Ökonomi & Finanzen

Wir setzen dem Great Reset des Weltwirtschaftsforums ein We, ein Wir, entgegen. Die Reihe The Great WeSet widmet sich der Gegenöffentlichkeit, die sich in vielen Bereichen des gesellschaftlichen Lebens formiert hat.Im zweiten Band stellt Ulrich Gausmann Alternativen für Wirtschafts- und Finanzsysteme vor.Gute Gründe, gegen den Kapitalismus zu sein, gibt es genug. Allein Waffenlieferungen und Kriegspolitik würden schon ausreichen. Doch das ist längst noch nicht alles: Die gesellschaftliche Erosion hat in den letzten drei Jahren in allen Lebensbereichen in einem atemberaubenden Tempo zugenommen. Die sozialen Grundlagen von Ökonomie, Politik und Gesellschaft geraten unter die Räder. Ein Ende ist vorerst nicht absehbar. Wo soll das alles nur enden?Die Antwort auf diese Frage geben viele unterschiedliche und dezentral organisierte Initiativen und Projekte, die zum Teil schon weit vor 2020, aber vor allem vermehrt in den letzten Jahren mit rasantem Tempo alternative Wirtschaftsformen und Geldsysteme etabliert haben. Die Spannbreite an Alternativen ist groß und vielgestaltig und hat eine erstaunliche Verbreitung gefunden. Der Autor stellt exemplarisch hauptsächlich Vorreiter und Initiativen aus Deutschland vor. Dabei kommen die Aktiven zum größten Teil selbst zu Wort.Die Darstellung reicht im Bereich der alternativen Wirtschaftsformen von der Sozialen Dreigliederung und Formen der Gemeinwohlökonomie, über Genossenschaften und Initiativen aus der Unternehmerschaft und einer neuen Gewerkschaftsbewegung bis zu Energiewendedörfern und Zukunftskommunen.Im Sektor Finanzen werden Vorschläge von Silvio Gesell, Tausch- und Umsonst-Ökonomien, Helfergemeinschaften, Komplementärwährungen aus Deutschland, Italien, den Niederlanden und Belgien, Vertrauensgemeinschaften und Überlegungen einer digitalen Planung der Ökonomie unter demokratischer Kontrolle vorgestellt. Das Buch schließt mit einer Einordnung dieser Initiativen unter dem Gesichtspunkt des Kampfes um die Meinungsführerschaft und beleuchtet das Mitläufertum ebenso wie die Perspektiven eines sozialen Wandels und einer "Revolution von unten". Diese kann, so der Autor, nach der Aufhebung des Belagerungszustandes zum Aufbau einer neuen Welt beginnen - wenn sie nicht schon längst begonnen hat.»Eine spannende, engagierte, kenntnisreiche undgut verständliche Lektüre.«~ Dr. Eugen Drewermann»Ulrich Gausmann geht zu Menschen, die zeigen,wie die Revolution aussehen könnte, und sieht dortdie neue Welt, weil er alles gelesen hat, was die Literaturan Utopien bieten kann. Anregend, wichtig, gut.«~ Prof. Dr. Michael Meyen

"Ich war schon immer schlecht in Mathe", "Um unsere Finanzen kümmert sich mein Mann" oder "Geld ist mir nicht so wichtig": Sätze, die auch im Jahr 2024 noch immer wieder fallen, wenn es darum geht, sich endlich um die eigenen Finanzen zu kümmern. Doch woher kommen diese falschen Glaubenssätze und warum sind Themen wie Sparpläne, Altersvorsorge oder Geldanlage oft ein rotes Tuch für uns ? Damit beschäftigen sich Astrid Zehbe und Daniela Meyer . Die Finanzjournalistinnen prüfen, was hinter diesen Bullshitsätzen steckt . Warum schleichen sie sich immer noch in unseren Alltag und wieso fühlen wir uns bei solchen Sätzen so ertappt? Und, warum in aller Welt, tun wir uns mit den eigenen Finanzen so schwer? Die Autorinnen zerlegen zehn der absurdesten Aussagen mit Fakten und entschlüsseln, welche veralteten Denkmuster und gelebten Traditionen dahinter stecken. Zudem motivieren sie dazu, sich endlich von diesen Negativsätzen zu befreien und sich für die eigene  finanzielle Selbstbestimmung einzusetzen. Yes, finanzielle Freiheit beginnt im Kopf! Und in diesem Buch steht endlich, wie du all das loswirst, was dir bislang im Weg stand. Sag jetzt Bye-bye zu deinen negativen Geldglaubenssätzen und nimm deine Finanzen endlich selbst in die Hand! - Diana zur Löwen, Unternehmerin & Investorin Ich würde es mir wünschen, dass möglichst viele Menschen dieses Buch lesen, um negative Denkmuster endlich hinter sich zu lassen und (finanziell) unabhängig durchs Leben zu gehen. - Birgit Schrowange, Moderatorin & Autorin Erstaunlich, wie sehr uns unser Mindset im Griff hat, uns vom Sparen, Investieren und dem Erreichen unserer Träume und Ziele abhalten kann. Es ist daher allerhöchste Zeit, negative Glaubenssätze über Bord zu werfen - und zwar für immer! - Collien Ulmen-Fernandes, Schauspielerin & Autorin Ich liebe Menschen, die in der Lage sind, ihre Glaubenssätze zu überprüfen. Dieses Buch lädt unterhaltsam und pointiert dazu ein, dich von deiner bequemen Glaubenssatz-Couch zu erheben, den Hintern endlich hochzukriegen und nach den Chancen zu greifen, die dir das Leben bietet. Ich liebe einfach das Positive, das aus dieser Mindset-Arbeit entsteht. - Fränzi Kühne, Aufsichtsrätin, Gründerin & Autorin

Gute Kenntnisse moderner Systeme der Kosten- und Leistungsrechnung sind ein wichtiger Schlüssel zu zielgerichteten unternehmerischen Entscheidungen. Dieses bewährte Lehr- und Einstiegsbuch gibt Ihnen einen praxisorientierten Überblick.- Modernes Kostenmanagement, Begriffsbestimmung und Instrumente- Prozesskostenrechnung als Instrument zur Produktkalkulation und des Gemeinkostenmanagements - Target Costing, Anwendungsbereiche und Vorgehensweise- Umweltkostenrechnung, umweltschutzorientierte Istkostenrechnung auf Voll- und Teilkostenbasis - Lebenszykluskostenrechnung auf Voll- und TeilkostenbasisÜber 180 erläuternde Fragen und Übungsaufgaben mit Antworten und Lösungen unterstützen Sie bei der Prüfungsvorbereitung und im Selbststudium.

Das Werk untersucht erstmals ausführlich das Tatbestandsmerkmal der Effizienz des Netzzugangs zu den Elektrizitätsversorgungsnetzen in § 20 Abs. 1 EnWG. Ausgehend von den Grundlagen der Netzzugangsregulierung im Energiewirtschaftsrecht werden im Rahmen der Auslegung Hintergründe und Inhalt des Tatbestandsmerkmals ergründet und begutachtet, inwiefern das Merkmal nicht die Wirtschaftlichkeit, sondern vielmehr die Wirksamkeit des Netzzugangs beschreibt. Mit Blick auf seine praktische Relevanz und insbesondere die Ermöglichung neuer Geschäftsmodelle werden die bestehenden Bilanzierungsvorgaben und Prozesse für den Lieferantenwechsel auf ihre Vereinbarkeit mit dem Effizienzmerkmal geprüft.

Real estate investing isn't for everyone. And not everyone who invests in real estate ends up making millions. It's a hard truth, but that is what makes real estate investment trusts (REITs) different.Not only do REITs allow you to own a piece of the real estate market without actually buying property, but they can also provide you with real passive income in the form of dividends.America's wealthy elite are picking up real estate for cents on the dollar with REITs and they are getting richer while millions of people continue to spend their life savings on down payments for homes and investment properties. But REIT investing doesn't have to be a secret for the elite class.Finally, there is a book that will give beginners a clear roadmap that cuts through all the complexities of REIT investing.In 'Getting Rich with REIT Investing' you'll find a "No-BS Blueprint" that shows you step-by-step how to find the right REITs to invest in, without getting lost in the numbers. Plus, you'll also discover little-known "insider tips" you can use to maximize your returns and avoid costly mistakes.You will learn:¿ How to create a REIT investing plan in 4 no-fuss steps that will set you up to amass long-term wealth¿ How to invest in REITs on a shoestring budget, and why this can actually make it easier for you to claim your share of the real estate market¿ An alternative REIT-like investing method that lets you directly "own" shares of real estate property at a fraction of the cost¿ How to minimize your risk over the long haul by using this "automatic" investing strategy and other tips¿ The SEC's "90% rule" that practically guarantees dividend income for REIT investors¿ The only 6 metrics you need to look at when evaluating REITs to invest in - plus, how to analyze REITs in less than 30 minutes¿ Advanced REIT investing strategies that can accelerate your results once you have mastered the basicsAnd much more!This book won't turn you into a millionaire overnight. But it will give you a direct path to long-term financial independence, and it can show you how to choose personalized investments that fit your needs.So whether you're a seasoned investor or just beginning to plan your future, you can start using REITs to claim your share of the real estate market.

The Power of HabitsSubchapter: The Power of HabitsIntroduction: Welcome to the subchapter titled "The Power of Habits" from the book "The Habit Blueprint: Building a Better You." In this section, we will explore the incredible influence that habits have on our lives and how they can be harnessed to achieve personal growth and self-development. Whether you are a seasoned self-improvement enthusiast or just beginning your journey, understanding the power of habits is crucial for building a better you.The Power Within Habits: Habits are the building blocks of our lives. They are the small actions and routines that we perform every day, often unconsciously. While habits may seem insignificant on their own, their cumulative impact is profound. Our habits shape our actions, behaviors, and ultimately, our character. By harnessing the power of habits, we can transform ourselves and create positive change in all areas of our lives.The Habit Loop: To understand the power of habits, we must first grasp the concept of the habit loop. Every habit consists of three key components: a cue, a routine, and a reward. The cue triggers the habit, the routine is the action itself, and the reward provides a sense of satisfaction. By recognizing and manipulating these elements, we can consciously design and modify our habits to align with our goals and aspirations.Creating Keystone Habits: Certain habits have a disproportionate impact on our lives and act as catalysts for change. These are known as keystone habits. By identifying and focusing on these keystone habits, we can create a domino effect that ripples through other areas of our lives. For example, exercising regularly can lead to improved productivity, increased self-confidence, and better overall well-being.Breaking Bad Habits: While habits can be powerful allies in our self-development journey, they can also hold us back. Breaking bad habits is an essential part of personal growth. By understanding the triggers and rewards associated with our undesirable habits, we can replace them with healthier alternatives. Through self-awareness, discipline, and perseverance, we can break free from self-destructive patterns and create new, positive habits.Harnessing the Power of Habits: To harness the power of habits effectively, we must cultivate a growth mindset and embrace the concept of intentional living. By setting clear goals and developing habits that align with these goals, we can create a roadmap for success. Additionally, tracking and measuring our habits can provide insights into our progress and help us stay accountable

Understanding Personal DevelopmentIn our pursuit of a happy life, personal development plays a crucial role. It is a lifelong journey of self-discovery, growth, and improvement that empowers us to live a more fulfilling and joyful existence. Personal development is not a one-size-fits-all concept; it is a deeply personal and individual process that varies for each person. In this chapter, we will dive into the foundations of personal development and how it can transform your life.At its core, personal development involves gaining self-awareness and understanding oneself on a deeper level. It requires introspection and reflection to identify our strengths, weaknesses, values, and beliefs. By becoming aware of our thoughts, emotions, and behaviors, we can make conscious choices that align with our true selves and lead to a happier life.Personal development also encompasses setting and achieving meaningful goals. It involves creating a clear vision of what we want in life and taking intentional steps to make it a reality. By setting specific, measurable, attainable, relevant, and time-bound (SMART) goals, we can stay focused and motivated on our journey towards personal growth.Furthermore, personal development involves acquiring new knowledge, skills, and habits that contribute to our overall well-being. It encourages continuous learning and self-improvement in various areas of our lives, such as relationships, career, health, and spirituality. By expanding our capabilities and broadening our perspectives, we can unlock new opportunities and experience greater fulfillment.It is essential to note that personal development is not a linear process. It is filled with ups and downs, setbacks, and challenges. However, these obstacles serve as opportunities for growth and resilience. By embracing failure as a learning experience and maintaining a positive mindset, we can overcome obstacles and keep moving forward on our personal development journey.Ultimately, personal development is about embracing change and becoming the best version of ourselves. It is about taking responsibility for our lives, making conscious choices, and continuously evolving to create a joyful and purposeful existence.In the following chapters of "Liberate Your Life: Personal Development Strategies for a Joyful Existence," we will explore various tools and techniques to enhance personal development. From mindfulness practices to effective goal-setting strategies, this book will provide you with practical guidance and inspiration to embark on your personal development journey. Remember, personal development is a lifelong commitment, and with dedication and perseverance, you can transform your life and experience the happiness you deserve

"India's Modern Ascent: An Extraordinary Excursion" is a shrewd investigation of India's momentous development in the modern scene. This book dives profound into the country's authentic excursion from being essentially an agrarian culture to becoming one of the world's quickest developing modern economies. The story starts with a clear depiction of the good 'oldays when cabin ventures and customary craftsmanship were the standard. It clearly shows how these well established rehearses established the groundwork for India's modern change. Per users are taken on a dazzling excursion through time as they witness the progress from handloom winding around and high quality craftsmanship to the ascent of huge scope processing plants. The book reveals insight into key achievements in India's modern history, like the foundation of the principal material plants in the late nineteenth 100 years, and the resulting development of the steel, auto, and synthetic enterprises. It features the commitments of spearheading industrialists and business visionaries who assumed significant parts in forming the country's modern fate. As perusers progress through the book, they gain a profound comprehension of India's modern strategies, monetary changes, and the effect of globalization on the nation's enterprises. It additionally addresses the difficulties and misfortunes that India looked on its excursion to turning into a modern force to be reckoned with, including issues connected with framework, work, and manageability. The extraordinary job of innovation and development in India's modern development is a focal topic of the book. It investigates how headways in science and innovation have moved India into the time of Industry 4.0, with an emphasis on areas like data innovation and biotechnology. The story is enhanced with genuine examples of overcoming adversity, contextual investigations, and meetings with industry pioneers, furnishing perusers with an all encompassing perspective on the Indian modern scene. It additionally offers a brief look at the future, examining India's desires in areas like environmentally friendly power, aviation, and cutting edge producing. "India's Modern Ascent: A Groundbreaking Excursion" is an extensive, well-informed, and connecting with record of India's modern odyssey. It welcomes perusers to see the value in the country's rich legacy, recognize its encouraging, and imagine a future where India keeps on forming the worldwide modern scene. This book is a must-peruse for anyone with any interest in understanding the financial and modern development of a country that has, throughout the long term, become an amazing powerhouse on the worldwide stage.

Government departments are constantly challenged with changing environments, complex socio-economic issues and shifting policy direction. Organizations and their teams need to be agile, resilient and future-proof.Enter Design Thinking!Design Thinking is a human-centered approach that provides the structure and the tools to turn challenges into opportunities. It helps to increase innovation, build resilience and create efficiencies. Design thinking excels at distilling a complicated challenge into clearer, more manageable problems. It also helps to identify and ensure user needs are at the core of each phase of the design process. It stimulates teamwork and collaboration, while mitigating uncertainty and future shocks.This book introduces the key steps of design thinking to give your team confidence in using this systematic design approach to creative problem-solving at work. Equipped with real-world examples, it provides guidance for implementing a user-centric design to deliver the best possible services and solutions._______________'The steps that are covered in this book, especially empathizing with the clients or end users, was a critical success factor in the release of the new digitized application process and has a direct impact on the lives of Canadians.'Jason Mombourquette - Director General, Royal Canadian Mounted Police 'Super easy to read, loved the examples and the illustrations. The book helps me realize that prototyping is somewhat natural for us and it's an essential step to create solutions that work.'Liz McKeown - Executive Director, Treasury Board of Canada Secretariat

In the vibrant tapestry of India's economic landscape, a prominent thread weaves through the narrative of industrial prowess - the Masters of Manufacturing. These visionary leaders and iconic figures stand as beacons of innovation, resilience, and transformative growth in the realm of industry. With a legacy deeply rooted in the rich soil of India's industrial history, these titans have not only shaped the destiny of their enterprises but have also played a pivotal role in shaping the nation's economic destiny.At the helm of this illustrious group is an assembly of captains of industry who have demonstrated exceptional acumen, foresight, and determination. Their contributions span across diverse sectors, from automotive to technology, textiles to pharmaceuticals, and everything in between. Each industrial icon has carved a unique niche, defining the trajectory of their respective industries and contributing significantly to the country's overall economic development.In the automotive sector, figures like Ratan Tata, the visionary behind Tata Motors, and Anand Mahindra, the driving force behind Mahindra & Mahindra, have not only steered their companies to global recognition but have also been instrumental in positioning India as a hub for automobile manufacturing and innovation.In the technology domain, leaders such as Azim Premji, the founder of Wipro, and N. R. Narayana Murthy, the co-founder of Infosys, have not only transformed their companies into global IT giants but have also played a pivotal role in shaping India's identity as a technology powerhouse.Textile magnates like Aditya Birla and Ambani family, with their companies Aditya Birla Group and Reliance Industries respectively, have been instrumental in establishing India as a global textile and manufacturing hub. Their influence extends beyond the boardroom, reaching into the very fabric of India's economic landscape.In the pharmaceutical realm, figures like Dr. Reddy, founder of Dr. Reddy's Laboratories, and Kiran Mazumdar-Shaw, the founder of Biocon, have not only pioneered breakthroughs in healthcare but have also laid the foundation for India's emergence as a pharmaceutical research and manufacturing giant.These industrial icons are not just business leaders; they are architects of change, social contributors, and nation-builders. Their stories are not only tales of corporate success but narratives of resilience, innovation, and the relentless pursuit of excellence. India's Industrial Icons, the Masters of Manufacturing, have left an indelible mark on the canvas of India's industrial history, inspiring generations to come and shaping the destiny of a nation on the rise.

Der schnelle und strukturierte Einstieg in die BilanzierungDieses Lehr- und Übungsbuch bietet einen schnellen und gut strukturierten Einstieg in alle wesentlichen Grundlagen der Bilanzierung nach den aktuell gültigen Vorschriften. Mit der Kombination aus Aktualität, leichter Verständlichkeit und einfacher Wissenskontrolle ist das Kompakt-Training Bilanzen ein idealer Begleiter für Ausbildung, Prüfungsvorbereitung und den Start in die Praxis!Zahlreiche Beispiele und Abbildungen vermitteln selbst komplexe Sachverhalte einfach und leicht verständlich. Über 50 praxisbezogene Übungen inklusive Lösungen helfen, das Gelernte zu vertiefen und zu festigen. Ein MiniLex(ikon) mit 150 bis 200 Stichworten ermöglicht einen schnellen Zugriff auf die wichtigsten Definitionen zum Thema. Ergänzend zum Buch gibt es eine kostenlose Online-Version auf meinkiehl.Die Neuauflage wurde umfassend aktualisiert und entspricht dem ab 2023 geltenden Rechtsstand.Inhalt:A. Grundlagen 1. Begriff und Arten von Bilanzen2. Bilanzadressaten3. Bilanzzwecke4. Rechtliche Grundlagen des Jahresabschlusses5. Grundsätze ordnungsmäßiger Buchführung B. Bilanz1. Bilanzierungskonzeption2. Bilanzierung des Anlagevermögens3. Bilanzierung des Umlaufvermögens4. Bilanzierung der Schulden C. Gewinn- und Verlustrechnung1. Gegenstand und Struktur2. Posten der Gewinn- und Verlustrechnung D. Anhang1. Bedeutung und Funktionen2. Inhalt E. Lagebericht1. Bedeutung2. Inhalt Übungsteil (Aufgaben und Fälle)LösungenMiniLexLiteraturverzeichnisStichwortverzeichnis

"Bralynn has given us a much-needed roadmap as to how to connect your business to the realms of heaven, "where the thief cannot come in and steal!" A MUST read, no matter where you are in your business pursuit..."¿Dr. Candace Benton, Ph.D., LCSW, Business Owner The bible says God knew you and gave you an assignment before you were born. He has plans for you and invites you to seek them out. Perhaps you have experienced glimpses of destiny deep within your heart, yet are wondering how to usher it from the invisible realm and into the natural. Most of us were not taught how, so we wander hesitantly, stab in the dark at our purpose, try to do it all on our own, and pray that God blesses it.God has a better plan! Your business has its own destiny scroll waiting to be activated. He invites you into a covenant partnership with heaven to establish and co-labor to operate your business from His Kingdom. This book will engage your spirit and ignite your co-creative imagination as you walk through receiving, engaging and manifesting your unique destiny on earth as it is in heaven.

Franklin's fourth leadership book "Conversations with Cleo" is a wonderful collection of inspirational essays and wisdom-filled stories that continues from his first three books! Ever the master collaborator, Franklin once again provides the perfect morning cup of coffee companion: stories that provoke that "good" conversation to start your day.Each story is masterfully positioned within the book to make the reader anxious to turn the pages for more. This book is unique because the stories include honest and intimate details of people and events that helped shape their professional and personal lives. So, take advantage of this opportunity to add another perfect read filled with profound storyteller's journeys to your book collection.

Micro, Small and Medium Enterprises (MSMEs) face opportunities and challenges in terms of taxation in the digital era. The rapid advancement of technology and the proliferation of e-commerce have significantly changed the way business is done, presenting unique tax implications for MSMEs. In short, the digital era has brought opportunities as well as challenges for MSMEs in terms of taxation. MSMEs need to keep abreast of developments in tax regulations, leverage digital tools for efficient compliance, and consider seeking professional advice to successfully navigate the tax landscape.his book presents a comprehensive study of taxation and MSMEs in the digital era in general which is very likely to be applied throughout the world in today's modern era

The Beginner-Friendly Guide to Learn How to Generate Wealth with Dividend InvestingTired of working your boring old 9-5 job?Are you looking for a way to make money that doesn't involve working day and night?Do you want to get into investing but not sure where to start?Dividend investing is one of the smartest and most stable ways to grow your wealth. You can find high-quality dividend stocks to buy and hold for the long term, and watch your investment income grow every single year.With dividend investing, you can create a stream of passive income that will provide you with financial security for years to come.Imagine waking up each morning, check your portfolio, and see that you're making even more money than you were yesterday. That's the power of dividend investing - it provides a reliable stream of income that grows over time.Dividend Investing for Beginners is the perfect guidebook for anyone who wants to get started in dividend investing. You'll learn everything you need to know about this powerful investment strategy, including how to find the best dividend stocks and create a recurring income stream!With this book, get the blueprints to:¿ Confidently start building your own investment portfolio and generating a steady income from dividends.¿ Know how to expertly select the best and most profitable dividend stocks to buy.¿ Quit your day job and make passive income through investments¿ Achieve financial freedom with half the effort¿ Understand how to invest like a pro¿ And so much moreIt's time to take control of your financial futureGrab this book today and get started!

Cryptocurrencies Are the Future - If You Don't Want to Be Left Behind, Then Keep Reading... Cryptocurrencies are becoming more and more popular every day, but most people are still missing out on the biggest opportunity of our lifetime because they don't understand how they work.Cryptocurrency is a digital or virtual currency that uses cryptography to secure its transactions and to control the creation of new units. Bitcoin and other cryptocurrencies are changing how we think about money.If you're like most people, you're probably wondering what all the fuss is about. Well, wonder no more.In this book, we'll teach you everything you need to know about cryptocurrencies - from Bitcoin to Altcoins to NFTs. You'll learn how to take advantage of this exciting new era!This book will help you taking advantage of this new era of digital currency. With this easy-to-follow guide, you can start earning income with crypto.In this book, you will discover:¿ Crypto made easy: This book simplifies all the complicated lingo and help you understand and get your knowledge on par with the experts¿ How to set yourself up for success: Step-by-step guide to take advantage of the age of cryptocurrencies and begin investing ASAP¿ The fast track to financial independence: Become one of the crypto success stories with these tips and tricks to get you started¿ Guidance every step of the way: This book is here to teach you everything you need to know and guide you all throughout. Be a pro by the time you're done reading!¿ And so much moreWe can't guarantee that you will become a millionaire overnight, but we can promise that if you read this book and apply what you learn, you will be well on your way to success with cryptocurrency! If you're ready, grab this book today and get started!

Das Ziel dieses Buches ist es, die Rolle der Ethiopia Commodity Exchange (ECX) bei der Stimulierung von Agrarrohstoffexporten in Äthiopien am Beispiel von Exportkaffee zu untersuchen. Es wird in fünf Hauptkapiteln vorgestellt. Kapitel eins liefert den allgemeinen Hintergrund der Studie; Kapitel zwei fasst die zugehörige Literaturübersicht zusammen; Kapitel drei präsentiert die Methodik der Studie; Kapitel vier präsentiert die Analyse und Interpretation der Studie; und das letzte Kapitel bietet eine Zusammenfassung der Ergebnisse, eine Schlussfolgerung und Empfehlungen.

Dieses Buch ist mindestens eine Million Euro wert und kostet weniger als zehn Euro. Wenn das kein gutes Preis-Leistungs-Verhältnis ist?

Warum braucht Deutschland Einwanderung?Der frühere Diversity-Manager von Daimler und bekannte Politikberater Nejdet Niflioglu erzählt anhand seiner eigenen Migrationsgeschichte: Deutschlands Verhältnis zu Einwanderern hat sich in den letzten Jahrzehnten gravierend verändert. Wir müssen wieder attraktiver werden, um qualifizierte Menschen zu begeistern. Dabei steht viel auf dem Spiel: Wir brauchen nicht nur Fachkräfte, sondern echte Gesellschaftskräfte. Menschen, die sich in ihrer neuen Heimat einbringen, die sich engagieren. In Zukunft wird nicht nur der Arbeitsmarkt unter Nachwuchsmangel leiden, sondern auch viele Verbände und soziale Einrichtungen wie THW oder Rotes Kreuz.

Zum WerkMit einer Bilanzsumme von 356,4 Milliarden Euro, mit über 2.072 Geschäftsstellen und 9,2 Millionen Girokonten sind die 80 Sparkassen des größten deutschen Bundeslandes NRW nicht nur Marktführer auf dem Finanzdienstleistungssektor. In keinem anderen Bundesland gibt es eine vergleichbare Bandbreite hinsichtlich der Größe der Institute, die Bilanzsummen von 0,347 bis 30,127 Milliarden Euro umfasst. Mit 46.302 Mitarbeiterinnen und Mitarbeitern stellen die nordrhein-westfälischen Sparkassen schließlich fast ein Viertel aller in Deutschland arbeitenden Sparkassen-Angestellten.Gesetzliche Grundlage für ihre Arbeit ist das Sparkassengesetz NRW vom 18.11.2008. Es hat seit seinem Inkrafttreten einige Änderungen erfahren, u.a. durch das Transparenzgesetz vom 17.12.2009 und die Änderungen vom 16.7.2013, die u.a. die Möglichkeit der Verbändefusion vorsieht.Deutlich stärker als landesgesetzliche Regelungen verändern allerdings Bundesgesetze, wie etwa das Gesetz zur Stärkung der nichtfinanziellen Berichterstattung der Unternehmen in ihren Lage- und Konzernlageberichten, das CSR-Richtlinie-Umsetzungsgesetz vom 11.4.2017, und erst recht europarechtlich initiierte Vorgaben der Bankenaufsicht die rechtlichen Rahmenbedingungen der Sparkassen.Das Werk erläutert das Sparkassengesetz NRW vom 18.11.2008 übersichtlich und fundiert. Außerdem bezieht es aktuelle europarechtliche Entwicklungen und ihre praktische Umsetzung durch die Bankenaufsicht mit ein.Vorteile auf einen Blickkonsequente Ausrichtung an den Bedürfnissen der Praxis,Auswertung von Rechtsprechung und Vorgaben der Bankenaufsicht,versiertes Autorenteam zu den das Sparkassenwesen betreffenden Spezialgebieten.ZielgruppeFür Mitarbeiter der Sparkassen und deren Träger, Verbände, Aufsichtsbehörden, Gerichte, Rechtsanwaltschaft und Studierende.

Ce livre est fait pour vous si la routine « métro-boulot-dodo » ne vous convient pas, si vous pensez qu'une autre solution existe et vous souhaitez acquérir votre liberté financière.Vivre sans travailler est un rêve pour beaucoup de personnes prises au piège de ce qu'on appelle la « rat race ». Sortir de cette routine infernale pour mieux vivre, mieux consommer et apprendre à investir pour acquérir peu à peu votre liberté financière, tel est le défi que je me suis fixé avec cet ouvrage.Loin des rêves utopistes et autres concepts marketing vantant des formules miracles pour devenir riche en 5 jours, ce livre vous sera utile si vous êtes prêt à vous investir pleinement dans cet objectif ainsi qu'à faire ce qui est nécessaire pour y parvenir.

The vital role of human resources in contributing to a country's economic development is undeniable. Economic progress hinges on the effective utilization of a nation's physical resources by its labor force and other forms of manpower to fully harness the country's production potential. Within the service sector, human resources emerge as the most significant contributor to the Indian economy.For most adults, the domains of work and life hold utmost importance. Regardless of one's profession, achieving a balance between work and life is an imperative challenge faced by all employees. Work-life balance is not only essential for the workforce but also crucial for the organization itself. When employees successfully strike a balance between their work and personal lives, it becomes evident in their performance and effectiveness in both spheres-work and life. The right equilibrium between work and life plays a pivotal role in attaining both personal and organizational goals. Moreover, work-life balance significantly influences employees' attitudes towards their organization and their overall satisfaction with their lives.In recent decades, sweeping changes in the social, religious, political, and economic landscape have spurred a rapid increase in the number of women entering the paid labor force in India and elsewhere. The rise in women's literacy rates in India has resulted in a demographic shift, marked by a growing number of women in the workforce. In the 21st century, a substantial portion of women has been engaged in various fields. According to the latest census data from 2011, 25.6% of women in India actively participate in the workforce. The surge in nuclear and dual-earner families has placed significant pressure on both men and women to effectively manage their work and family responsibilities.The profession of policing presents a challenging, and at times, outright hostile work environment for both women and men officers. Achieving work-life balance poses a critical issue for police personnel. Policing stands out as one of the occupations characterized by a high level of stress. The duties of police constables encompass a wide array of responsibilities, including law enforcement, peacekeeping, protection of individuals and property, and investigative work.

India, a developing nation brimming with immense growth potential, stood poised for economic expansion as per the Economic Survey's projections, anticipating a growth rate of 7-7.5% for the fiscal year 2018-19. In recent years, India had been a beacon of rapid economic growth, boasting rates between 7-8%, making it the world's fastest-growing economy. In such countries, governments shoulder numerous responsibilities encompassing economic and social transformation, security, national image enhancement, resource utilization, and more. Fulfilling these duties necessitates substantial financial resources, with revenue forming the bedrock of all governmental economic endeavors. Taxes, as a vital component, constitute the primary source of government revenue. According to Dalton's perspective, taxes wield a profound influence on growth and development by affecting the allocation and availability of resources.India employs a three-tier federal tax structure, clearly demarcating authority among the Central Government, State Government, and Local Bodies. The Indian Constitution, in Article 265, explicitly decrees that taxes can only be levied or collected in accordance with the law. Article 246, in conjunction with Schedule 7, allocates legislative powers between the Central (Parliament) and State Government (State Legislative) through three distinct lists.Taxes represent an obligatory commitment imposed by a public authority, irrespective of the specific quantum of services rendered to the taxpayer and not as a punitive measure for any legal transgression. Taxation stands as a perpetual instrument for revenue collection, with the collection of taxes classified into direct and indirect taxes. Income tax falls within the domain of direct taxation. A well-structured tax system is one where the proportion of direct taxes surpasses that of indirect taxes, underscoring the significant impact of direct taxes on government revenue and its citizens. Acknowledging the pivotal role of direct taxes, it becomes imperative to subject them to periodic analysis. Notably, a review of existing literature underscores the dearth of exhaustive and in-depth research on the perception of individual tax assessors toward India's direct tax system. Therefore, this study's primary objective is to scrutinize the influence of taxation on the Indian economy's growth trajectory.The analysis within this study unfolds across four distinct sections, with a focus on investigating the relationship between direct taxes and the Indian economy, as well as exploring the connection with indirect taxes.

Loucura. É assim que defino quando nós temos o propósito bem diante da nossa cara e não fazemos o que viemos fazer neste mundo. As pessoas querem fazer as coisas começando pelo final, mas é preciso começar pelo princípio. Então não adianta falar sobre ganhar dinheiro, trocar de carro ou comprar um imóvel se você não está fazendo o básico, ou melhor, se nem entendeu o básico ainda. Não existe atalho, é preciso viver o processo. Para se chegar a algum lugar, você terá que viver o processo, trilhar um caminho; e tudo que Charles Mendlowicz, criador do canal Economista Sincero, conta neste livro, de forma bem-humorada e sem meias palavras, nada mais é do que o seu processo, a rota que traçou e o que considera importante para chegar aonde chegou. Não é um caminho tranquilo; vai vir chuva, vento, tempestades, algumas vezes sol demais, mas o lado bom é que você terá finalmente um passo a passo a seguir. Na cultura judaica, o número 18 tem um significado especial, ligado a tudo que está vivo, em movimento e em constante processo de evolução. Partindo dessa constatação de que tudo está ligado a essa centelha divina que é a nossa própria vida, Charles decidiu compartilhar com todas as pessoas aquilo que vivenciou, as experiências e aprendizados que deram certo para ele e que precisam ser conhecidos por outras pessoas. Afinal, de nada adianta ter conhecimento se ele não puder de alguma forma ser compartilhado e ajudar alguém.

You work hard serving your country. Let your military money work hard for you.In this practical guide, Air Force Major Spencer C. Reese, founder of the popular personal finance site MilitaryMoneyManual.com, offers invaluable tips and tricks to help service members reach financial independence.A must-read for any service member, this comprehensive personal finance book covers the fundamentals of saving money while serving and how to take advantage of the unique financial perks available to military members. Reese offers invaluable advice on topics such as how to:Budget, save money and build wealth while servingTake advantage of unique perks available only to service membersGet fee waivers on high-end credit cards to earn money and points for travelUse tax-deferred savings plansInvesting and planning for the futureFinancial self discipline This practical financial roadmap is for service members of all ranks, branches and income levels. Whether you're a new cadet, active duty or reserve, this financial guidebook is essential reading to gain more control over your finances. With a down to earth tone and easy to understand language, The Military Money Manual shows readers that yes, it IS possible to reach financial freedom while serving in the military. "Every ROTC Detachment should make this book part of their syllabus for senior cadets." - Ryan M.

Die Verbreitung digitaler Technologien und ihre Integration in Finanzdienstleistungen haben zur Entstehung des virtuellen Bankwesens geführt, das einen grundlegenden Wandel in der Bankenlandschaft darstellt. Diese Studie befasst sich mit den Determinanten, die die Einführung von Virtual Banking auf dem malaysischen Markt beeinflussen. Durch die Anwendung eines umfassenden Forschungsrahmens, der technologische, sozioökonomische und regulatorische Faktoren umfasst, versucht diese Studie, die vielschichtigen Dynamiken zu erhellen, die die Akzeptanz und Nutzung virtueller Bankdienstleistungen unter malaysischen Verbrauchern beeinflussen. Durch eine Synthese aus empirischen Daten und theoretischen Erkenntnissen trägt diese Studie zu einem tieferen Verständnis des Phänomens der Akzeptanz von Virtual Banking im malaysischen Kontext bei und bietet wertvolle Implikationen sowohl für Praktiker als auch für politische Entscheidungsträger, die das sich entwickelnde Finanzökosystem steuern.