of digital assets. Authored with clarity and expertise, this book serves as a roadmap for navigating the complexities of cryptocurrency investing with practical insights, strategic approaches, and a forward-looking perspective.Key Features:Foundational Knowledge: The book begins with a thorough exploration of the fundamentals, unraveling the mysteries behind Bitcoin, blockchain technology, and the broader cryptocurrency ecosystem. Readers will gain a solid understanding of the underlying technologies shaping the digital asset landscape.Investment Strategies: Delving into practical investment strategies, the book provides actionable insights for building a well-rounded cryptocurrency portfolio. It covers topics such as risk management, portfolio diversification, and strategies tailored for both beginners and experienced investors.Market Dynamics: Readers will explore the intricacies of cryptocurrency markets, learning how to interpret trends, analyze market sentiment, and make informed decisions. The book provides a comprehensive overview of technical and fundamental analysis, empowering readers to navigate the ever-changing market conditions.Security Measures: Recognizing the importance of securing investments in the digital realm, the book dedicates a section to cryptocurrency security. Readers will learn about the best practices for securing wallets, safeguarding private keys, and protecting investments from potential risks.Tax Implications: A thorough examination of the tax implications of cryptocurrency investments is provided, offering readers guidance on fulfilling reporting obligations, minimizing tax liabilities, and staying compliant with evolving regulations.Staying Informed: Acknowledging the fast-paced nature of the cryptocurrency industry, the book emphasizes the significance of staying informed. It introduces readers to strategies for accessing reliable information, interpreting market trends, and adapting to the dynamic landscape of digital assets.Advanced Topics: Moving beyond the basics, the book explores advanced topics such as decentralized finance (DeFi), non-fungible tokens (NFTs), and the integration of blockchain with emerging technologies like artificial intelligence. Readers will gain insights into the evolving trends shaping the future of cryptocurrency.Social Impact and Governance: The book acknowledges the broader societal implications of blockchain technology. It explores the potential for positive social impact, including financial inclusion initiatives, transparent supply chains, and decentralized governance through concepts like decentralized autonomous organizations (DAOs).Future Trends and Innovations: The concluding chapters provide a forward-looking perspective on the future of cryptocurrency. Readers will gain insights into emerging trends, technological innovations, and the potential societal transformations facilitated by blockchain technology.Practical Guidance: Throughout the book, practical guidance is offered through real-world examples, case studies, and actionable advice. The aim is to empower readers with the knowledge and skills needed to make informed decisions in the rapidly evolving world of cryptocurrency investing."Bitcoin and Beyond: A Practical Introduction to Cryptocurrency Investing" is more than just a guide; it is a companion for individuals seeking to embark on a successful and responsible journey into the exciting realm of digital assets. Whether you are a newcomer or an experienced investor, this book equips you with the tools and knowledge to navigate the complexities of cryptocurrency investing with confidence and foresight.

The first and most crucial step is to overcome any fear or hesitation you may have about cold calling. Remember, practice makes perfect. Embrace the learning process and view each call as an opportunity to refine your skills. With every interaction, you will gain valuable insights and become more comfortable in your role as a real estate wholesaler or investor.

International Relations (IR)1. The meaning of international relationsInternational relations is the study of the relationships between two or more countries. It explores the relationships that form between countries around the world based on factors such as power, politics, economics, culture, and other factors.By studying international relations, we can understand the origins, development, and evolution of relationships between countries around the world. This helps us to understand current events in the world in a more comprehensive way.2. The history of international relationsThe study of international relations is very old. Philosophers and politicians in ancient Greece and Rome also thought about the issues of international relations.Modern study of international relations began in the 19th century. During this time, the relationships between countries around the world became more complex, and the need for the study of international relations arose.In the 20th century, the study of international relations expanded further. During this time, many new countries emerged around the world, and the world became a more interconnected world. These changes had a significant impact on the study of international relations.3. The main theories of international relationsThere are many different theories of international relations. These theories attempt to explain the behavior of countries in the international system.Some of the main theories of international relations include:· Realism: Realism is a theory that emphasizes the importance of power in international relations. Realists believe that countries are motivated by self-interest and that they will use their power to achieve their goals.· Liberalism: Liberalism is a theory that emphasizes the importance of cooperation in international relations. Liberals believe that countries can work together to achieve common goals, such as peace and prosperity.· Constructivism: Constructivism is a theory that emphasizes the importance of ideas and beliefs in international relations. Constructivists believe that the international system is shaped by the shared understandings of the countries that make it up.4. The contemporary worldThe contemporary world is a complex and ever-changing place. Countries around the world are facing a wide range of challenges, such as climate change, terrorism, and economic inequality.The study of international relations can help us to understand these challenges and to develop effective solutions.

"Mastering Cryptocurrency Trading" is your go-to guide for diving into the world of trading digital currencies. This book is packed with 15 chapters that cover everything you need to know, whether you're just starting out or you've been trading for a while.First off, you'll get a quick history lesson on how cryptocurrency trading came to be and why it's so important today. The book then walks you through the basics of how the crypto market works. You'll learn about different kinds of orders like market, limit, and stop orders, and get the lowdown on stuff like liquidity and how prices are set.Next, we dive into the nitty-gritty of trading. You'll get to grips with technical analysis - that's all about using charts and indicators to make smart trading decisions. We cover everything from Moving Averages to the RSI and MACD indicators, and how to spot trends and important price levels.But it's not just about charts. The book also shows you how to look at the bigger picture with fundamental analysis. This means understanding how bigger economic factors can affect crypto prices.

Ce texte regroupe différents textes au sujet de la comptabilité.Vous y dénichez :La monnaiele compte de l'exploitantle tableau de trésorerieÉléments d'analyses financières.La comptabilité d'une EURL ou d'une SARLle bilan financierLa fraude comptablela provision pour hausse des prix.le bilan fonctionnelLa comptabilité analytiquela comptabilité, budget et cout.les charges en comptabilité analytiqueles écarts entre les charges et produits.Comptabilité et gestion : est-ce un mariage impossible ? La comptabilité générale informe de l'activité de l'entreprise, elle se matérialise par des opérations économiques sous forme de flux.Financiers. La comptabilité générale est tournée vers l'extérieur. Elle enregistre des flux. Flux de biens et de services = flux réels. Flux monétaire = la contrepartie du flux réel. Entre ces deux flux, un décalage dans le temps existe.On livre un produit, on reçoit le paiement un mois après. Le comptable enregistre les flux réels et monétaires en se conformant au plan comptable et au droit comptable.L'entreprise est un lieu de transformation. Elle crée des biens et services qu'elle place sur le marché économique. Elle transforme des ressources en bien ou services. Elle achète par exemple des matières premières pour fabriquer un produit, qu'elle vend ensuite.

Late Hirschman: Theoretical exercises in "Self-Subversion" draws from the Colorni-Hirschman intellectual tradition the author has developed with close colleagues: recalls and rationalizes personal memoires that come from the long collaboration of the author with Albert Hirschman; learns ¿ once again ¿ in depth from his work; desires, if possible, to make progress on some vexed questions; and breaks away from all forms of ritualism. Hirschman, homme libre, did not like orthodoxies or intellectual boundaries and the like. He certainly would not have liked to be now pigeon-holed by a part of the Academia. Gradually exploring alternative directions, Meldolesi proposes, therefore, in this book a group of exercises. They have been suggested by the late Hirschman¿s self-subverting phase of intellectual elaboration that, starting from the "interpretive social science" point of view elaborated in the late ¿70s of last century together with Clifford Geertz and other leading intellectuals at the Institute for Advanced Study (Princeton N.J.), touched later on numerous aspects of the long experience of Hirschman developed in three continents, and mirrored cautiously in his extraordinary work. The ambition of these exercises lies in helping the "triggering off" the cultural, economic and political potential that might be stemmed from late Hirschman: for understanding some key aspects of the past, exploring hand in glove the world we live in, and acting accordingly.

Step into a world where the synergy between art and the workplace sparks a revolution in creativity and innovation. "Art In The Workplace: Fostering Creativity and Innovation" is not just an ebook; it's a manifesto for transforming corporate environments into hubs of inspiration and ingenuity.This comprehensive guide unveils the transformative power of art in fostering a dynamic and innovative workplace culture. Dive into the exploration of how strategically integrating art into the corporate fabric can elevate creativity, boost employee morale, and propel innovation to unprecedented heights.Discover practical insights on curating a visually stimulating environment that stimulates the imagination. From the psychological impact of colors to the strategic placement of artworks, each chapter offers actionable advice to breathe life into office spaces. Learn how art becomes a catalyst for collaboration, problem-solving, and out-of-the-box thinking.Explore case studies showcasing renowned companies that have embraced the artistic revolution, witnessing tangible improvements in employee engagement, productivity, and overall workplace satisfaction. Uncover the secrets behind iconic corporate art programs and how they contribute to shaping a distinctive brand identity.This ebook is not just for executives or art enthusiasts; it's for anyone passionate about fostering a culture where creativity thrives. It's a call to redefine the workplace as a canvas for innovation, where each stroke of artistic inspiration contributes to a masterpiece of corporate success.As you embark on this journey through "Art In The Workplace," you'll gain the tools to curate an environment that not only attracts top talent but also nurtures a workforce that thrives on imagination and innovation. Revolutionize your workplace, inspire your team, and unlock the untapped potential of creativity with "Art In The Workplace: Fostering Creativity and Innovation." It's time to redefine how we work and create a future where art and innovation coalesce.

Este livro explora as relações entre a idade de uma empresa, os recursos detidos por uma empresa e a eficácia dos sistemas de controlo interno da empresa em pequenas empresas de Nairobi, no Quénia. Além disso, este livro explorou a relação entre a eficácia dos controlos internos e o desempenho financeiro de uma empresa. O estudo estabelece que existiam deficiências nos sistemas de controlo interno. No entanto, o grau de deficiências variava de uma empresa para outra. As componentes dos controlos internos que estavam fracamente instituídas eram a análise de risco e a falta de um fluxo adequado de informação. O autor constatou que existe uma relação negativa entre a idade de uma empresa e a eficácia do seu sistema de controlos internos. Além disso, as conclusões estabelecem que existe uma forte correlação negativa entre os recursos detidos por uma empresa e as deficiências do controlo interno. O autor estabelece também que existe uma relação negativa fraca entre as deficiências dos controlos internos e o desempenho financeiro de uma empresa.

Ce livre explore les relations entre l'âge d'une entreprise, les ressources qu'elle détient et l'efficacité de ses systèmes de contrôle interne dans les petites entreprises de Nairobi, au Kenya. En outre, ce livre explore la relation entre l'efficacité des contrôles internes et la performance financière d'une entreprise. L'étude établit qu'il y a eu des déficiences dans les systèmes de contrôle interne. Toutefois, le degré de déficience varie d'une entreprise à l'autre. Les composantes des contrôles internes qui étaient faiblement instituées étaient l'analyse des risques et l'absence d'un flux d'informations adéquat. L'auteur a établi qu'il existe une relation négative entre l'âge d'une entreprise et l'efficacité de son système de contrôle interne. En outre, les conclusions établissent qu'il existe une forte corrélation négative entre les ressources détenues par une entreprise et les faiblesses du contrôle interne. L'auteur établit également qu'il existe une faible relation négative entre les faiblesses des contrôles internes et la performance financière d'une entreprise.

La "fuite" est un terme utilisé dans les institutions bancaires pour déterminer à quel moment un client est susceptible de retirer ses produits ou a finalement retiré ses services de l'institution financière. Des études montrent qu'une personne sur cinq est susceptible de retirer ses services, ce qui entraîne des pertes financières pour la banque, car il est plus coûteux d'acquérir de nouveaux clients que de conserver ceux qui sont déjà liés à l'institution financière. La banque BBVA de la succursale d'Ocaña n'est pas étrangère à cette situation, c'est pourquoi il est si important de créer des stratégies qui nous permettent de suivre les clients en fonction de leurs besoins spécifiques. Nous contribuons ainsi à la fidélisation de la clientèle, en passant d'un monoproduit à un polyproduit. En outre, nous atténuons la fuite des clients en faisant connaître les avantages de l'épargne (CDT, fonds d'investissement, comptes de mon projet, etc.), du crédit (épargne, consommation, cartes de crédit, crédit renouvelable, hypothèque, etc.) et des portails virtuels (BBVA Mobile, BBVA Wallet et BBVA Net) que les clients peuvent acquérir en déposant directement leur salaire auprès de l'entité.

Il "leakage" è un termine utilizzato negli istituti bancari per determinare quando un cliente ha la probabilità di ritirare i propri prodotti o, in ultima analisi, ha ritirato i propri servizi dall'istituto finanziario. Gli studi dimostrano che 1 persona su 5 rischia di ritirare i propri servizi, causando perdite finanziarie per la banca, poiché è più costoso acquisire nuovi clienti che mantenere quelli già legati all'istituto finanziario. La banca BBVA della filiale di Ocaña non è estranea a questa situazione, ed è per questo che è così importante creare strategie che ci permettano di seguire i clienti in base alle loro esigenze specifiche. In questo modo contribuiamo alla fidelizzazione dei clienti, passando da mono-prodotti a poli-prodotti. Inoltre, attenuiamo la fuga dei clienti pubblicizzando i vantaggi del risparmio (CDT, fondi di investimento, conti my project, ecc.), del credito (risparmio, consumo, carte di credito, credito revolving, mutuo, ecc.) e dei portali virtuali (BBVA Mobile, BBVA Wallet e BBVA Net) che i clienti possono acquisire depositando direttamente lo stipendio presso l'ente.

Este libro explora las relaciones entre la edad de una empresa, los recursos de que dispone y la eficacia de los sistemas de control interno de las pequeñas empresas de Nairobi, Kenia. Además, este libro explora la relación entre la eficacia de los controles internos y el rendimiento financiero de una empresa. El estudio establece que había deficiencias en los sistemas de controles internos. Sin embargo, el grado de las deficiencias variaba de una empresa a otra. Los componentes de los controles internos que presentaban deficiencias eran el análisis de riesgos y la falta de un flujo adecuado de información. El autor estableció que existe una relación negativa entre la antigüedad de una empresa y la eficacia de su sistema de controles internos. Además, las conclusiones establecen que existe una fuerte correlación negativa entre los recursos de que dispone una empresa y las deficiencias del control interno. El autor también establece que existe una débil relación negativa entre las debilidades de los controles internos y el rendimiento financiero de una empresa.