Ökonomi & Finanzen

Everything is Downstream of MoneyDo you ever feel like you're treading water, struggling to keep up with the rising tide of expenses? From groceries to housing to transportation, your cost of living continues to climb while your wages struggle to keep up.It's a frustrating and often isolating feeling. But the truth is, not only are you not alone in this struggle, but you are not the problem. The challenges we face stem from our money!The Hidden Cost of Money by Seb Bunney, co-founder and CEO of the financial education platform Looking Glass, peels back the layers, revealing how money weaves its influence throughout our social, economic, and political spheres. Whether we're talking about how we, as individuals, interact with the world, environmental degradation, the deterioration of the family unit, or the rise of unproductive business practices, one underlying force connects them all: money.With insights that challenge conventional wisdom, this book will leave you with:A newfound appreciation for the role of money in our lives.A greater understanding of what it might take to build a more prosperous, equitable and just future.Insight into guarding against the pervasive effects of our money.And rest assured, Seb's writing dismantles jargon and simplifies the complex, making the intricate workings of our monetary system accessible to readers from all backgrounds.

We'll delve into the foundational aspects of our thinking and beliefs surrounding wealth and money. You'll discover that building wealth isn't just about earning a high income; it begins with cultivating the right mindset and understanding the psychological factors that influence our financial decisions.Your mindset is like the compass that guides your financial journey. It shapes your attitudes and behaviors toward money and ultimately determines your financial success or challenges. Developing a wealth mindset is the first step toward achieving financial abundance.

E-Commerce: Its Evolution and Importance E-commerce is a major factor that allows people all over the world to buy and sell goods from the comfort of their own homes. It emerged with the development of the internet and electronic trading. It began in the 1990s, and its growth has been very rapid in the past 20 years.** **The Evolution of E-Commerce E-commerce has evolved significantly over the past two decades. In the early days, e-commerce was limited to a small number of businesses that sold a limited range of products. However, as the internet has become more accessible and affordable, e-commerce has grown to encompass a wide range of businesses and products. Today, e-commerce is a global phenomenon. E-commerce businesses can be found in every country in the world, and they sell a wide range of products, from clothes and electronics to food and travel.¿-¿¿¿¿¿¿¿¿: ¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿ ¿¿¿¿¿¿¿ ¿¿¿¿¿¿ ¿¿¿¿¿ ¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿ ¿¿¿ ¿¿¿¿¿¿ ¿¿¿¿¿¿¿ ¿-¿¿¿¿¿¿¿¿. ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿ ¿-¿¿¿¿¿¿¿¿ ¿¿¿¿ ¿¿¿¿¿¿¿. ¿¿¿ 1990-¿¿¿¿ ¿¿¿¿¿¿¿¿¿, ¿¿¿¿¿¿ 20 ¿¿¿¿¿¿¿¿¿¿¿ ¿¿¿¿¿¿¿ ¿¿¿¿¿¿ ¿¿¿¿ ¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿¿

Bienvenido a "Comercio de criptomonedas: Dominando el mercado de criptomonedas - Técnicas y tácticas para un comercio rentable". Este completo libro electrónico profundizará en el fascinante mundo del comercio de criptomonedas y le brindará la información y las tácticas que necesita para navegar con éxito por el mercado. La industria financiera ha cambiado debido a las criptomonedas, que han creado nuevas oportunidades tanto para los comerciantes como para los inversores. Sin embargo, incluso los traders novatos y experimentados pueden encontrar que la volatilidad y la complejidad del mercado de criptomonedas son desalentadoras. Comprender el mercado es, por lo tanto, esencial para obtener resultados comerciales exitosos. Este libro electrónico está destinado a servir como su mentor, brindándole una base sólida en el comercio de criptomonedas y ayudándolo a adquirir el conocimiento y las habilidades necesarias para tomar decisiones comerciales acertadas. Este libro electrónico se esfuerza por satisfacer sus necesidades, tanto si es un nuevo operador que desea entrar en el mercado como si es un operador experimentado que busca mejorar sus tácticas.

La création d¿entreprise constitue l¿une des définitions les plus courantes qui soit associée à l¿entrepreneuriat. La décision d'entreprendre est personnelle, souvent influencée par des facteurs environnementaux, ayant un rapport avec le vécu familial et professionnel de l'entrepreneur, tels que les aides diverses dont ils bénéficient, qu'elles soient financières, matérielles ou psychologiques. Ainsi, le présent article a pour objectif de présenter d¿une part les différents facteurs qui poussent les individus de devenir entrepreneurs, et d¿autre part, il propose de mettre en lumière les différentes contraintes auxquelles font face les entrepreneurs lors de la création d¿entreprises. Pour les besoins de notre recherche, nous avons mené une enquête en élaborant un questionnaire regroupant une série de questions relatives à notre étude visant des créateurs d¿entreprises (PME) privées au niveau de la cité de Kimpese. Les données recueillies ont fait l¿objet d¿une analyse statistique descriptive et inférentielle, en mobilisant le test de khi-deux d¿une part, et l¿analyse factorielle des correspondances (AFC) d¿autre part.

A kutatásom f¿ célja, hogy megvizsgáljam, hogy elkészíthet¿-e egy RepRap 3D nyomtató egy gyári gép mintájára, áttervezéssel. Ehhez a folyamathoz azonban meg kellett vizsgálnom az anyagokat, hogy minden elkészítend¿ alkatrésznek a számára legmegfelel¿bbet tudjam kiválasztani. Ezután át kellett terveznem a szerkezet alkatrészeit, ugyanis, ha fémb¿l készült, akkor más mechanikai tulajdonságokkal fog rendelkezni, mint egy m¿anyagból el¿állított társa. A nyomtató alkatrészeinek több mint 90%-a nyomtatással lett létrehozva. Az elkészült nyomtató több mint 300 órába és 3-4 kg anyagba került. A kinyomtatott nyomtatót összehasonlítottam a gyári szerkezettel. Az általam készített géppel nyomtatott kalibrációs kockán és kalibrációs lapon észrevehet¿ különbségek voltak. A munkadarabok oldalfala hullámos és érdes lett, az asztal szintezése nehézzé vált. A nyomatok min¿ségével meg voltam elégedve még a romlás után is, mivel még így is elfogadható min¿ség¿ próbadarabok készültek. Összességében megállapítható, hogy egy kis tapasztalattal, otthoni körülmények között is megvalósítható egy m¿köd¿képes RepRap nyomtató elkészítése.

Todos escuchan acerca del fin del mundo, existen muchas teorías y especulaciones sobre cómo va a ser, el asunto es: ¿El ser humano lo puede comprender? ¿Está capacitado para asimilar lo que viene? Jawara Malenfant, ingeniero aeroespacial innovador, crea una nueva forma de que muchas más personas puedan conocer el espacio exterior, pero no se imagina que va a necesitar de esa creación suya para sobrevivir, tampoco se imaginará que sin importar cuanto nos esforcemos por detener una destrucción, sin importar cuantos avances tenga la ciencia y la tecnología, ningún ser humano está preparado para lo que vendrá.

Ushbu kitobda shahrimiz Toshkentning Sergeli tumani yoshlari, ijodkorlari, qobiliyatli sardorlari tomonidan nazm va nasr shakllarida yozilgan she¿r, sonet, qissa va hikoya kabi badiiy asarlar va tarjima namunalari bir jildga töplangan. Sizlar bu kitob orqali ijodga bo'lgan qiziqishingizni orttirishingiz va Sergeli sardorlar kengashi faoliyati bilan tanishib chiqishingiz mumkin. Sizlarga maroqli mutolaa tilab qolamiz.

Discover the exciting world of personal finance and investing - uncover your hidden potential for financial success as early as now!Are you tired of feeling clueless about money and want to take control of your financial destiny?Do you want in on the secrets to building long-term wealth and securing a prosperous future, one where you don't have to stress about whether or not you can afford the life you want?Are you ready to unlock the keys to financial independence and turn your dreams into reality, without having to depend on your parents?Navigating the complex world of finance can be intimidating, especially when bombarded with unfamiliar terms and lack of education and experience.But here's the secret: it's never too early to sharpen your finance skills. In fact, the earlier the better!By starting now, you gain a remarkable advantage. You can begin with small steps, learning from your mistakes without suffering any major consequences. You also have the luxury of time to compound your investments and watch your wealth grow exponentially.This captivating guide breaks down the barriers that stand between you and your financial success. It presents a practical roadmap, demystifying the financial landscape and equipping you with the knowledge and skills to venture with confidence.In this insightful book, you will discover:A comprehensive guide to personal finance, budgeting, and saving (and why it matters!)Tips on building financial literacy and becoming confident in making smart money decisions - without feeling overwhelmedBeginner strategies for investing in stocks, bonds, and real estate - learning how to minimise risk and maximise returnsStep-by-step instructions for creating a personal financial plan and setting goals that actually stickHow to land your first job, writing CV's, cover letters, and preparing for interviews; plus job and internship examples and breakdownsBrilliant startup business ideas for teens and young adults, transforming you into a self-assured entrepreneurHow to move away from financial reliance on your parents... and be your own independent young individualAnd much more.You might think that personal finance and investing are for adults or millionaires only. But the truth is, anyone can learn and master the game of money, including you. With the right mindset, knowledge, and skills, you can achieve financial freedom and live the life you want.Starting with this guide, you can take your first steps toward financial success and absorb valuable lessons that will benefit you for the rest of your life.If you're ready to take control of your financial future and start building wealth as a teen or young adult, then scroll up and click "Add to Cart" right now!

Embark on a thrilling expedition through the unpredictable terrain of the cryptocurrency world with "Navigating the Crypto Jungle: A Day Trader's Guide to Surviving the Next Bull Run." In this riveting guide, we unravel the mysteries of the crypto jungle, exposing the glittering mirage of bull runs and the hidden dangers that lurk beneath the surface.Journey through the lessons of past bull runs, exploring the pitfalls of greed, the anatomy of rug pulls, and the emotional rollercoaster that can wreak havoc on even the savviest traders. Learn to build an impenetrable shield with a risk management arsenal, crafting your personalized trading plan, and navigating the complexities of different exchanges.As the tide of the next bull run approaches, discover the secrets of preparation-gleaning wisdom from past mistakes, understanding market cycles, and honing the art of patient, disciplined trading. Master day trading strategies that capitalize on quick price movements, and delve into the psychological warfare of conquering emotions, cultivating resilience, and developing unwavering discipline.For the savvy day trader, advanced tactics await-understand the double-edged sword of leverage, profit from short selling, and explore the technical analysis toolbox. Transition beyond the bull run with sustainable crypto success, exploring alternative revenue streams, staying ahead of market trends, and embracing the continuous learning curve."Navigating the Crypto Jungle" is not just a guide; it's your intrepid companion through the wilds of crypto, equipping you with the knowledge and strategies to navigate the jungle with caution, resilience, and, ultimately, success. Dare to venture into the heart of the crypto wilderness, armed with the wisdom to conquer its challenges and emerge victorious in the ever-evolving landscape. Your journey begins now.

La aparición de las criptomonedas ha sido un fenómeno financiero revolucionario en los últimos años. Estos activos digitales, impulsados por la tecnología blockchain, han revolucionado la forma en que percibimos e intercambiamos valor. También han perturbado los sistemas financieros establecidos. El comercio de criptomonedas se ha convertido en una posibilidad fascinante tanto para inversores experimentados como para principiantes a medida que las criptomonedas continúan ganando popularidad y reconocimiento.Bienvenido a "Comercio de criptomonedas: el camino hacia el éxito comercial: estrategias y herramientas para un comercio eficaz de criptomonedas". En este completo libro electrónico, emprendemos un viaje al fascinante mundo del comercio de criptomonedas y exploramos las estrategias, recursos e ideas rectoras que pueden ayudarnos a tener éxito en este mercado dinámico.Cada vez más personas se sienten intrigadas por la idea de intercambiar activos digitales para obtener ganancias a medida que madura el mercado de las criptomonedas. Es importante comprender que el comercio de criptomonedas puede ser fascinante y peligroso. Debidoa la naturaleza volátil de estos mercados, los operadores deben tener una sólida comprensión del análisis técnico y fundamental, una comprensión de la gestión de riesgos y el control emocional para hacer frente a los altibajos inevitables.

Wealth defense is often overlooked in personal finance discussions. Despite meticulous financial and estate planning, a single unfortunate accident has the potential to unravel years of hard work and drastically alter your quality of life. In such instances, personal insurance is a critical safeguard, serving as a shield not just for your possessions, but also for the lifestyle you've created. This unique book provides a comprehensive overview of personal insurance, offering valuable insights for both personal and professional application. Whether read cover-to-cover or used as a reference guide, it equips you with the knowledge to make informed decisions about home, auto, valuables, and excess liability, tailored to individual lifestyle choices. Regardless of how you choose to read this book, you'll walk away...Understanding the basics of property and liability insurance from a personal protection standpoint.Empowered in knowing how day-to-day life impacts coverage considerations.Confident in the ability to make decisions around your personal insurance needs.

In de jaren na de kredietcrisis hebben financiële instellingen het nieuws gedomineerd en vaak op negatieve wijze. De oorzaak van de kredietcrisis lag, zoals inmiddels bekend, niet in de reguliere, traditionele dienstverlening van banken, maar lag in het trading-bedrijf (het voor eigen rekening handelen in complexe financiële producten.De Dealingroom is het eerste en enige boek dat inzicht geeft in hoe banken en hedgefunds precies hun geld verdienen met de handel in deze complexe producten. Het boek behandelt alle producten, processen en tradingstrategieën. Deze strategieën worden bekeken vanuit de optiek van de handelaar en niet vanuit de klant aan wie het product is verkocht. In dit boek legt Tony Illis begrijpelijk uit hoe- en op welke manier banken hun winst maken. Leer deze strategieën op eenvoudige wijze. Tony Illis heeft vijf jaar voor internationaal hedgefonds IMC gewerkt als equity derivatenhandelaar op de beursvloer. Daarna is Tony hoofd van de Equity Derivaten desk geweest van RDT, een dochteronderneming van Fortis Bank. Momenteel is Illis partner bij Seventrees, een in financiële markten gespecialiseerd consultancybedrijf.

The global challenges confronting us ¿ climate change, poverty, inequality, and many others ¿ can feel overwhelming. Those of us who believe in market-based solutions to these challenges get even more disheartened when we regularly see our existing capitalist system failing us, often causing more harm than good. Many examples show how the capitalist tools of finance and investment can and make real, positive impact. Approaches like blended finance and impact investing can help accelerate progress against the world¿s biggest remaining collective challenges. Yet use of these improved capitalist approaches remains far too subscale. Blended finance and impact investing remain 15 to 200 times smaller than traditional approaches to finance and investment. How can we continue to make capitalism work better by scaling these approaches and others? This book looks at how we can start making these necessary changes using strategies, structures, and practices that take advantage of capitalism's strengths. Its goal is to demonstrate how a reimagined financial system can be more inclusive and accountable to all. By shifting away from extractive, short-term practices in the name of shareholder primacy, we can move toward a system that values the role of all stakeholders.

For companies that decline the presence of Good Corporate Governance (GCG), the duality figure limits the control of the board of directors focused on the actions of the company's CEO. This situation generates control inefficiency, limiting the possibility of implementing intervention tools by the CEO. In this sense, being the same person who performs the functions of Chairman of the Board and CEO, the presence of control is diminished, making it impossible to obtain the optimal results required by the shareholders. The CEO-Chairman duality is not optimal when it comes to maximizing shareholder wealth, since in these cases control over the CEO's actions is put at risk. Therefore, control over the CEO's decisions is one of the main responsibilities of the chairman of the board. Consequently, under a duality scenario, the CEO's actions can be influenced, leading to high agency costs (Jensen & Meckling, 1976).

Les régimes d'actionnariat salarié se sont développés et ont pris de l'ampleur au Zimbabwe au cours de la dernière décennie, grâce à des initiatives politiques. Malgré l'abondante littérature sur les performances des entreprises au Zimbabwe, peu de choses ont été écrites sur les systèmes d'actionnariat salarié (ESOS) et les performances des entreprises. Ce travail sur la relation entre l'ESOS et les performances de l'entreprise est motivé par les faillites, les scandales et les crimes d'entreprise qui ont prévalu au Zimbabwe au cours de la dernière décennie. Dans ce travail, l'auteur cherche à déterminer dans quelle mesure la représentation obligatoire des employés, par le biais des ESOS, comme le stipule la loi sur l'indigénisation et l'autonomisation économique (IEEA) de 2007, dans les organes de contrôle affecte les performances de l'entreprise. Ce travail examine comment les ESOS affectent le rendement des actifs, le rendement des capitaux propres, la satisfaction au travail et l'engagement des employés.

Los planes de accionariado asalariado se han desarrollado y crecido en Zimbabue durante la última década, debido a iniciativas políticas. A pesar de la intensa literatura sobre el rendimiento empresarial en Zimbabue, poco se ha escrito sobre los planes de accionariado asalariado (ESOS) y el rendimiento de las empresas. Este trabajo sobre la relación entre los ESOS y el rendimiento de las empresas está motivado por los fracasos empresariales, los escándalos empresariales y los delitos empresariales que han prevalecido en Zimbabue durante la última década. En este trabajo, el autor está interesado en determinar hasta qué punto la representación obligatoria de los empleados, a través de las ESOS, tal y como estipula la Ley de Indigenización y Capacitación Económica (IEEA) de 2007, en los órganos de supervisión afecta al rendimiento de las empresas. Este trabajo examina cómo las ESOS afectan al rendimiento de los activos, al rendimiento de los fondos propios, a la satisfacción laboral y al compromiso de los empleados. El trabajo ayuda a proporcionar al público inversor el beneficio o las desventajas de invertir en una empresa con una ESOS en su lugar, así como proporcionar conocimientos a los responsables políticos en cuanto a si la agenda de la participación obligatoria de los empleados a través de ESOS es beneficiosa tanto para el gobierno como para el público.

Os regimes de propriedade dos trabalhadores têm vindo a desenvolver-se e a crescer no Zimbabué na última década, devido a iniciativas políticas. Apesar da intensa literatura sobre o desempenho das empresas no Zimbabué, pouco foi escrito sobre os regimes de participação dos trabalhadores no capital (ESOS) e o desempenho das empresas. Este trabalho sobre a relação entre os ESOS e o desempenho das empresas é desencadeado pelos fracassos, escândalos e crimes empresariais que têm prevalecido no Zimbabué na última década. Neste trabalho, o autor está interessado em determinar em que medida a representação obrigatória dos trabalhadores, através do ESOS, tal como estipulado pela Lei da Indigenização e do Empoderamento Económico (IEEA) de 2007, nos órgãos de supervisão afecta o desempenho das empresas. Este trabalho analisa a forma como os ESOS afectam a rendibilidade dos activos, a rendibilidade do capital próprio, a satisfação no trabalho e o empenho dos trabalhadores. O trabalho ajuda a fornecer ao público investidor os benefícios ou desvantagens de investir numa empresa com um ESOS em vigor, bem como a fornecer conhecimentos aos decisores políticos sobre se a agenda do envolvimento obrigatório dos trabalhadores através do ESOS é benéfica tanto para o governo como para o público.

Para as empresas que declinam a presença do Bom Governo das Sociedades (BGS), a figura da dualidade limita o controlo do Conselho de Administração centrado nas acções do CEO da empresa. Esta situação gera ineficiência de controlo, limitando a possibilidade de implementação de ferramentas de intervenção por parte do CEO. Neste sentido, como a mesma pessoa desempenha as funções de Presidente do Conselho de Administração e de CEO, a presença do controlo é diminuída, impossibilitando a obtenção dos resultados óptimos exigidos pelos accionistas. A dualidade CEO-Presidente do Conselho de Administração não é óptima quando se trata de maximizar a riqueza dos accionistas, porque nestes casos o controlo sobre as acções do CEO é posto em risco. Por conseguinte, o controlo das decisões do presidente executivo é uma das principais responsabilidades do presidente do conselho de administração. Consequentemente, em um cenário de dualidade, as ações do CEO podem ser influenciadas por fortes custos de agência (Jensen & Meckling, 1976).

The business world is changing every minute, the introduction of technology in the business world has brought tremendous changes in the way businesses and companies conduct their business operations. The introduction of social media channels as one reliable way of conducting business has brought in a lot of changes.The study therefore sought to investigate the impact of adverting through Facebook on individual consumers in Malawi. The study intended to investigate if advertising through Facebook has an impact on consumers behavior in terms of consumers attitude, perception and experience. The study also shows that consumers are totally satisfied with the experience of Facebook adverting. The study further showed that it is important for company to provide quality social media training management trainings to their employs on how to interact and engage with customers and management of social media accounts. And also, a company to engage in awareness campaign to make sure that a lot of their customers are fully aware of TNM Facebook adverting.

I piani di azionariato dei dipendenti si sono sviluppati e sono cresciuti in Zimbabwe nell'ultimo decennio, grazie a iniziative politiche. Nonostante l'intensa letteratura sulla performance aziendale in Zimbabwe, poco è stato scritto sui piani di azionariato dei dipendenti (ESOS) e sulla performance aziendale. Il presente lavoro sulla relazione tra ESOS e performance aziendale è stato avviato dai fallimenti aziendali, dagli scandali aziendali e dai crimini aziendali che si sono verificati in Zimbabwe nell'ultimo decennio. In questo lavoro, l'autore è interessato a determinare in che misura la rappresentanza obbligatoria dei dipendenti negli organi di controllo attraverso gli ESOS, come stabilito dalla legge sull'indigenizzazione e l'emancipazione economica (IEEA) del 2007, influisca sulla performance aziendale. Questo lavoro esamina come gli ESOS influenzino il rendimento degli asset, il rendimento del capitale, la soddisfazione lavorativa e l'impegno dei dipendenti. Il lavoro contribuisce a fornire al pubblico degli investitori i vantaggi o gli svantaggi di investire in un'azienda con un ESOS in atto, oltre a fornire conoscenze ai responsabili politici per stabilire se il programma di coinvolgimento obbligatorio dei dipendenti attraverso l'ESOS sia vantaggioso sia per il governo che per il pubblico.

Vous êtes un(e) entrepreneur(e) plutôt sensible ? Vous vous sentez bloqué dans votre situation financière ? Vous n'êtes pas rentable ? Vous avez l'impression de tourner en rond dans votre business ? Vous avez toujours les mêmes problèmes ? Vous vous posez des questions sur votre salaire jusqu'à la retraite ? Vous hésitez à créer une nouvelle activité ?Votre chiffre d'affaires ne vous convient pas ? Vous n'avez plus de trésorerie ?Ce livre est fait pour vous. En décodant l'être humain, vos émotions, votre état mental, en les apprivoisant, vous aurez les clés pour passer à l'action. Vous oserez changer de business model, car vous serez en sécurité, doté d'une toute nouvelle énergie financière.La Méthode EVIDiENCE est une méthode de développement des entreprises. Elle allie développement personnel et développement du chiffre d'affaires, même en temps de crise.

This book examines the evolving dynamics between banks and firms within the context of alternative finance and Environmental, Social, and Governance (ESG) integration. The book contributes to understanding the bank-firm relationship in light of the changing financial landscape and its implications for sustainable development. The book employs an empirical analysis to examine the bank-firm relationship in the context of alternative finance and ESG performance to assess firms¿ riskiness, access to funds and cost of capital.The book addresses research gaps by comprehensively analysing the impact of alternative finance and ESG on the bank-firm relationship. It assists banks in adapting their financing practices and policies to align with emerging trends, and it offers insights for banks to evaluate and mitigate ESG-related risks effectively. It provides policy implications for promoting responsible lending, supporting the growth of alternative finance, and incentivising ESG integration in the financial sector. Ultimately, it contributes to formulating policies that foster a sustainable and inclusive financial system, and will be of interest to professionals and researchers in finance, alternative finance, and sustainable finance.

This conference volume discusses the findings of the iCAB 2023 conference that took place in Johannesburg, South Africa. The University of Johannesburg (UJ School of Accounting and Johannesburg Business School) in collaboration with Alcorn State University (USA), Salem State University (USA) and Universiti Teknologi Mara (Malaysia) hosted the iCAB 2023 conference with the aim to bring together researchers from different Accounting and Business Management fields to share ideas and discuss how new disruptive technological developments are impacting the field of accounting. The conference was sponsored by the Association of International Certified Professional Accountants AICPA & CIMA.

This book provides a multidisciplinary analysis of the links between migration and remittances. The role of remittances in influencing migration decision is explored in relation to economic development, education, the labour market, and social factors. The impact of remittances on migration is examined from a global perspective, with a focus on both specific countries and larger regions, such as the European Union and the former Soviet states. The challenges in managing migration flows are also discussed, alongside the impact of COVID-19 on migration, and policy suggestions are made for the efficient management of labour migration.This book aims to offer a comparative analysis of the impact of remittances resulting from labour migration and foreign direct investment on the economic growth. It will be relevant to researchers and policymakers interested in labour and migration economics.

"Getting Tomorrow: A Manual for Monetary Safeguard for Life's Vulnerabilities" is an exhaustive and shrewd asset intended to engage people in exploring the erratic idea of existence with certainty and flexibility. At its center, the aide tries to disentangle the intricacies of monetary preparation, offering a guide to proactively secure one's monetary future. The aide starts by diving into the capricious idea of life, recognizing the vulnerabilities that people face consistently. From startling wellbeing emergencies to unexpected employment misfortunes, life's vulnerabilities are assorted and ever-present. Through illustrative tales and genuine models, perusers gain a significant comprehension of the significance of being ready for unexpected conditions. As the story unfurls, the aide puts a focus on the significant job of monetary preparation in giving a vigorous safeguard against life's vulnerabilities. It underscores the extraordinary force of embracing a proactive outlook, encouraging perusers to make conscious strides in getting their monetary fates. By demystifying monetary ideas and offering functional procedures, the aide engages people to put forth clear and feasible objectives, make trained spending plans, and construct crisis reserves. The aide devotes critical consideration regarding the job of extra security as a foundation of this monetary safeguard. It carefully makes sense of how extra security goes past being a simple gamble the board device, filling in as a solid pay substitution, obligation settlement, and domain arranging component. Perusers are directed through the flexibility of inclusion choices, the novel advantages of money esteem aggregation in entire disaster protection, and the duty benefits that make it a productive abundance move apparatus. Besides, "Getting Tomorrow" gives a nuanced investigation of the profound and monetary cost of significant life altering situations, like marriage, being a parent, and retirement. By offering customized direction for adjusting extra security inclusion through various life organizes, the aide guarantees that people can proactively address developing monetary necessities and obligations.The aide embraces an all encompassing methodology by supporting for the incorporation of extra security into a thorough monetary technique. It reveals insight into the mind boggling course of directing a careful monetary investigation, recognizing individual and family monetary objectives, and assessing future costs and liabilities. Perusers are urged to move toward extra security not in seclusion but rather as a necessary part of their more extensive monetary preparation. Besides, the aide accentuates the significance of intermittent surveys of extra security arrangements, guaranteeing that inclusion stays lined up with evolving conditions. By tending to burden suggestions and advantages, the aide furnishes perusers with an exhaustive comprehension of how life coverage squeezes into their by and large monetary scene. As perusers progress through the aide, they experience an abundance of data on contrasting various kinds of extra security strategies, choosing inclusion sums and strategy spans, and understanding the elements impacting premium rates and strategy terms. The aide takes on a peruser driven approach, demystifying complex protection language and giving noteworthy experiences to work with informed navigation.