Ökonomi & Finanzen

A revolução digital provou que para sobreviver é preciso se reinventar constantemente para se manter competitivo O Test e Learn consiste em testar rapidamente as novas ideias de solução de um problema, e por meio do aprendizado resultante de interações diretas com os clientes, melhorar essa solução de forma gradual e contínua. Mais que um método, o Test e Learn é uma cultura que estimula a criatividade, a iniciativa e a colaboração dentro da organização. De onde vem o Test e Learn? Podemos testar tudo? Como projetar e implantar testes rigorosos? Como analisar os resultados? Tantas perguntas respondidas por Adilson Borges neste livro prático e educativo. Ao longo das páginas, o leitor encontrará exemplos de vários setores de atividade (desde pequenos restaurantes a multinacionais). Aqui estão todas as chaves para se tornar uma empresa ágil, que aprende rapidamente e inova de forma eficaz. Um livro para empreendedores, empresários, gerentes, estudantes de Administração de Empresas e de Economia e líderes de empresas e organizações, grandes ou pequenas, para ajudá-los a criar uma dinâmica de inovação colaborativa.

Based on over 15 years¿ experience in the design and delivery of successful first-year courses, this book equips undergraduates with the mathematical skills required for degree courses in economics, finance, management, and business studies. The book starts with a summary of basic skills and takes its readers as far as constrained optimisation helping them to become confident and competent in the use of mathematical tools and techniques that can be applied to a range of problems in economics and finance.Designed as both a course text and a handbook, the book assumes little prior mathematical knowledge beyond elementary algebra and is therefore suitable for students returning to mathematics after a long break. The fundamental ideas are described in the simplest mathematical terms, highlighting threads of common mathematical theory in the various topics.Features of the book include:a systematic approach: ideas are touched upon, introduced gradually and thenconsolidated through the use of illustrative examples;several entry points to accommodate differing mathematical backgrounds; numerous problems, with full solutions, and exercises to illustrate the theory and applications; key learning objectives and self-assessment questions provided for each chapter; full solutions to exercises, available to lecturers via the Springer Nature Extramaterial - Lecturer Material website. Vass Mavron is Emeritus Professor of Mathematics at Aberystwyth University. Tim Phillips is Professor of Applied Mathematics in the School of Mathematics at Cardiff University.

Dieser Quick Guide gibt einen Überblick über Compliance, ESG und Investigations in Emerging Markets im Kontext wachsender Anforderungen wie des deutschen Lieferkettensorgfaltspflichtengesetzes und EU-Verordnungen. Deutsche Unternehmen sind durch neue Regelungen, besonders in Emerging Markets, mit verstärkten Sorgfalts-, Dokumentations- und Berichterstattungspflichten konfrontiert. Dieser Leitfaden beleuchtet diese Herausforderungen und zeigt, wie On-Site Audits effizient durchgeführt werden können.Der Inhalt:EinführungAnknüpfungspunkte: Due Diligence, Supply Chain Compliance, Nachhaltigkeitsberichterstattung, KorruptionsvermeidungBetroffene Kreise: Unternehmen, Tochtergesellschaften, Zulieferer, DritteOrganisation von On-Site AuditsZusammenfassung und AusblickDie ZielgruppenCEOs, CFOs, Rechtsabteilungsleiter, Compliance-Beauftragte, Beschaffungsmitarbeiter, Rechtsanwälte

Dieses Buch beschreibt den aktuell diskutierten und vereinzelt erprobten Ansatz der Gesundheitskioske. Gesundheitskioske stellen ein innovatives Angebot im Gesundheitsbereich dar, da sie den Zugang zu Versorgung, Prävention und Gesundheitsförderung insbesondere für solche Communities erhöhen, die sich mit Zugangsbarrieren konfrontiert sehen. Zugangsbarrieren können in der Kenntnis des Gesundheitssystems, Sprachkompetenz, den fehlenden gesundheitsbezogenen Angebote in der unmittelbaren Wohnumgebung liegen. In diesem Essential wird die Vielfalt der aktuellen Ansätze aus einer gesundheitsökonomischen, sozialräumlichen und pflegerischen Perspektive vor dem Hintergrund eigener Erfahrung im Aufbau und der Implementierung von Kiosken beschrieben. Denn zur Umsetzung eines Gesundheitskiosks ist immer eine spezifische Lösung am jeweiligen Ort zu entwickeln.

Die Traditionelle Chinesische Medizin (TCM) erfreut sich großer Beliebtheit. Ob bei einfachen Erkältungen oder schweren Erkrankungen - in Deutschland vertrauen ihr immer mehr Patient:innen. Dabei liegen für die wenigsten Therapien, sei es Akupunktur, chinesische Arzneimitteltherapie oder für Ernährungslehre, eindeutige Wirksamkeitsbelege vor. Ist diese breite Anwendung aus dem Blickwinkel der westlichen Medizin überhaupt gerechtfertigt? Halten Diagnose- und Behandlungsmethoden, was sie versprechen? Dieses Buch einer Ärztin, die zusätzlich TCM studiert hat, hinterfragt objektiv, kritisch und ehrlich die Wirksamkeit von alternativmedizinischen Methoden. Dabei räumt sie mit einigen Mythen der TCM über Kräutermischungen, Akupunktur-Nadeln und Ernährungsempfehlungen auf. Auch wenn es sich um jahrtausendealtes Wissen handelt, sollte dieses vor dem Hintergrund von wissenschaftlicher Überprüfbarkeit betrachtet und bewertet werden. Das Buch wendet sich an gesundheitsbewusste Menschen, die sich für Alternativmedizin begeistern und gleichzeitig wissenschaftlich gestützte Informationen suchen.

Dieses Buch bietet eine umfassende Einführung in die Welt der Datensicherung und führt durch die essenziellen Bereiche - von Bedrohungen bis hin zu praktischen Schutzstrategien. Die digitale Ära macht Daten zum Rückgrat und Wettbewerbsvorteil von Unternehmen, wobei Datenverluste erhebliche Schäden verursachen können. Es gibt unterschiedliche Risikokategorien für Datenverluste, darunter technische und betriebliche Gefahren. Dieses Buch umfasst Maßnahmen, die die IT-Systeme vor Ausfällen und unberechtigtem Zugriff schützen und die Wesentlichkeit der Datensicherung aufzeigen. Dabei werden präventive, detektierende und reaktive Schutzmaßnahmen berücksichtigt und eine individuelle und risikobasierte Strategie aufgezeigt. Das Buch bietet praktische Hinweise, darunter Checklisten und Vorlagen, die online verfügbar sind. Es dient als Leitfaden für Unternehmen, um ihre Daten effektiv sowie effizient zu schützen, die IT- und Cybersecurity zu erhöhen und den Wert ihrer Daten risikobasiert zuwürdigen.Der InhaltÜbersicht von Datenvielfalt und zugehörigen KostenErkennung und Vermeidung von DatenverlustrisikenPraktische Ansätze zur IT-, Daten- und CybersecurityImplementierbare DatensicherungsstrategienNützliche Checklisten, Vorlagen und Leitfäden für den AlltagDie AutorenPatrick Müller, Diplom-Wirtschaftsinformatiker, ist ein Experte für forensische Datenanalyse und hat maßgeblich zur Optimierung von Analyseverfahren in führenden Beratungs- und Industrieunternehmen beigetragen. Als Dozent konzentriert er sich auf Forensische Datenanalyse, Audit Data Science und Visual Analytics. Sein Ethos, geprägt durch forensische Genauigkeit, zielt darauf ab, Unternehmen transformative Einblicke zu bieten und gleichzeitig Schäden vorzubeugen. Sein Credo in diesem Zusammenhang: "No Data, No Party".Vanessa Chamera absolvierte ihren Master in Economic Policy Consulting (M.Sc.) an der Ruhr-Universität Bochum und sammelte anschließend Berufserfahrung im Bereich IT-Sicherheit. Neben ihrer Arbeit in der Digitalen Forensik spezialisierte sie sich auf die Analyse von Informationssicherheitsmaßnahmen zur Risikoprävention.Martin Bodenstein ist Diplom-Informatiker (univ.), MBA mit militärischem Hintergrund und Experte für Hochsicherheitsanforderungen. Mit langjährigem, forensischem Know-how als Basis fokussiert er sich auf die kontinuierliche Weiterentwicklung und professionelle Härtung von Sicherheitsprofilen zur Herstellung einer "Forensic Readiness".

This book looks at the history of work and the meanings that are attached to it over time. Taking as its basis a number of international surveys and interviews conducted in Europe, the authors consider. The significance of work for Europeans today.Over the years the meaning of work has changed. It has become more highly diversified, and it is today invested with high expectations that conflict with organizational developments and the changing nature of the labour market. The authors use a generational perspective to explore whether it is possible to reconcile the contemporary "ethos" of work, especially with regards to women and young people, with organizations that are increasingly under pressure to be profitable and productive.Reinventing Work in Europe will be of interest to scholars and students in the areas of sociology of work, employment and organizations, labour studies, digital economy and political economy.

The Curse of Information OverloadIn today's fast-paced world, we are constantly bombarded with an overwhelming amount of information. From the moment we wake up to the time we go to bed, we are exposed to a never-ending stream of news, social media updates, emails, and notifications. This constant influx of information has led to what can only be described as the curse of information overload.Living in a knowledge-driven society, we have been conditioned to believe that more information equals more power. We are constantly encouraged to stay informed, to be up to date with the latest trends, news, and developments. However, what we fail to realize is that this constant craving for information can have detrimental effects on our mental and emotional well-being.One of the main consequences of information overload is the overwhelming feeling of being constantly overwhelmed. With so much information available at our fingertips, it can be challenging to filter out what is truly important and relevant. As a result, we find ourselves drowning in a sea of information, unable to make sense of it all. This leads to a sense of anxiety, stress, and even a loss of focus and productivity.Moreover, information overload can also lead to a phenomenon known as "analysis paralysis." With so many options and possibilities presented to us, we often find ourselves unable to make decisions. We become paralyzed by the fear of making the wrong choice, constantly second-guessing ourselves and seeking more information. This not only wastes precious time and energy but also hinders our ability to take action and move forward.In the quest for knowledge, we often forget the importance of ignorance. Ignorance, in this context, does not mean lack of knowledge, but rather the ability to be selective and mindful about the information we consume. By embracing ignorance as our superpower, we can free ourselves from the burden of information overload and harness true bliss.Ignorance is bliss because it allows us to focus on what truly matters. By consciously choosing what information to engage with, we can prioritize our mental and emotional well-being. We can create space for deep thinking, introspection, and genuine connections with others. Ignorance is not about being uninformed; it is about being intentional about the information we consume and the impact it has on our lives.In a knowledge-driven world, it is crucial to recognize the curse of information overload and embrace the power of ignorance. By doing so, we can reclaim our mental and emotional well-being, find clarity amidst chaos, and truly harness bliss in our lives. Ignorance is, indeed, our superpower.

Are you seeking a truly passive income that actually works? Something that can help you become an educated investor that generates real income? Your search ends here!If you are ready to actually start making income in the stock market, then how can this not be for you!Introducing "Options Trading: A Beginners Crash Course - 7 books in 1".This "7 in 1" collection uncovers the secrets of the options trading world and will actually help you with everything you need to succeed. You will not find a book with the required teaching skills to bring a beginner to an expert anywhere but here!. You'll gain a competitive edge with expert guidance on various strategies such as covered calls, bullish, and bearish strategies. You will receive deep insights tailored specifically forbeginners, and you won't need to waste time searching elsewhere.With this type of "7 in 1" bundle you will receive the following:¿ Book 1: "OPTIONS UNLOCKED" - Begin your journey and learn the basics of options trading, including understanding calls and puts and making your first trade.¿ Book 2: "OPTIONS UNLEASHED" - Master essential strategies like long and short call options, long and short put options, and covered call strategy.¿ Book 3: "OPTIONS NAVIGATOR" - Sail through analysis by grasping essential concepts like delta, gamma, theta, vega, and basic options analysis.¿ Book 4: "OPTIONS ASCENSION" - Embark on intermediate strategiessuch as bullish strategies, bearish strategies, and market analysis.¿ Book 5: "OPTIONS ELEVATION" - Unlock advanced strategies like butterfly spreads, calendar spreads, and volatility trading with straddles and strangles.¿ Book 6: "OPTIONS PROBABILITY" - Master risk management techniques and trade adjustment methods for safeguarding your investment quest.¿ Book 7: "OPTIONS MINDSET" - Harness trading psychology to align your mental state for success and craft a solid options trading plan.This bundle also includes a glossary at the end of each book!RECEIVE YOUR TWO FREE BONUSES¿ Forex Trading Guide¿ Free ebookDownload them inside the BookClick "Buy Now" and begin making money with Options Trading today!

The book "The Future of Finance: Cryptocurrencies as Catalysts for Change" examines the dynamic junction of established financial systems and the developing world of cryptocurrencies. It does this by laying bare the revolutionary forces that are transforming the global economy. This book takes the reader on an enthralling voyage through the worlds of blockchain technology, decentralized finance, and digital assets. Along the way, it untangles the threads of innovation that promise to reimagine the very fabric of money. The first few chapters are structured as an introduction, and they demystify the fundamentals of cryptocurrency. The setting is set with a comprehensive examination of the blockchain technology, which elucidates the decentralized and secure characteristics of the system. The most important cryptocurrencies, from the pioneering Bitcoin to the various altcoins, are investigated in this article in order to highlight the one-of-a-kind characteristics that have propelled them into the spotlight in the world of finance.The story eventually expands to include the world of corporations, after first focusing on financial systems. The acceptance of cryptocurrencies by major organizations, in conjunction with their incorporation into the management of supply chains, demonstrates the ever-increasing influence that the current technological revolution is having on corporate operations. In a nod to the social impact of cryptocurrencies, this book reveals how these digital assets might contribute to a more inclusive society by fueling altruistic activities and promoting financial education. In spite of this, it does not shy away from addressing the hazards that are inherent with cryptocurrency mining. These risks include price volatility, security challenges, and environmental concerns. The conclusion of "The Future of Finance: Cryptocurrencies as Catalysts for Change" takes a forward-looking perspective, examining developing tendencies as well as the possibility of integrations with other cutting-edge technology. It offers a powerful call to action, asking readers to embrace change for a future where not only digital finance is used, but also decentralized finance, transparent finance, and inclusive finance. The story then takes a turn, shifting its focus to analyze the disruptive influence that cryptocurrencies have had on conventional banking. The author takes the reader on a captivating journey via a study of how decentralized finance (DeFi) and smart contracts are questioning the norms that have been established, thereby rendering traditional banking systems obsolete. In this section, we explore the democratization of financial services and illustrate how cryptocurrencies provide unrivaled prospects for financial inclusion on a global scale. Specifically, we look at how cryptocurrencies can be used to create decentralized payment networks. As the story progresses, the focus shifts to the investment landscape, which is where cryptocurrencies emerge as not only viable investment vehicles but also as digital currencies. The concepts of Initial Coin Offerings (ICOs) and Security Token Offerings (STOs) are being investigated as potential new mechanisms for raising funds, while the notion of tokenization is being used to convert assets like real estate and art into tokens that can be divided up and traded.

Seaward banking is a monetary practice that has acquired both reputation and notoriety lately. It includes opening and keeping up with ledgers and other monetary resources in far off nations, frequently known as duty safe houses. This training is driven by different intentions, including resource insurance, charge enhancement, and monetary security. "Seaward Banking: Lawful and Monetary Experiences" is a thorough aide that reveals insight into the perplexing universe of seaward banking, offering significant data and viewpoints. One of the essential angles investigated in this guide is the legitimate system administering seaward banking. It dives into the complexities of global monetary regulations and guidelines, framing the commitments and privileges of both record holders and the seaward monetary organizations. This segment gives lucidity on the legitimate limits of seaward banking, assisting perusers with understanding how to explore the framework while staying consistent with significant regulations. The aide additionally offers profound experiences into the monetary ramifications of seaward banking. It features the possible advantages, like diminished charge liabilities and expanded resource insurance, yet additionally highlights the significance of dependable and moral monetary practices. It investigates venture open doors, risk the executives, and systems for broadening resources across global wards. The segment fills in as an important asset for those looking to pursue informed monetary choices in the seaward setting. Moreover, "Seaward Banking: Legitimate and Monetary Experiences" resolves the issue of straightforwardness and moral contemplations. It investigates the difficulties and reactions related with seaward banking, underlining the requirement for mindful and legitimate practices inside the framework. This guide is a key asset for people, organizations, and monetary experts looking for a complete comprehension of seaward banking. It gives the information and direction expected to pursue informed choices in a complex and steadily developing monetary scene, advancing lawful and moral monetary practices that line up with worldwide principles. Whether you are a carefully prepared financial backer or new to the universe of seaward banking, this asset furnishes you with the experiences important to explore this many-sided monetary field.

Das Buch geht auf konkrete Fragestellungen und kritische Punkte im Rahmen der Unternehmensfinanzierung und dem Umgang mit Kreditgebern ein. Handlungsempfehlungen schaffen dabei Transparenz für die Praxis sowie Hilfestellungen und Anregungen. Auf theoretischen Tiefgang wurde bewusst verzichtet, das Buch soll einzelne Sachverhalte und Fragestellungen komprimiert und direkt auf den Punkt bringen.

A tanulmány célja, hogy bemutassa a kínai tradicionális ruhát, vagyis a hanfut. Kiemelten négy nagyobb császári korra fókuszálva végigvezet az egykori ruha stílusokon, a szabás- és varrás mintákon, a korokban domináló színeken, kiegészít¿kön és díszeken. A dolgozat f¿ irányvonala, hogy megvizsgálja a modernizált ruhákat, ehhez a rendelkezésre álló szakirodalmon kívül egy külön kérd¿ív is készült, ami a Magyarországon él¿ kínaiak körében lett szét küldve és az ¿ válaszaik alapján b¿vült a tudás a modern kori tradicionális ruhákról. Vizsgálja a hanfu megmaradt, tradicionális mintáit és a már modernizálódott, lecserélt darabokat. Külön kitér a közösségi média hatására a hanfu terjedésében, valamint a szociális média hatásaira a kínai közösség elfogadásával kapcsolatban a kulturális kisajátítás témakörében.

Das Buch untersucht den Aufstieg des Verhaltenswissens seit der Mitte des 20. Jahrhunderts sowie dessen praktische und politische KonsequenzenDie Frage, wie menschliches Verhalten beeinflusst werden kann, ist in der jüngsten Zeitgeschichte virulenter geworden. Auf der Basis verhaltenswissenschaftlicher Erkenntnisse versprechen Expert:innen, Menschen durch subtile Interventionen glücklicher, gesünder und wohlhabender zu machen. Zugleich haben die Digitalisierung und Datafizierung unserer Welt Ängste vor einer umfassenden Verhaltensmanipulation und -kontrolle verschärft. Das Buch zeigt, dass es keineswegs selbstverständlich ist, Menschen nicht als handelnde Subjekte, sondern als sich verhaltende Organismen zu begreifen. Es untersucht, wie seit der Behavioral Revolution in der Mitte des 20. Jahrhunderts in verschiedenen Wissensfeldern, von den Wirtschafts- über die Psychowissenschaften bis zur Kriminologie, ein spezifisches Verhaltenswissen entwickelt wurde. Davon ausgehend analysiert es dessen Bedeutung für den Wandel politischer Steuerungstechniken vor allem in Bezug auf das Umwelt-, Gesundheits- und Finanzverhalten seit den 1970er Jahren.

Ländliche Strukturen inmitten urbaner Räume - eine grundlegend neue Perspektive der StadtgeschichteEin findiger Geschäftsmann eröffnete 1878 in München eine Milchkuranstalt, in der die Kund:innen Milch direkt neben der Erzeugerkuh konsumieren konnten. Parallel entwickelten sich in Dresden Kleingärten, in denen die Eigentümer:innen neben Obst-, Gemüse- und Zierpflanzenbau Nutztierhaltung praktizierten. Beide Phänomene entsprachen dem zeitgenössischen Bedürfnis nach ruralen Strukturen inmitten urbaner Räume: Einen Teil der Stadtbevölkerung zwang die ökonomische Notlage zur Teilselbstversorgung, andere strebten, angestoßen durch hygienische Debatten, nach mehr Kontakt zum Entstehungszusammenhang ihrer Lebensmittel.Anschaulich, mit einer Vielzahl an Quellen, verdeutlicht Britta von Voithenberg den Stellenwert, den rurale Strukturen und Räume in den Großstädten Dresden und München in der Phase ihres größten Wachstums hatten. Mit dem ruralen Blick deckt sie bislang unerkannte urban-rurale Verschränkungsräume auf und zeigt damit, dass die modernen Metropolen viel ländlicher waren, als es in der Urbanisierungsforschung oft erscheint. Als zentrales Analyseelement dient der Begriff der »Rurbanität« - eine geschichtswissenschaftlich neue Herangehensweise an großstädtische Geschichte.

Wie bestritten Handwerkerfamilien ihren wirtschaftlichen Alltag? Der Schlüssel zum Verständnis liegt in ihrer beruflichen und räumlichen MobilitätUnser Verständnis von Arbeit ist einem starken Wandel unterworfen. Zunehmend werden mit Job Sharing, Homeoffice und Teilzeitarbeit flexiblere Arbeitsmodelle gefordert und erprobt. Zugleich nimmt weltweit die Zahl der sogenannten working poor zu - Personen, die mit nur einer Erwerbsarbeit nicht genug verdienen, um ihren Lebensunterhalt zu bestreiten.Die vormoderne Arbeitswelt war der unseren in mancher Hinsicht ähnlich. Oft gingen Ehepartnerinnen und -partner verschiedenen Erwerbsarbeiten nach, waren in mehreren Berufen tätig. Frauen und Männer, Töchter und Söhne trugen zum Familieneinkommen bei. Frauen waren Meisterinnen, Lohnarbeiterinnen, Unternehmerinnen. Nicht nur beruflich, auch räumlich waren Handwerkerinnen und Handwerker überaus mobil.Der mikrohistorische Fokus auf eine offene Familienwirtschaft ermöglicht es, diese flexiblen handwerklichen Ökonomien zu erfassen. Der Beitrag von Nicole Stadelmanns Buch zur deutschsprachigen Handwerksforschung liegt in der Zusammenführung der zünftigen und außerzünftigen Produktion. Indem dabei die Arbeit der Frauen in der Produktionssphäre sichtbar wird, leistet die Studie auch wichtige Erkenntnisse zur Frauen- und Geschlechtergeschichte.

HorizontAls magische Grenze zwischen Himmel und Meer regt derHorizont seit je die Fantasie der Menschen an. Die einenglaubten einst, dass dort die Erde endet. Andere träumtendavon, durch einen Spalt im Horizont in eine andere Welt zu gelangen. Für Seefahrer dagegen war diese Linie vor allem praktisch: Dank ihr konnten sie den Höhenwinkel der Gestirne bestimmen und sich so auf hoher See orientieren.Weitere Themen in mare No. 161:Zu Besuch in PermPerm in Russland war berühmt für sein Salz - die Reste eines urzeitlichen Meers. Nun aber verharrt die Region im Stillstand.Naumann auf SyltEs war eine besondere Expedition: Vor 200 Jahren reiste Johann Friedrich Naumann, der Urvater der Ornithologie, nach Sylt.Leben auf der MeeresoberflächeEine hauchdünne Schicht voller Leben: Die Meeresoberfläche hat ihre ganz eigene Biodiversität, die wir kaum kennen.

#Wirtschaft Band 1 ist der erste Schritt einer Überarbeitung und Weiterentwicklung der Lehrbuchreihe für das Schulfach "Wirtschaft/Berufs- und Studienorientierung" in Baden-Württemberg. Mit Fachkräften aus dem Land haben wir ein aktuelles, innovatives und differenzierendes neues Lehrwerk geschaffen. #Wirtschaft ist praxisorientiert Entscheidungssituationen bilden den Kern kritischer ökonomischer Bildung. #Wirtschaft arbeitet mit Aufgabenformaten, bei denen Schüler diese simulieren, Rollen einnehmen, Haushaltspläne erstellen, Werbeaktionen planen... So wird das Erlernte spielerisch angewandt und verinnerlicht. Wir bieten Ihnen einen problemorientierten und schülernahen Unterricht. Die Rubrik "Gemeinsam aktiv" ermöglicht ein selbstgesteuertes Lernen. Die Schülerinnen und Schüler erarbeiten sich projektartig größere Einheiten eines Kapitels. Sie können Ihren Unterricht einfach und schnell besonders vielfältig und spannend gestalten. Durch Fallbeispiele werden die Schülerinnen und Schüler direkt angesprochen. Eine kreative Vielfalt aus Bild-, Grafik- und Textmaterial, aktivierende Aufgaben, Methoden-und Grundwissenseiten und ein Kompetenzcheck zum Abschluss der Großkapitel vervollständigen das Angebot. Zu jeder Unterrichtseinheit wird passgenau zum Schulbuch unterschiedliches Differenzierungsmaterial (Texte in einfacher Sprache, Vorstrukturierung von Aufgaben u.v.m.) erstellt. Dieses steht Ihnen in unserem digitalen Lehrermaterial click & teach zur Verfügung und kann von Ihnen nach individuellen Bedürfnissen für einzelne digitale Schulbücher click & study freigeschaltet werden.

Master's Thesis from the year 2020 in the subject Economics - Economic Cycle and Growth, grade: 3.33, Ethiopian Civil Service University, language: English, abstract: This paper examined the relationship between banking sector development and economic growth in Ethiopia. The paper also examines the effect of banking development on economic growth in Ethiopia and to establish which theory holds for Ethiopia between the demand-following and the supply-leading theory. Unlike the majority of previous studies, this study uses the newly developed ARDL-bounds testing approach to examine the relationship. The ARDL-bounds testing approach has numerous advantages over other co-integration techniques, especially when a short time-series dataset is used. In order to test the robustness of the empirical results, three proxies of bank-based financial development have been used; namely: 1) the domestic credit provided by the banking sector as a ratio of GDP, 2) broad money supply as a ratio of GD, 3) private credit as percentage of GDP. Annual time series data between the years 1987 and 2019 were used for the study, from the National Bank of Ethiopia (NBE) statistical bulletin. The structural break unit root test revealed that all the variables are stationary at their first difference; the bound test cointegration analysis established the existence of long run relationship among the variables. The ARDL revealed that domestic credit provided by the banking sector significantly affected economic growth in the long run, while private credit statistical significant and negatively affect economic growth in the short run during the period of study. The empirical results of this study show that the effect of banking sector development and economic growth in Ethiopia is sensitive to the proxy used to measure the banking sector development. The policymakers need to make policies that can lead to establishment of banking institutions in the rural areas which have limited access to banking services and create enabling legal environment for efficient allocation of credit to the private sector at the same time the supervisory organ shall establish conducive environment for banking institution which are engaging in loan granting for diversified economic sectors for private investment.

Description:In "The Art of Earning: Skills That Transform Effort into Income," embark on a transformative journey that transcends the traditional notions of hard work and labor. This empowering guide is a blueprint for unlocking the potential within, revealing the intricate dance between passion, talent, and financial success.Discover the secrets to identifying and developing your unique set of skills, turning them into not just a source of income but a pathway to enduring prosperity. Through a carefully crafted exploration of self-discovery, entrepreneurship, and personal growth, this book offers practical insights and actionable steps for individuals at every stage of their professional journey.Explore the dynamic interplay between mindset and monetary success, and learn to leverage your skills strategically in the marketplace. From turning hobbies into revenue streams to navigating challenges and negotiating with finesse, "The Art of Earning" is a comprehensive guide that empowers you to craft your own financial destiny.Whether you're an aspiring entrepreneur, a seasoned professional, or someone seeking new avenues for growth, this book is a beacon of inspiration and a roadmap to a life of abundance. Embrace the artistry of earning, and let these pages guide you toward a future where effort seamlessly transforms into income."The Art of Earning" is not just a book; it's a transformative experience that invites you to redefine success on your terms. Are you ready to unleash the potential within and master the art of earning? The journey begins here.

Unlock the door to financial success with "Money Making Skills," an all-encompassing guide designed to lead you through the transformative journey of mastering the essential skills necessary to thrive in today's dynamic world of wealth creation.In this meticulously crafted book, you'll explore a diverse range of topics, from grasping the fundamental principles of financial literacy to honing the art of negotiation, constructing lucrative side hustles, and constructing enduring legacies. Whether you're a seasoned professional, an aspiring entrepreneur, or an individual eager to elevate their financial literacy, this book is your indispensable companion on the path to prosperity.Key Features:Practical Insights: Each chapter is brimming with practical insights derived from real-world examples, offering actionable steps that you can implement in your life immediately.Expert Advice: Benefit from expert advice seamlessly woven throughout the book, providing a wealth of knowledge from seasoned professionals in the field.Case Studies: Dive into real-world case studies that vividly illustrate successful money-making strategies, offering inspiration and invaluable lessons for your own financial journey.Comprehensive Coverage: From the basics of financial literacy to advanced investment strategies, this book covers a spectrum of topics, ensuring a holistic understanding of money-making skills.Chapters at a Glance:Financial Literacy 101: Understand the language of money and build a solid foundation for financial success.Unlocking the Mindset: Develop the mindset crucial for success in money-making endeavours.Identifying Profitable Opportunities: Master the art of recognizing and capitalizing on lucrative prospects.Strategic Planning for Financial Success: Plan strategically to achieve your financial goals.Mastering Negotiation Techniques: Hone negotiation skills for financial gain.Building a Lucrative Side Hustle: Create additional income streams from scratch.Investing Wisely: Navigate the world of investments for wealth accumulation.The Power of Networking: Turn connections into opportunities and cash.Adapting to Market Trends: Stay ahead in a changing world by understanding market dynamics.Monetizing Your Passion: Turn hobbies into sustainable income streams.Digital Dollars: Navigate the online marketplace and harness the power of digital commerce.Time Management for Maximum Profitability: Optimize your time for increased productivity and financial success.Overcoming Financial Challenges: Develop resilience and a roadmap to overcome setbacks.Legacy Building: Create enduring wealth that lasts for generations.The Entrepreneurial Mind: Learn the essentials of starting and scaling your own business.Empower Yourself Today:Whether you're just starting your financial journey or looking to elevate your existing skills, "Money Making Skills" provides you with the tools, insights, and strategies to turn your financial aspirations into reality. Empower yourself and embark on a transformative journey to financial success.Secure your copy today and pave the way to a future of prosperity!

Money is everywhere. Even when we can't see it, its effects can be felt: abundance and scarcity, sharing and leverage, faith and fear. It is an expression of value, but ... Value to whom? And why? How did we get here?Brett Heaton Juarez explores these questions and more throughout a thoughtful Millennial money chronicle, from his quintessential suburban upbringing outside of Chicago to the harsh realities of nonprofit youth work, and the highs and lows of joining finances with his Compton-raised wife, pivoting careers, and supporting a growing family - all while chasing his dreams and seeking to make a difference in the world.This book won't provide financial advice. But it will go deeper to connect the dots between messy feelings, in your head and in the news, and in your bank account. It is an invitation for you to look in the mirror and reflect on your own relationship with money. Earning and spending, saving and giving, borrowing and investing; no choice is neutral. Every dollar has an impact. That's how you create Change From Your Dollars."In person, Brett is a man of few words and a lot of action. I was one of the teens he writes about that needed a ride home. I grew up with barriers like that, but now I travel the world sharing my gift. He lived out the lessons he taught us. With compassion, wit, and tact he saw my adversity back then and still challenged me to build an accomplished life." - Khari Turner, artist"Brett translates the language of money into value systems which is critical in financial education and empowerment for me as an autistic person. I am a business owner, a creative, and an activist. Brett's work helps me to create meaning from money and connects the dots for the perspective I need."- Moorea Seal, author/designerFind out more about how you can create Change From Your Dollars by visiting www.changefromyourdollars.com

The Healing Code: An All-In-One Resource for Health and HealingEmily Roberts is the author. In her book "The Healing Code: A Comprehensive Guide to Health and Medicine," Emily Roberts leads readers on a fascinating exploration of the medical and health fields. Roberts provides a holistic viewpoint that encourages people to take responsibility for their health by drawing on her broad knowledge and compassionate attitude. If you're lost in the healthcare system's maze, this guide will be your guiding light. Emily Roberts combines time-tested medical advice with the latest discoveries to give readers a full picture of the therapeutic procedure. Her meticulous research and clear writing help demystify the human body and give people the knowledge they need to make better health choices. Roberts covers a lot of ground, from preventative medicine to treatment alternatives to the role of mental and emotional health in achieving physical wellness. This book is a great resource for people of all walks of life since she offers concrete advice for living a healthy, happy life. When it comes to improving one's health, "The Healing Code" is more than a book; it's a road map that can provide readers newfound understanding and empowerment. With Emily Roberts by your side, you can expect to take the first steps towards a new and improved you. If you're looking for a medical system that treats the whole person and gives you agency over your health, this book is for you.

Ce travail présentera une étude sur l'audit légal, sur la manière dont l'audit, associé à la comptabilité, peut prévenir et combattre la fraude d'entreprise au Brésil, en montrant le processus de la fraude, quand la volonté et l'opportunité d'extorquer les actifs de l'entité et ses actifs potentiels se présentent. Comment découvrir les signes pour la détecter et comment la prévenir. Cette étude est née d'une préoccupation concernant la formation des comptables et des futurs auditeurs sur l'importance de l'étude de la fraude, de sa prévention et de sa détection. Précisément parce que "l'audit ne peut pas agir comme une force de police".