Ökonomi & Finanzen

Discover how you can make money from cryptocurrency - even if you're a complete noviceBetween 2010 and 2017 The price of Bitcoin rose from $0.07 to over $16,000 - An increase of 22,857,000%!That's the equivalent of buying 1 share of Apple stock today and that very same share being worth an astonishing $38.7 million in just 7 short years.But the Bitcoin ship has sailed right? Aren't the best days of cryptocurrency are over?Think again.In fact, there is no better time than now to get involved in the cryptocurrency marketThis year, those who bought Ethereum in January saw the price rise from $8.06 to a peak of $486 - an increase of a whopping 59296%Or what about Litecoin, which rose 3520% from $4.33 to 156.78 this calender year?In the same time frame the SNP 500 rose a mere 10.25% - and that was a good year for the marketGold only rose 10.16% in the same time period.This may sound like hype, except these are real numbers. Real millionaires have been created in the past 5 years thanks to Bitcoin and other cryptocurrencies.And now you can invest and profit from these unbelievable wealth growers.This book will show you a step by step process how you can buy, sell and profit from cryptocurrency - even if you don't know the difference between a Bitcoin and a BlockchainIt's that easy.This isn't 2012 when buying cryptocurrency involved jumping over multiple hurdles just to get a piece of the pie. It's never been so easy to be a part of the cryptocurrency market.Cryptocurrency Beginners Bible teaches you:The fundamentals behind the technology that backs up cryptocurrency - Page 24How you can buy Bitcoin, Ethereum and other cryptocurrencies in less than 15 minutes - Page 37An analysis of the strengths and weaknesses of 13 different cryptocurrencies - Page 42Where to get your information regarding cryptocurrency if you want to avoid pitfalls - Page 96A real life case study of what NOT to do when buying an altcoin - Page 107But aren't cryptocurrencies risky?Like any investment, they carry certain risks. That's why we've created this book to help you stay informed and armed with the best knowledge possible - broken down into easy, digestible language.Reduce your risk and learn the safest way to buy, store and profit from cryptocurrency.See how you can benefit from this incredible opportunity...all for the price of your daily coffeeOrder now to begin making money today!P.S. Remember, cryptocurrency is the number one investment in terms of returns over the past 7 years - download Cryptocurrency Beginners Bible to discover how you can be a part of the world's fastest growing market

In this essential handbook?a blend of Rich Dad, Poor Dad and The Happiness Project?the co-host of the wildly popular InvestED podcast shares her yearlong journey learning to invest, as taught to her by her father, investor and bestselling author Phil Town.Growing up, the words finance, savings, and portfolio made Danielle Town's eyes glaze over, and the thought of stocks and financial statements shut down her brain. The daughter of a successful investor and bestselling financial author of Rule #1, Phil Town, she spent most of her adult life avoiding investing?until she realized that her time-consuming career as lawyer was making her feel anything but in control of her life or her money. Determined to regain her freedom, vote for her values with her money, and deal with her fear of the unpredictable stock market, she turned to her father, Phil, to help her take charge of her life and her future through Warren Buffett-style value investing. Over the course of a year, Danielle went from avoiding everything to do with the financial industrial complex to knowing exactly how and when to invest in wonderful companies. In Invested, Danielle shows you how to do the same: how to take command of your own life and finances by choosing companies with missions that match your values, using the same gold standard strategies that have catapulted Warren Buffett and Charlie Munger to the top of the Forbes 400. Avoiding complex math and obsolete financial models, she turns her father's investing knowledge into twelve easy-to understand lessons. In each chapter, Danielle examines the investment strategies she mastered as her increasing know-how deepens the trust between her and her father. Throughout, she streamlines the process of making wise financial decisions and shows you just how easy?and profitable?investing can be.Capturing a warm, charming, and down-to-earth give and take between a headstrong daughter and her mostly patient dad, Invested makes the complex world of investing simple, straightforward, and approachable, and will help you formulate your own investment plan?and foster the confidence to put it into action.

There was one copywriter who made millionaires from people who read his book, although they never wrote an ad. Eugene Schwartz wrote a classic on copywriting that is probably one of the most powerful, and profitable, books on copywriting and marketing ever written. That book has been kept available only as a rare hardback gift edition. Generations of copywriters haven't had access to this material. And the world would be a poorer place, except... Fortunately Schwartz was also prolific as a speaker. So we are able to bring notes of his lectures and a review of his classic text to life again. You can learn: - How to create ads which sell your products at the expense of your competition - Find which roles your customer really wants to play and align these to your product - Discover how to get a product to sell no matter how people have already heard about it or how many products like it are already out there. - Learn how to control your audience by being their friend. Get Your Copy Now.

Why is America so rich and powerful? The answer lies in our genes, according to psychologist John Gartner.Hypomania, a genetically based mild form of mania, endows many of us with unusual energy, creativity, enthusiasm, and a propensity for taking risks. America has an extraordinarily high number of hypomanics—grandiose types who leap on every wacky idea that occurs to them, utterly convinced it will change the world. Market bubbles and ill-considered messianic crusades can be the downside. But there is an enormous upside in terms of spectacular entrepreneurial zeal, drive for innovation, and material success. Americans may have a lot of crazy ideas, but some of them lead to brilliant inventions. Why is America so hypomanic? It is populated primarily by immigrants. This self-selection process is the boldest natural experiment ever conducted. Those who had the will, optimism, and daring to take the leap into the unknown have passed those traits on to their descendants. Bringing his audacious and persuasive thesis to life, Gartner offers case histories of some famous Americans who represent this phenomenon of hypomania. These are the real stories you never learned in school about some of those men who made America: Columbus, who discovered the continent, thought he was the messiah. John Winthrop, who settled and defined it, believed Americans were God's new chosen people. Alexander Hamilton, the indispensable founder who envisioned America's economic future, self-destructed because of pride and impulsive behavior. Andrew Carnegie, who began America's industrial revolution, was sure that he was destined personally to speed up human evolution and bring world peace. The Mayer and Selznick families helped create the peculiarly American art form of the Hollywood film, but familial bipolar disorders led to the fall of their empires. Craig Venter decoded the human genome, yet his arrogance made him despised by most of his scientific colleagues, even as he spurred them on to make great discoveries. While these men are extraordinary examples, Gartner argues that many Americans have inherited the genes that have made them the most successful citizens in the world.

Written by the New York Times bestselling author of The Accidental Billionaires and Bringing Down the House, this title offers insight into the lives of Russia's most famous oligarchs.

An incisive analysis of the state of the global economy and what the future holds. Surrounded by sluggish growth, high rates of unemployment, rising inequality, growing financial instability and increased social tensions, pessimism about our future abounds.  Dr. Mohamed A. El-Erian, one of the world‿s most influential economic thinkers, explains lucidly the realities of the economic choices that we will soon face. The path that the global economy and markets are on is ending. But what comes thereafter is far from predestined. It critically depends on choices that we make as households and companies, and decisions that our political representatives take.  The Only Game in Town details how the world is increasingly being shaken, both from above and from below. It illuminates the growing internal contradictions, the constraints that are undermining growth and prosperity, and the radical overhaul in thinking that is required. In the aftermath of the financial crisis, central banks were handed responsibility for the fate of the global economy. Lifting the veil on the inner workings of these powerful and innovative institutions, El-Erian explains why they cannot save us this time around.   Laying out a road map for growth, The Only Game in Town shows how and why collaboration between central bankers, policymakers and business leaders is essential. Drawing on insights from behavioral science, economics and finance, this book provides the tools needed to understand the uncertainties that lie ahead and return us to a path of prosperity. Thought provoking and insightful, this book is required reading for investors, policymakers, and anyone interested in the future.

Richard Dennis ran a classified ad in the "Wall Street Journal" looking for trainees. His trainees became known as the "Turtles". This book tells the story of the Turtles, their selection, their training, how they made (and lost) astounding fortunes, and certainly not least, the tools readers will need to start trading like Turtles themselves.

The Commission was created by the UN in 1983 to formulate new proposals to deal with the important issues of environmental development facing the world. The Commission's findings are presented in this book.

Do you want to learn how to make money from the stock market in a short time?Do you want to master the skills and strategies of successful day traders?Do you want to achieve financial freedom and independence?If you answered yes to any of these questions, then this book is for you!BECOMING A STRATEGIC DAY TRADER is a comprehensive guide that will teach you everything you need to know about day trading, from the basics to the advanced techniques. You will discover: - How to set up your trading account and platform - How to analyze the market and identify profitable opportunities - How to manage your risk and emotions - How to develop your own trading plan and style - How to use technical indicators, chart patterns, and candlestick analysis - How to execute trades with speed and precision - How to avoid common pitfalls and mistakes - How to grow your capital and income over time This book is not a get-rich-quick scheme. It is a realistic and practical approach that will require your dedication, discipline, and hard work. But if you follow the advice and tips in this book, you will be able to achieve your trading goals and dreams. The book's pages provide a wealth of important information that is clearly presented and is geared towards readers who have some experience with day trading.This book will teach you... How to choose a direct access broker, as well as the necessary tools and platforms. * How to start day trading as a company. * How to day trade stocks, not gamble on them. The planning of key day trading strategies; the specific entry, exit, and stop loss instructions for each trading strategy; and the management of the trading plan.With this book, you'll have a bit by bit guide brimming with demonstrated systems to build your odds of coming out on top decisively.You will figure out how to put resources into the securities exchange and, most importantly, how to recognize the best stocks on the lookout and how to esteem them.You'll figure out how to perceive the data you really want and how to decipher chartsto accomplish exceptionally significant yields.You will figure out how to open a portfolio all alone, comprehend how to differentiate it and make it productive.You will become familiar with the psychological systems of expert brokers to accurately oversee takes a chance in circumstances where you really want to know how to settle on the ideal choices for transient exchanging.This fast aide is ideally suited for:Complete novices - regardless of whether you've never purchased a solitary stock! You will figure out how to deal with your ventures freely!Individuals who have taken a stab at exchanging the past yet were fruitless because of mistaken data or sham coursesExisting brokers who need to improve their abilities and increment their acquiring potentialAny individual who needs the opportunity of making a full-time pay with part time exertion!A portion of the data that you will find inside the book incorporates:¿The 4 Significant Exchanging Styles with a total outline of the multitude of various sorts to assist you with picking the best for your requirements¿The 6 Significant Exchanging Stages with subtleties and contrasts to assist you with picking your web-based representative¿Central and Specialized Examination for Day Exchanging and every one of the mysteries you want to turn into an expert broker¿Step by step instructions to peruse Japanese candle to comprehend what the market or cost is doing so you can settle on fitting choices¿Backing and Obstruction: one more of the main exchanging ideas. You will figure out how to remember them with numerous useful models¿The 4 classifications of pointers: in particular pattern, volume, energy and unpredictability markers to decipher market data

Tracing the history of capitalism in England and beyond, Karl Polanyi's landmark 1944 classic brilliantly exposed the myth of laissez-faire economics. From the great transformation that occurred during the industrial revolution onwards, he showed, there has been nothing 'natural' about the market state. Instead, the economy must always be embedded in society, and human needs and relations. Witnessing the 'avalanche of social dislocation' of his time - from the Great Depression, to the rise of fascism and communism and the First and Second World Wars - Polanyi ends with a rallying cry for freedom, and a passionate vision to protect our common humanity.

FINANCIAL TIMES BUSINESS BOOK OF THE MONTH 'Full of powerful, practical lessons on changing how we think and act.'Eric Schmidt, former CEO and Chairman of Google'Many principles mentioned in the book helped us build Zoom, and they will help you as well.'Eric S. Yuan, founder and CEO, ZoomInspired by venture capitalists' unique way of thinking, The Venture Mindset offers a transformative playbook for delivering results in a rapidly changing world from a top Stanford professor and a technology executive.Venture capitalists are known for their extraordinary ability to spot opportunities. They know how to identify emerging trends, how to bring new industries into being, and when to hold them and when to fold. Their unique way of thinking has made them the force behind world-changing companies such as Amazon, Google, Moderna, SpaceX, and Zoom. Stanford Professor Ilya Strebulaev has devoted two decades to studying VCs' counterintuitive approaches to decision-making and the reasons behind the successes and failures of corporate innovations. Alex Dang has witnessed up close how VCs' thinking and mechanisms can create successful businesses at companies like Amazon and McKinsey. Combining their insight and extensive experience, they present nine distinct principles that will help you make better decisions, transform your business, and achieve remarkable results, no matter your industry. In The Venture Mindset, you'll learn:- One question VCs ask that will change the way you evaluate opportunities- Why you should encourage dissent and be wary of consensus- The number one killer of innovation in traditional corporate environments- Why it's crucial to learn when to 'pull the plug' on initiatives- Why failure is not just an option, but a necessity Packed with entertaining stories and scientific precision, The Venture Mindset is a must-read for anyone who wants to be better equipped for the era of uncertainty when industry, company, and career can be disrupted overnight. The Venture Mindset will teach you more than how to simply survive. It'll teach you how to win big.

A major reappraisal, by the Nobel-prizewinning economist, of the relationship between capitalism and freedomDespite its manifest failures, the narrative of neoliberalism retains its grip on the public mind and the policies of governments all over the world. By this narrative, less regulation and more 'animal spirits' capitalism produces not only greater prosperity, but more freedom for individuals in society - and is therefore morally better.But, in The Road to Freedom Stiglitz asks, whose freedom are we - should we be - thinking about? What happens when one person's freedom comes at the expense of another's? Should the freedoms of corporations be allowed to impinge upon those of individuals in the ways they now do?Taking on giants of neoliberalism such as Hayek and Friedman and examining how public opinion is formed, Stiglitz reclaims the language of freedom from the right to show that far from 'free' - unregulated - markets promoting growth and enterprise, they in fact reduce it, lessening economic opportunities for majorities and siphoning wealth from the many to the few - both individuals and countries. He shows how neoliberal economics and its implied moral system have impacted our legal and social freedoms in surprising ways, from property and intellectual rights, to education and social media.Stiglitz's eye, as always, is on how we might create the true human flourishing which should be the great aim of our economic and social system, and offers an alternative to that prevailing today. The Road to Freedom offers a powerful re-evaluation of democracy, economics and what constitutes a good society-and provides a roadmap of how we might achieve it.

PRAISE FOR THE CREDIT INVESTOR'S HANDBOOK "Credit analysis is an underappreciated skill that is essential for investing a cross all asset classes, private and public. Michael's book is an incredibly detailed, step-by-step 'how-to' manual for analyzing credit investments, from performing to distressed, and understanding the complexities of the bankruptcy process." --Joyce Chang, Chair of Global Research, JP Morgan "While there are many books on investing in equities, until now, there were virtually no comprehensive books on investing in debt. The Credit Investor's Handbook fills this gap. While the book is focused on the debt markets, its analytical approach is extremely relevant to equities investors. Furthermore, Michael's use of real-life examples and humor make it an enjoyable read. The Credit Investor's Handbook is a 'must-read'for anyone pursuing a career in research, investment banking, capital allocation, and, most importantly, investing in an ever-evolving global marketplace." --Mario Gabelli, Chairman and Chief Executive Officer of Gabelli Funds "The Credit Investor's Handbook is an extraordinarily comprehensive look at credit investment strategies. It is chock full of rich examples that are bound to be useful in assessing the credit excesses that will undoubtedly unravel in the years ahead. I wish someone had handed me a copy when I came into the business." --Seth A. Klarman, CEO and Portfolio Manager, The Baupost Group "When I got my pre-publication copy of The Credit Investor's Handbook, I turned first to the chapters on distressed debt investing. I found a very helpful, logically organized introduction to the process and some fascinating 'warstories.'Like all good investment books, The Handbook doesn't purport to be a how-to that will yield easy profits, but it does a great job of explaining the elements that must be mastered." --Howard Marks, Co-Chairman, Oaktree Capital Management "Michael's excellent book, The Credit Investor's Handbook, is like a traditional bank's training program on steroids. It offers the same kind of detailed, real-life grounding in financial analysis that was critical to my early success on Wall Street. The book teaches you the practical skills needed to succeed and steers you away from academic theories that don't work in the real world of credit markets. Michael is a great teacher with the unique ability to breakdown complex analysis into simple steps, making it easy to learn. He also brings the same passion and terrific sense of humor he uses in his classroom to the pages of this textbook. I highly recommend it as a 'must-read'for all up-and-coming credit analysts." --Harvey Schwartz, CEO of the Carlyle Group

Have you wanted to get investing or trading the markets but never got around to starting? Or finding out how to go about it?The truth is, it has never been easier to access and make money from the financial markets as it has today, now just made even easier with 'A Beginner's Guide to Technical Analysis', your essential guide to the technical analysis approach to investing.This guide breaks down the world of technical analysis into bitesize chunks, providing you with clear, step-by-step instructions and easy-to-understand examples. Whether you're a complete beginner with zero trading experience, or someone looking to sharpen their skills, this book will empower you to spot trends and patterns, identify opportunities, and navigate the markets with complete confidence.In this book we will cover:An Introduction To Technical Analysis - What exactly is technical analysis, how can it be used to help me make money?Setting Up To Trade: What You Need To Know - Covering the basics such as developing a trading plan, choosing the best broker and terms such as order types, stop loss and take profit and asset classes.The Trading Chart - Covering the different trading charts you will see when trading.The Trend - The significance of the trend in making money in the markets. Covering key concepts such as the Dow Theory, constructing trendlines, candlestick patterns and chart patterns such as triangles, head and shoulders and wedges.Technical Indicators - Using indicators such as volume, MACD, RSI and moving averages to make more informed trades, and to assess the strength of the current trend - divergences are some of our favorite methods we use.Advanced Technical Concepts & Trading Strategies - Covering other technical concepts including cycles, such as the economic cycles that impacts the trend, Elliott Wave Theory, Wyckoff Method for selecting stocks and momentum and contrarian trading, as well as tools available to traders.Market Psychology - Since technical analysis focuses on supply and demand in the markets, of which is mainly made up of humans, emotions and cognitive biases, such as loss aversion play a role in why the markets move the way they do. We will also cover a case study, the Dot-Com Bubble as assess the psychology in that asset bubble.With "A Beginner's Guide to Technical Analysis," you'll embark on a journey that will transform you from a novice trader into a skilled investor. By implementing the expert insights and proven strategies shared in this book, you'll be well on your way to securing your financial future.Don't miss out on this opportunity to unlock the potential of the markets and grab your copy today!

This new edition of the bestselling guide brings sophisticated investors-including institutional and individual investors, investment bankers, and those who want to follow in the footsteps of legends like John Bogle-up to date on ETFs, risk management, neuropsychological investing concepts, and moreSince its original publication two decades ago, The Four Pillars of Investing has become a classic guide for serious investors. The practicalities of investing, however, have changed dramatically, particularly pertaining to ETFs, and thinking has evolved about a host of key issues, such as lifecycle finance, the nature of risk, and basic finance and neuropsychological concepts. This new edition has been fully updated to address all these issues.Retired neurologist and hugely popular finance author William Bernstein applies his trademark informal writing style to help you become more self-sufficient and make better-informed investment decisions. He walks you through the "four pillars" of investing:The Theory of Investing: "Do not expect high returns without risks."The History of Investing: "About once every generation, the markets go barking mad. If you are unprepared, you are sure to fail."The Psychology of Investing: "Your greatest investment enemy is the face staring back at you in the window."The Business of Investing: "The investment industry wants to make you poor and stupid. Don't let them."You'll learn how to build a solid foundation for investing by focusing on these four essential lessons, each of which builds upon the other. The Four Pillars of Investing includes practical investing advice based on fascinating history lessons from the market, exercises to determine risk tolerance as an investor, and easy-to-understand explanations of risk and reward in the capital markets.This unmatched resource provides the tools you need to construct a high-performance portfolio-without the help of a financial adviser.

An urgent follow-up to international bestseller HOW DEMOCRACIES DIE. In this razor-sharp analysis of one of the most important issues facing us today, leading Harvard professors Steven Levitsky and Daniel Ziblatt draw on their combined expertise of over 40 years to offer a dire warning about right-wing efforts to undermine multiracial democracy.

A FINANCIAL TIMES BOOK OF THE YEARA call to action for the creative class and labour movement to rally against the power of Big Tech and Big Media.Corporate concentration has breached the stratosphere, as have corporate profits. An ever-expanding constellation of industries are now monopolies (where sellers have excessive power over buyers) or monopsonies (where buyers hold the whip hand over sellers) - or both.Scholar Rebecca Giblin and writer and activist Cory Doctorow argue we're in a new era of 'chokepoint capitalism', with exploitative businesses creating insurmountable barriers to competition that enable them to capture value that should rightfully go to others. All workers are weakened by this, but the problem is especially well illustrated by the plight of creative workers. From Amazon's use of digital rights management and bundling to radically change the economics of book publishing, to Google and Facebook's siphoning away of ad revenues from news media, and the Big Three record labels' use of inordinately long contracts to up their own margins at the cost of artists, chokepoints are everywhere.By analysing book publishing and news, live music and music streaming, screenwriting, radio, and more, Giblin and Doctorow deftly show how powerful corporations construct 'anti-competitive flywheels' designed to lock in users and suppliers, make their markets hostile to new entrants, and then force workers and suppliers to accept unfairly low prices.Chokepoint Capitalism is a call to workers of all sectors to unite to help smash these chokepoints and take back the power and profit that's being heisted away - before it's too late.

Why an organization's response to digital disruption should focus on people and processes and not necessarily on technology.

This book provides a thorough overview of Bitcoin, cryptocurrencies, and digital assets and their impact on the future of money and finance. It provides a 360-degree practical, concise, and engaging overview of all the topics that one interested about digital assets needs to know including how Bitcoin and Ethereum work, an overview of the most important digital assets in the market, and deep dives into the various types of digital assets including cryptocurrencies, stable coins, CBDCs, utility tokens, security tokens, NFTs, and many others. The book also covers all the essentials including DeFi, crypto mining, crypto regulations, crypto investors, crypto exchanges, and other ecosystem players as well as some of the latest global crypto trends from Web 3.0 and the Metaverse to DAOs and quantum computing. Written by a leading industry expert and thought leader who advises some of the leading organisations in the digital assets space globally, this book is ideal foranyone looking to acquire a solid foundational knowledge base of this fast-growing field and understand its potential impact on the future of money.

When it comes to money, are you controlled by fear? Do you underestimate your worth? Are you ready to go to the next level, but can't seem to get there?If you answered yes to any of these questions, you may be an underearner. Underearners are self-saboteurs who don't live up to their earnings potential, says Barbara Stanny, a financial educator, motivational speaker, and career counselor. Whether they make $10 an hour or six figures a year, they tend to live paycheck to paycheck, are often in debt, and have a high tolerance for low pay. Ironically, many work incredibly hard. The good news is that underearning is a self-imposed condition. By focusing on overcoming it, underearners will not only earn what they deserve, but live a richer life. With techniques and exercises that have helped thousands of people, Stanny teaches five essential steps to financial independence and brings a message of empowerment to all those who chronically undervalue themselves.

The Greatest Showman in the history of the Universe reveals his secrets for accumulating vast sums of wealth so that anyone can follow his program and become STINKING RICH. After a wonderful career in which he made and lost fortunes, entered bold ventures and had brilliant successes, captivated Kings and Queens, and used his genius, wit and eloquence, P.T. Barnum wrote these GOLDEN RULES for making money. These twenty rules make it easy for anyone to avoid the pitfalls of POVERTY and enjoy life by having the means to be content with WEALTH.

How you compensate people is one of the most important strategic decisions your company will make - but few "get it right and out of sight." Nail it and you can add hundreds of percentage points to the bottom line while driving up the energy in the organization. Make the wrong call (or piecemeal the decision together), and the results will create needless drama throughout the organization. Do any of these challenges sound familiar? ¿ "I gave a star performer a raise, and now everyone else is marching into my office, demanding one, too." ¿ "If anyone looked closely at our payroll, it would be hard to rationalize why we're paying certain people what we do." ¿ "I'm tired of losing our best people to the Googles of the world because we can't match their salaries." Compensation is one of your largest expenses, one you can turn it into a strategic advantage in attracting, retaining, and motivating talent (or not accidentally demotivating them). In this highly practical book, the authors share 5 principles for designing effective compensation systems along with plenty of examples from leading small, medium, and large firms across various industries. You'll learn: 1. The #1 mistake business leaders make in setting up their compensation plans 2. The psychological aspects of compensation underpinning successful plans 3. How individual bonuses can backfire 4. The power of gamifying gains to drive up energy and engagement 5. Whether you want to be queen/king or rich!

The seventh edition of The Economics of European Integration provides students with an accessible presentation of the facts, theories and controversies that are driving rapid change at the heart of Europe. This new edition covers crucial updates on the impact of Brexit and Covid-19 and offers an expert analysis of the contemporary status of integration within the European Union.Key Features and Updates.Wide range of learning features including boxed examples and illustrations, end of chapter summaries, self-assessment questions and essay questions..Fully updated to include new discussions and examples such as the new budget which has significant implications on European bonds, immigration, and climate change..Two new chapters highlighting the impact of both Brexit and Covid-19 on the EU..An Online Learning Centre with Lecture Outlines, PowerPoint Presentations, and an Image Library.Richard Baldwin is Professor of International Economics at the Graduate Institute, Geneva, having been a visiting professor at Oxford and MIT. He is Editor-in-Chief and founder of VoxEU.org since 2007 and he advises governments around the world on globalisation and integration issues having served in the Bush (Sr) White House in 1990-91. Charles Wyplosz is Professor Emeritus of International Economics at the Graduate Institute in Geneva where he also served as Director of the International Centre for Money and Banking Studies. He is a Fellow of CEPR and of the European Economic Association, as well as a Founding Managing Editor of the Economic Policy journal.