Ökonomi & Finanzen

In a world of ever-evolving financial landscapes, are you charting your own course towards financial security? "Financial Frontiers: An In-depth Exploration of Money Management" equips you with the knowledge and tools to navigate the exciting, yet sometimes daunting, terrain of your personal finances. This comprehensive guide transcends the basics, venturing beyond traditional budgeting tips to delve into cutting-edge strategies and innovative approaches. Demystify the world of investments, from stocks and bonds to mutual funds and real estate, understanding how to match your risk tolerance with suitable options. Craft a personalized investment strategy aligned with your long-term goals, embracing diversification and asset allocation to build a robust financial portfolio. "Financial Frontiers" doesn't stop at wealth creation; it prioritizes your financial well-being. Explore the intricacies of insurance, ensuring you have the right coverage for health, life, disability, and property. Master risk assessment to tailor your protection plan and navigate estate planning with confidence. Prepare for the unexpected with strategies for building financial stability through emergencies and life transitions. Technology is your ally in this journey. Discover budgeting apps and financial tracking tools that streamline your finances, keeping you informed and empowered. Stay ahead of the curve with reliable insights into financial news and trends, while safeguarding your data with essential cybersecurity awareness.

Ein Serienwerk aus den altorientalischen KulturenDie »Texte aus der Umwelt des Alten Testaments« (TUAT) machen in großem Umfang wichtige Texte der altorientalischen Kulturen ¿ teilweise erstmals ¿ in deutscher Übersetzung zugänglich. Diese Texte wurden von Fachleuten und Forschern der jeweiligen Kulturen und Sprachen nach dem Urtext neu übersetzt, in ihren historischen Kontext eingeordnet und ausführlich kommentiert.

Ein Serienwerk aus den altorientalischen KulturenDie »Texte aus der Umwelt des Alten Testaments« (TUAT) machen in großem Umfang wichtige Texte der altorientalischen Kulturen ¿ teilweise erstmals ¿ in deutscher Übersetzung zugänglich. Diese Texte wurden von Fachleuten und Forschern der jeweiligen Kulturen und Sprachen nach dem Urtext neu übersetzt, in ihren historischen Kontext eingeordnet und ausführlich kommentiert.

Ein Serienwerk aus den altorientalischen KulturenDie »Texte aus der Umwelt des Alten Testaments« (TUAT) machen in großem Umfang wichtige Texte der altorientalischen Kulturen ¿ teilweise erstmals ¿ in deutscher Übersetzung zugänglich. Diese Texte wurden von Fachleuten und Forschern der jeweiligen Kulturen und Sprachen nach dem Urtext neu übersetzt, in ihren historischen Kontext eingeordnet und ausführlich kommentiert.

Ein Serienwerk aus den altorientalischen KulturenDie »Texte aus der Umwelt des Alten Testaments« (TUAT) machen in großem Umfang wichtige Texte der altorientalischen Kulturen ¿ teilweise erstmals ¿ in deutscher Übersetzung zugänglich. Diese Texte wurden von Fachleuten und Forschern der jeweiligen Kulturen und Sprachen nach dem Urtext neu übersetzt, in ihren historischen Kontext eingeordnet und ausführlich kommentiert.

Ein Serienwerk aus den altorientalischen KulturenDie »Texte aus der Umwelt des Alten Testaments« (TUAT) machen in großem Umfang wichtige Texte der altorientalischen Kulturen ¿ teilweise erstmals ¿ in deutscher Übersetzung zugänglich. Diese Texte wurden von Fachleuten und Forschern der jeweiligen Kulturen und Sprachen nach dem Urtext neu übersetzt, in ihren historischen Kontext eingeordnet und ausführlich kommentiert.

Ein Serienwerk aus den altorientalischen KulturenDie »Texte aus der Umwelt des Alten Testaments« (TUAT) machen in großem Umfang wichtige Texte der altorientalischen Kulturen ¿ teilweise erstmals ¿ in deutscher Übersetzung zugänglich. Diese Texte wurden von Fachleuten und Forschern der jeweiligen Kulturen und Sprachen nach dem Urtext neu übersetzt, in ihren historischen Kontext eingeordnet und ausführlich kommentiert.

Since the launch of the "16+1" format in 2012 and the Belt and Road Initiative in 2013, Chinese presence in Central and Eastern Europe (CEE) has grown and expanded. This region is in fact crucial to reach Western European markets, with the Balkans and Central-Eastern Europe serving as maritime and land gateways respectively. Nevertheless, in the past few years, and most notably in 2022 after the Russian invasion of Ukraine, China's strategic aims in the region suffered a setback: Brussels-Beijing relations deteriorated, Baltic States opted out of the new "17+1" format and the Belt and Road Initiative lost its momentum in the region, with many projects halting or being delayed.In Blue Europe's "The Dragon at the Gates of Europe: Chinese Presence in the Western Balkans and Central-Eastern Europe," you will discover the impact of China's Belt and Road Initiative and the delicate interplay within the Central and Eastern European region, unravelling the multifaceted tapestry of Sino-CEE relations, where international interests, economics, and culture converge.The book is edited by Andrea Bogoni and Brian F. G. Fabrègue, with the contribution of: Chris Vermorken, Mark Temnycky, Marceli Hazla, Richard Straka, Sonja Stojadinovic, Elizabeth Yoneva, Slobodan Trivi¿, Antonella Benedetto, Zden¿k Rod, Roman ¿t¿pä, Samuel Dempsey, Réka Koleszár, Tomá¿ Kolomaznik, Aliaksei Patonia, Sergiu Mitrescu, Ivo Ganchev, George Loria, Mariam Gamdlishvili, Jakub Stepaniuk, Ágnes Bacsarszki and Aleksandar Chernev.

This text guides the readers to matching financial information and business activities through various analyses over a set of financial statements. The contents drive to understanding the non-financial managers¿ contribution in terms of currencies. Accordingly, the managers can measure performance, identify and resolve the problems, decide any actions, and conduct remote control over the business activities based upon the financial alerts.Part one discusses the conceptual relationships between business activities and accounting reports. This section provides an overview of management concepts applied in business organizations. This section also comes with examples of simple financial statements the trading and manufacturing industries adopt.Part two discusses the practical analysis of financial statements showing operational feedings in terms of business liquidity, profitability, activity, and leverage. This section is equipped with the formulas and their applications to do such an elaboration. The chapter ends with an example of exercise by quoting financial statements set of a company listed on the Indonesia Stock Exchange.

Leadership is a fundamental factor for the success or failure of any organization, group, community, or nation. This book explores how to build effective leadership that will enhance or fast-track growth and development at national and organizational levels. Scholars and development experts have identified failure of leadership by Africäs ruling class as the major cause of the continent's lag in development. The book is the outcome of a study set out to explore the connection between bad leadership and underdevelopment challenges faced on the African continent and to propose a solution to the problem. It proposes the development of transformational leadership culture as an ethical intervention to solve these challenges that have kept sub-Saharan Africa from achieving its development potentials. It equally identifies the role of global consultants, and recommends their involvement in birthing new leadership culture and systems in Africa. Its content is applicable globally as theories, practices, and examples are drawn from various organizations and continents across the world.

A könyv azt vizsgálja, hogy a Partizán - mint kiemelked¿ ellenzéki online médium - társadalmi témájú adásaiban, hogyan reprezentálják a marginalizált társadalmi csoportokat, melyekben fontos szerepet játszik a lakhatási válság, a munkanélküliség és a zsákfalvak csökkent lehet¿ségei. Az általam gy¿jtött 98 ilyen adásból 49-ben hátrányos helyzet¿eket személyesen is megszólaltatnak. Ezen belül az említett csoportok adásokban elfoglalt hierarchiája kerül vizsgálat alá, és az, hogy milyen társadalmi folyamatok járulnak hozzá ehhez a megkülönböztetéshez, milyen klasszifikációs praxis érvényesül a szegényebb rétegek esetében. A dolgozat hipotézise, hogy a Partizán minden egyenl¿ségre és szolidaritásra való törekvése ellenére is követ olyan reprezentációs mintákat, melyek hátráltatják a társadalmi egyenl¿ségre törekvés lehet¿ségeit. Azonban a tudatosságuk és társadalmi érzékenységük miatt még így is kiemelked¿k a többi szociális témát bemutató videós tartalomhoz képest, mivel olyan ok-okozati viszonyokat és rendszerszint¿ elemzést kínálnak, ami segíthet a társadalmilag tudatosabbá válásban.

Modelo para las políticas gerenciales de agroindustrias alimentariasUn modelo dialógico de competitividad para las políticas gerenciales de responsabilidad social empresarial de agroindustrias alimentarias muestra la necesidad de conjugar tanto la competitividad como la responsabilidad social para un desarrollo efectivo de la acción empresarial; apreciar el dialogismo para entender la necesidad de concertar intereses para el logro de pactos de acciones hacia fines superiores.El desarrollo de políticas gerenciales de responsabilidad social empresarial posibilita la conjunción de esfuerzos que, desde el diálogo, propendan al fortalecimiento y a la formación de conglomerados económicos, clústeres, que hacen de las agroindustrias un entramado de competitividad; además, permite aunar esfuerzos para la generación de políticas que fomenten, promuevan y articulen los procesos de desarrollo y aprendizaje que construyan parámetros de competitividad que, yendo más allá de las condiciones empresariales históricas y coyunturales, impulsen y coadyuven al desarrollo productivo y participen en la mejora de los elementos materiales e inmateriales de la sociedad.

Mi a mentorálás?Milyen a jó mentor?Melyek azok a személyiségjegyek, attit¿dök, amik által jó mentorrá válunk?Ezen kérdésekre kerestem válaszokat.Írásomban bemutatom szakmai utam, honnan indultam, hol tartok és milyen mentor szeretnék lenni. Mentorként szeretném átadni a bölcs¿dékben a fiatal, pályakezd¿ kollégáknak azon szemléletmódomat, melyben, a középpontban a gyermekáll, minden, ami körülöttük történik, az a gyermekek egészséges testi-lelki fejl¿dését, jólétüket szolgálja.Személyiségükkel, viselkedésükkel meleg, szeretetteljes, követend¿ példát mutassanak minden gyermek számára. Az új nevelési elvekhez innovatív, befogadó módon viszonyuljanak. Szeretném hinni, hogy amiért ezt a hivatást választották, és ami a pályán tartja majd a leend¿ kisgyermeknevel¿ket is, az els¿sorban a GYERMEK!

The book entitled Applications of Expert System for Digital Marketing Analytics is a Book dealing with expert system which is widely used in many businesses and finding best place to increase the profitability. Digital marketing is now very much useful for all the companies and customers. Marketing Analytics has also been used as best method to make business functions in best possible way. This book is useful to all the stakeholders of business organizations and student.

The book examines how economic globalization influenced the development of the IGAD region between 2010 and 2019. It explores the local-national-global nexus as an element of the changing face of the International Political Economy (IPE). The study first deals with the conceptual issues and settles the question of how globalization is affecting the region¿s development as well as how IGAD is responding to it to ensure development.The correlation analysis reveals that the impact of globalization is effective for the IGAD countries, which are in the efficiency-driven stage of development. The IGAD states are getting integrated into the world economy and thanks to globalization, that has boosted economic growth, however, it has also imposed high economic costs on the region. The results of this research are useful to economic policymakers in determining the role of institutions, policy instruments, and factors, which are necessary for attaining higher productivity, efficiency, and profitability that create resilient forces for competition in global and regional markets.

This publication shares lessons from performance-based road maintenance contracts implemented in Azerbaijan, Georgia, the Kyrgyz Republic, Mongolia, the People's Republic of China, and Tajikistan. It outlines the contract scope, performance standards, inspections, response and reaction times, payments and deductions, and procurement and contract costs. The publication highlights learning from the different experiences and provides recommendations for future performance-based road maintenance contracts in these and other countries.

In the dynamic landscape of Intelligent Transportation Systems, this research pioneers strategies for efficient route prediction, particularly vital for emergency vehicles (EVs). The HL-CTP model employs incremental learning, enhancing accuracy by fine-tuning predictions based on historical data. Complementing this, the SG-TSE model adjusts traffic lights, minimizing the negative impact of congestion on both regular traffic and EV preemption. Recognizing the limitations of traditional machine learning in Internet of Vehicles networks, our third objective utilizes YOLOv4-based traffic monitoring, incorporating the Kalman filter for real-time IoV environment modeling. Policymakers can leverage this data for informed decisions, improving transportation efficiency, reducing congestion, and enhancing safety. Integrating RSUs efficiently manages network resources, contributes to smarter transportation systems, and elevates urban living standards. In conclusion, this research not only advances route prediction and EV preemption but also adds value to the broader landscape of intelligent and responsive transportation systems, benefiting society at large.

Ce livre, ne nécessitant aucun prérequis, est conçu comme un guide de lecture. Il permet de réaliser une analyse financière à partir des différentes rubriques du bilan et du compte de résultat, examinées une par une.Il comprend des exemples d¿application nombreux et variés.Tenant compte des changements à venir, il évoque notamment la nouvelle définition comptable des éléments exceptionnels, applicable à compter du 1er janvier 2025.

Mieten oder kaufen - Lohnen sich Immobilien als Kapitalanlage?Immobilien prägen unser Stadtbild. Sie bieten aber nicht nur Wohn- und Arbeitsraum, sondern sind auch ein lukratives Investment, denn sie gelten als sichere Kapitalanlage. Argumente wie der Inflationsschutz und die Bedeutung einer guten Lage sind ausschlaggebend bei einer solchen Investition. Die fachkundigen Autoren Tobias Just, Professor für Immobilienwirtschaft, und Steffen Uttich, Leiter im Fondsmanagement, erklären leicht verständlich in ihrem Immobilienratgeber die größten Chancen und Gefahren bei der Anlage.. Anlagevermögen für Laien und Profis am Immobilienmarkt. Mit vielen Praxisbezügen und lukrativen Tipps. Kompaktes Wissen und Basics über die ImmobilienwirtschaftImmobilienratgeber für den Nachttisch!Die 3., aktualisierte Auflage nimmt die sich in den letzten Jahren verändernde Marktsituation sowie an Relevanz gewinnende Aspekte wie Nachhaltigkeit in den Blick. Das Buch schließt eine Lücke zwischen schlichten Immobilienratgebern für Häuslebauer und Fachbüchern für Spezialisten. Die gängigen Argumente für eine Immobilienanlage ("Immobilien sind immer eine sichere Geldanlage", "die Lage entscheidet " oder "Inflationsschutz") werden untersucht und teilweise widerlegt, sodass der Leser einen umfassenden Überblick über mögliche Erfolge und Gefahren erhält. Mit vielen Praxisbezügen und leicht verständlich geschrieben erhalten sowohl erfahrene Privatanleger als auch Neueinsteiger einen umfassenden Überblick, was es bedeutet, sein Geld in Immobilien zu investieren.

Vous demandez-vous pourquoi les enfants de Dieu luttent souvent dans la pauvreté, alors que les richesses du monde prospère autour d'eux ?Dans Le Don à Dieu, Z.T. Fomum dévoile une perspective révolutionnaire sur la prospérité et la foi. Ce sermon transformateur offre une feuille de route pour aligner votre parcours financier sur les principes de Dieu, débloquant ainsi une croissance spirituelle et des bénédictions abondantes.Puisant dans les trésors de l'Écriture et la sagesse des générations, Fomum démantèle les idées fausses les plus répandues sur l'argent et la spiritualité. Grâce à des éclairages bibliques et à une sagesse pratique, il montre comment le fait d'adopter la façon dont Dieu gère les finances conduit à un enrichissement spirituel, à des relations plus saines et à des récompenses éternelles.À l'intérieur, vous découvrirezLa vérité sur le rôle de l'argent dans votre cheminement spirituel.Des stratégies pratiques pour gérer vos finances comme un fidèle intendant.L'impact éternel des décisions financières sur votre relation avec Dieu.Des leçons tirées de personnages bibliques et de leaders spirituels contemporains qui ont adopté les principes financiers de Dieu.Le Don à Dieu est plus qu'un livre - c'est un manuel de transformation pour réaligner votre vie financière sur les intentions de Dieu. Que vous soyez à la recherche d'une croissance spirituelle, de principes de gestion financière pieux ou d'une connexion plus profonde avec Dieu, ce livre vous offre les conseils dont vous avez besoin pour naviguer dans le domaine des finances avec grâce et détermination.

Financial institutions, which can be defined as companies that produce and sell financial services, include banks, non-bank credit institutions, investment firms and insurance companies. A distinction can be made between monetary financial institutions (those with the power to create money: central banks, commercial banks), specialized financial institutions (credit institutions entrusted by the State with a public-interest mission); national financial institutions (commercial banks, etc.) and international financial institutions (IMF, World Bank, Federal Reserve). In Africa, and more specifically in Senegal, the two financial institutions most familiar to the public are traditional banks and microfinance institutions. Throughout the world, these two types of financial institution have demonstrated that they are today both essential and effective tools in the fight against poverty, thanks to their ability to provide financial services through conventional banking systems.

Before you invest in real estate, stop right now, and read this book.In a career that spans decades, Robert Barbera has seen it all. While working fulltime for others, Barbera leveraged his first 8-unit apartment building into an enterprise that grew to include 500 units. Not only did he quit his nine-to-five job and become his own boss, he created an enduring business for his family and a legacy of wealth.In How to Jump-Start Your Way to Real Estate Wealth, Barbera shares the kind of secrets that only come with years of experience, including insight into:Pros and cons of different types of real estate investmentsPurchasing and managing apartment housesFinding and appraising propertiesNegotiating deals and maximizing your capitalKeys to successful management and difficult tenants

Il sistema pensionistico è una parte sostanziale della cosiddetta sicurezza sociale, e quest'ultima è un bene collettivo che garantisce in larga misura la coesione di qualsiasi società sviluppata. Non va dimenticato che la sicurezza sociale è uno dei più validi strumenti esistenti per ottenere, in modo organizzato e in un contesto di solidarietà, una migliore ridistribuzione della ricchezza, la lotta alla povertà, la partecipazione della popolazione allo sviluppo e la tranquillità dell'essere umano, attraverso la soddisfazione degli elementi che costituiscono il suo livello di benessere. In questo contesto, l'idea stessa di sicurezza sociale fa già parte della coscienza dei lavoratori e il suo sviluppo è un processo "irreversibile". Per questo motivo, "il riconoscimento di alcune carenze" dei sistemi pensionistici non avrebbe dovuto servire da pretesto per l'implementazione di un nuovo Sistema Pensionistico basato sulla capitalizzazione individuale, che all'epoca generò timori e dubbi nella società salvadoregna, a causa dell'incertezza basata sulla mancanza di credibilità di un'istituzione privata che offriva certezza e sicurezza al lavoratore di fronte agli imprevisti della vita.

The banking industry is too much important for any country; primarily for that bank¿s make sure the useful and better assigning of rare resources effectively any wisely. Its plays a mediatory role between the depositors and creditors. Another important and foremost function of bank is that banks receive money from depositors and lend it to creditors for fulfill the basic function of finance. Banks receive from depositors and then these deposits invest it different projects for creating opportunity to the society. It¿s also promise for that to pay the higher rate of interest on the deposits. Furthermore it¿s plays a role of mediatory so its produce money by the investing the different type of projects and the utilizations of customers.

Pensionnaq sistema qwlqetsq suschestwennoj chast'ü tak nazywaemogo social'nogo obespecheniq, a poslednee predstawlqet soboj kollektiwnoe blago, kotoroe w znachitel'noj stepeni garantiruet splochennost' lübogo razwitogo obschestwa. Ne sleduet zabywat', chto social'noe obespechenie qwlqetsq odnim iz naibolee cennyh suschestwuüschih instrumentow, pozwolqüschih organizowanno i w uslowiqh solidarnosti dobiwat'sq bolee äffektiwnogo pereraspredeleniq bogatstwa, bor'by s bednost'ü, uchastiq naseleniq w razwitii i dushewnogo spokojstwiq cheloweka blagodarq udowletworeniü älementow, sostawlqüschih urowen' ego blagosostoqniq. V ätom kontexte sama ideq social'nogo obespecheniq uzhe qwlqetsq chast'ü soznaniq trudqschihsq, a ee razwitie - "neobratimym" processom. Po ätoj prichine "priznanie opredelennyh nedostatkow" pensionnyh sistem ne dolzhno bylo sluzhit' predlogom dlq wnedreniq nowoj pensionnoj sistemy, osnowannoj na indiwidual'noj kapitalizacii, kotoraq w to wremq wyzywala strah i somneniq w sal'wadorskom obschestwe iz-za neuwerennosti, osnowannoj na otsutstwii doweriq k chastnomu institutu, predlagaüschemu rabotniku uwerennost' i bezopasnost' pered licom zhiznennyh nepredwidennyh obstoqtel'stw.

In "Career & Success: Tips For Crafting Success In Professional Life In The First Five Years," the author challenges the misconception that job competence alone ensures success in today's competitive market. Drawing from twelve years of professional experience, the book advocates for continuous learning, determination, and focus, emphasizing the need to excel rather than settle for mediocrity.Initially covering job hunting, resume creation, and interview strategies, the book shifts to essential skills for job excellence. Tailored for aspiring professionals, it encourages daily reading while maintaining brevity to stimulate independent thinking. The intentional conciseness introduces key topics, allowing readers to explore further.Centered on the first five years of a career, the book organizes the author's experiences into practical insights. While personal anecdotes are shared, the focus remains on empowering readers to internalize and apply discussed principles. A concise guide for navigating professional paths, the book offers practical advice for success.

Corona virus is a pandemic that started in 2019 in huwan city in china. It further spread to other countries of the world including Malawi, it is a virus that affects the respiratory system of those people with it, its symptoms are difficult in breathing, dry cough, fever just to mention a few one of them being death of a lot of productive people who could have helped in the development of different countries in the world. Since the day it was discovered a lot of people were found positive and the number of those people were increasing rapidly each day. Corona virus abbreviated as Covid -19 has affected the world in different ways. Our main focus will be on how Covid-1Dr.R.Vettriselvan, Associate Professor, AMET Business School, Academy of Maritime Education and Training, Chennai specialized in Human Resource Management and Marketing. 9 has affected the tourism sector of Malawi. The tourism sector of Malawi is one of the sectors that helps in the boasting of the Malawian economy since its where a lot of funds are corrected in form of tax from different tourist attraction areas across the country. Malawian government manly rely on the money generated from the tourism sector.

The primary goal of this investigation was to look into the elements that were influencing the growth of MSEs in Kurmuk Woreda. To do this; the researcher used a stratified random sampling technique, categorizing the entire target population according to the business sector in which they were active. The sample size was determined using the Yamane sample size determination formula, and it was 134 out of a total population of 200. Explanatory research was used for the study, utilizing both qualitative and quantitative methods of analysis. Primary data was gathered from MSE owners and managers via a questionnaire and semi-structured interview. Both the interview question and the survey were qualitatively evaluated using SPSS version 27. A Pearson correlation coefficient and multiple regression analysis were also used by the researcher.