Ökonomi & Finanzen

En période de turbulences économiques, les entreprises commencent à réévaluer leurs plans stratégiques ; l'action la plus courante consiste à "hiberner" et à observer la direction que prend l'économie. Même les stratégies les plus sûres de réussir deviennent incertaines dans des économies aussi difficiles. D'où la question : S'il n'y a pas de catalogue ou de recette pour survivre et réussir, n'est-il pas temps d'essayer de nouvelles stratégies ? L'intérêt de ce livre est de proposer une nouvelle réponse stratégique aux économies en récession, en mettant les dirigeants au défi d'adopter des stratégies plus innovantes, non pas pour battre la concurrence, mais pour la rendre complètement insignifiante. En présentant des exemples de réussite d'entrepreneurs égyptiens qui ont réussi à créer leur propre océan bleu, les instabilités économiques sont perçues comme une opportunité plutôt que comme une menace, étant donné que l'idée de l'entreprise est nouvelle et originale. Ce livre s'adresse aux petites entreprises existantes dont les dirigeants souhaitent redresser la barre et se réinventer. Il s'adresse également aux entrepreneurs qui hésitent à lancer leur nouvelle entreprise dans des économies turbulentes.

Serological tests for HIV and HCV are based on the detection of antibodies present in the donor's blood. This is what is known as the immunological window, a period in which, even if infected, the individual's serology is negative. The aim was to carry out a comparative study with a critical analysis of the screening methodologies for HIV and HCV testing in donors at the Hematology and Hemotherapy Center of the State of Piauí - HEMOPI. The comparison between the methodologies showed that although the agreement between the HIV tests was 99.7% and that between the HCV tests was 99.8%, the two methodologies are complementary, since the Kappa coefficients were 0.25 (fair) and 0.50 (moderate) respectively. In this way, it can be inferred that, as there are still no serological tests on the world market with 100% sensitivity and specificity, an alternative proposed to guarantee transfusion safety is the association between complementary methodologies, as is currently suggested by the Ministry of Health, through Health Surveillance.Keywords: Hemotherapy, HIV, HCV, Serology, NAT test.

Serologische Tests auf HIV und HCV beruhen auf dem Nachweis von Antikörpern im Blut des Spenders. Dies ist das so genannte immunologische Fenster, ein Zeitraum, in dem die Serologie der Person, selbst wenn sie infiziert ist, negativ ist. Ziel war die Durchführung einer vergleichenden Studie mit einer kritischen Analyse der Screening-Methoden für HIV- und HCV-Tests bei Spendern im Zentrum für Hämatologie und Hämotherapie des Bundesstaates Piauí - HEMOPI. Der Vergleich zwischen den Methoden zeigte, dass die Übereinstimmung zwischen den HIV-Tests 99,7 % und zwischen den HCV-Tests 99,8 % beträgt, die beiden Methoden sich jedoch ergänzen, da die Kappa-Koeffizienten 0,25 (mittelmäßig) bzw. 0,50 (mäßig) betragen. Da es auf dem Weltmarkt noch keine serologischen Tests mit 100 %iger Sensitivität und Spezifität gibt, lässt sich daraus schließen, dass eine Alternative zur Gewährleistung der Transfusionssicherheit in der Verknüpfung komplementärer Methoden besteht, wie sie derzeit vom Gesundheitsministerium über die Gesundheitsüberwachung vorgeschlagen wird. Stichworte: Hämotherapie, HIV, HCV, Serologie, NAT-Test.

Les tests sérologiques pour le VIH et le VHC sont basés sur la détection d'anticorps présents dans le sang du donneur. C'est ce que l'on appelle la fenêtre immunologique, période pendant laquelle, même infecté, la sérologie de l'individu est négative. L'objectif était de réaliser une étude comparative avec une analyse critique des méthodologies de dépistage du VIH et du VHC chez les donneurs du Centre d'hématologie et d'hémothérapie de l'État de Piauí - HEMOPI. La comparaison entre les méthodologies a montré que, bien que la concordance entre les tests VIH soit de 99,7 % et celle entre les tests VHC de 99,8 %, les deux méthodologies sont complémentaires, puisque les coefficients Kappa sont respectivement de 0,25 (moyen) et de 0,50 (modéré). De cette façon, on peut déduire que, comme il n'existe pas encore sur le marché mondial de tests sérologiques avec une sensibilité et une spécificité de 100 %, une alternative proposée pour garantir la sécurité transfusionnelle est l'association de méthodologies complémentaires, comme le suggère actuellement le ministère de la Santé, par le biais de la surveillance de la santé.

L'objectif principal de toute entreprise est de créer des clients, car la satisfaction et la confiance des clients se traduiront par des achats répétés pour l'entreprise, ce qui améliorera ses performances organisationnelles. Les clients sont extrêmement attentifs aux prix, plus intelligents, moins indulgents et plus exigeants. Le défi consiste donc à produire des clients loyaux et ravis qui, s'ils sont conservés au sein de l'organisation, se révèlent très rentables et deviennent finalement des ambassadeurs de l'organisation. De nombreuses organisations se rendent compte qu'il n'est pas toujours facile pour la concurrence de reproduire les aspects intangibles d'une relation, ce qui leur confère un avantage concurrentiel unique. La Zenith Bank est confrontée à un problème majeur d'attrition de la clientèle. La banque a fait de la "passion pour les clients" l'une de ses valeurs fondamentales, mais cela ne semble pas être le cas car le personnel de l'organisation ne se préoccupe pas outre mesure de la satisfaction, de la fidélité et de la rétention des clients. Les relations avec les clients en sont encore au niveau transactionnel et les dirigeants ne semblent pas pressés de passer à un niveau relationnel, même face à un secteur bancaire apparemment compétitif.

Das Hauptziel eines jeden Unternehmens ist es, Kunden zu gewinnen, da die Zufriedenheit und das Vertrauen der Kunden dem Unternehmen Wiederholungskäufe bescheren und somit die organisatorische Leistung des Unternehmens verbessern. Die Kunden sind äußerst preisbewusst, klüger, weniger nachsichtig und haben höhere Ansprüche. Die Herausforderung besteht daher darin, loyale und begeisterte Kunden zu gewinnen, die sich, wenn sie im Unternehmen bleiben, als wirklich profitabel erweisen und schließlich zu Botschaftern des Unternehmens werden. Viele Unternehmen haben erkannt, dass die immateriellen Aspekte einer Kundenbeziehung von der Konkurrenz nicht so leicht kopiert werden können und daher einen einzigartigen Wettbewerbsvorteil darstellen. Bei der Zenith Bank ist die Kundenabwanderung ein großes Problem. Die Bank hat "Leidenschaft für die Kunden" als einen ihrer Grundwerte, doch scheint dies ein leeres Wort zu sein, da sich die Mitarbeiter der Organisation nicht übermäßig um Kundenzufriedenheit, Loyalität und Kundenbindung kümmern. Die Beziehungen zu den Kunden sind immer noch auf der Transaktionsebene angesiedelt, und die Mitarbeiter scheinen es nicht eilig zu haben, sie auf eine Beziehungsebene zu bringen, selbst angesichts eines scheinbar wettbewerbsorientierten Bankensektors.

En tiempos de turbulencias económicas, las empresas empiezan a reevaluar sus planes estratégicos; la acción común es "hibernar" y ver hacia dónde se dirige la economía. Incluso las estrategias con más garantías de éxito se vuelven inciertas en economías tan duras. Por eso surge la pregunta: Si no existe un catálogo o receta para sobrevivir y tener éxito, ¿no es hora de probar nuevas estrategias? El valor de este libro reside en proponer una nueva respuesta estratégica a las economías en recesión, retando a los directivos a adoptar estrategias más innovadoras; no para vencer a la competencia, sino para hacerla completamente irrelevante. Mediante la presentación de historias de éxito de empresarios egipcios que han creado con éxito sus propios Océanos Azules, las inestabilidades económicas se ven como una oportunidad más que como una amenaza, dado que la idea del negocio es nueva y original. Este libro es adecuado para las pequeñas empresas existentes cuyos directivos desean dar un giro a la situación y reinventarse. También se dirige a los empresarios que dudan en lanzar sus nuevos negocios en economías turbulentas.

Las pruebas serológicas del VIH y el VHC se basan en la detección de anticuerpos presentes en la sangre del donante. Es lo que se conoce como ventana inmunológica, un periodo en el que, aún estando infectado, la serología del individuo es negativa. El objetivo fue realizar un estudio comparativo con un análisis crítico de las metodologías de cribado para la prueba del VIH y del VHC en donantes del Centro de Hematología y Hemoterapia del Estado de Piauí - HEMOPI. La comparación entre las metodologías mostró que aunque la concordancia entre las pruebas de VIH fue de 99,7% y la de las pruebas de VHC fue de 99,8%, las dos metodologías son complementarias, ya que los coeficientes Kappa fueron de 0,25 (regular) y 0,50 (moderado) respectivamente. De esta forma, se puede inferir que, como aún no existen pruebas serológicas en el mercado mundial con sensibilidad y especificidad del 100%, una alternativa propuesta para garantizar la seguridad transfusional es la asociación entre metodologías complementarias, como actualmente sugiere el Ministerio de Salud, a través de la Vigilancia Sanitaria.

El principal objetivo de toda empresa es crear clientes, ya que la satisfacción y la confianza de los clientes harán que la empresa vuelva a comprar y, por tanto, mejorarán sus resultados organizativos. Los clientes son extremadamente conscientes del precio, más inteligentes, menos indulgentes y con más exigencias. Por tanto, el reto consiste en conseguir clientes fieles y satisfechos que, si se mantienen en la organización, resulten realmente rentables y acaben convirtiéndose en embajadores de la misma. Muchas organizaciones se están dando cuenta de que puede que los aspectos intangibles de una relación no sean fáciles de duplicar por la competencia, lo que proporciona una ventaja competitiva única. El Zenith Bank tiene un grave problema de fuga de clientes. El banco tiene la "pasión por los clientes" como uno de sus valores fundamentales, sin embargo, esto parece ser una cosa de la boca ya que el personal de la organización no estaría demasiado preocupado por la satisfacción del cliente, la lealtad y la retención. Las relaciones con los clientes siguen siendo transaccionales y los directivos no parecen tener prisa por pasar a un nivel relacional, incluso en un sector bancario aparentemente competitivo.

Embark on a transformative journey into the captivating realm where artistry meets precision in the world of business analytics. "The Art and Science of Business Analytics" is an immersive exploration into the fusion of creativity and methodical analysis, where raw data evolves into strategic insight. This book transcends the conventional boundaries of analytics, inviting readers to embrace the fluidity of interpreting data while adhering to the rigor of statistical methodologies. Through vivid narratives and practical frameworks, it illuminates how the convergence of art and science in analytics empowers organizations to make astute decisions that drive growth and innovation. Whether a seasoned data strategist or a novice explorer, this book serves as a beacon, guiding readers to wield the palette of analytics skillfully, shaping visions and sculpting strategies that redefine success. Join the journey where creativity merges with precision in the world of "The Art and Science of Business Analytics."

Em tempos de turbulência económica, as empresas começam a reavaliar os seus planos estratégicos; a ação comum é "hibernar" e ver para onde a economia se dirige. Mesmo as estratégias mais garantidas de sucesso tornam-se incertas em economias tão difíceis. Por isso, surge a questão: Se não existe um catálogo ou uma receita para sobreviver e ter sucesso, não será altura de experimentar novas estratégias? O valor deste livro reside na proposta de uma nova resposta estratégica às economias em recessão, desafiando os gestores a adoptarem estratégias mais inovadoras; não para vencer a concorrência, mas para a tornar completamente irrelevante. Através da apresentação de histórias de sucesso de empresários egípcios que criaram com sucesso os seus próprios Oceanos Azuis, as instabilidades económicas são vistas como uma oportunidade e não como uma ameaça, dado que a ideia do negócio é nova e original. Este livro é adequado para as pequenas empresas existentes cujos gestores pretendem dar a volta à situação e reinventar-se. Destina-se também a empresários que hesitam em lançar as suas novas empresas em economias turbulentas.

Glawnaq cel' lübogo biznesa - äto priwlechenie klientow, poskol'ku udowletworennost' i dowerie klientow priwedut k powtornym pokupkam, a znachit, uluchshat organizacionnye pokazateli kompanii. Klienty chrezwychajno chuwstwitel'ny k cenam, umnee, menee snishoditel'ny i pred#qwlqüt bol'she trebowanij. Poätomu zadacha sostoit w tom, chtoby sozdat' loql'nyh i woshischennyh klientow, kotorye, esli ih uderzhat' w organizacii, budut prinosit' real'nuü pribyl' i w konechnom itoge stanut poslami organizacii. Mnogie organizacii osoznaüt, chto nematerial'nye aspekty otnoshenij ne tak-to prosto powtorit' konkurentam, chto daet unikal'noe konkurentnoe preimuschestwo. V banke Zenith suschestwuet ser'eznaq problema ottoka klientow. Odnoj iz osnownyh cennostej banka qwlqetsq "strast' k klientam", no, pohozhe, äto ostalos' za kadrom, poskol'ku sotrudniki organizacii ne slishkom bespokoqtsq ob udowletworennosti, loql'nosti i uderzhanii klientow. Otnosheniq s klientami wse esche ostaütsq na tranzakcionnom urowne, i sotrudniki, pohozhe, ne speshat perewodit' ih na relqcionnyj urowen' dazhe w uslowiqh kazhuschejsq konkurencii w bankowskoj sfere.

Serologicheskie testy na VICh i VGS osnowany na obnaruzhenii antitel w krowi donora. Jeto tak nazywaemoe immunologicheskoe okno - period, kogda dazhe pri nalichii infekcii serologicheskie pokazateli cheloweka otricatel'ny. Cel'ü issledowaniq bylo prowesti srawnitel'noe issledowanie s kriticheskim analizom metodik skrininga na VICh i VGS u donorow w Centre gematologii i gemoterapii shtata Piaui - HEMOPI. Srawnenie metodik pokazalo, chto, nesmotrq na to, chto soglasie mezhdu testami na VICh sostawilo 99,7 %, a mezhdu testami na VGS - 99,8 %, obe metodiki dopolnqüt drug druga, poskol'ku koäfficienty Kappa sostawili 0,25 (udowletworitel'nyj) i 0,50 (umerennyj) sootwetstwenno. Takim obrazom, mozhno sdelat' wywod, chto, poskol'ku na mirowom rynke do sih por net serologicheskih testow so 100% chuwstwitel'nost'ü i specifichnost'ü, al'ternatiwoj, predlagaemoj dlq obespecheniq bezopasnosti pereliwaniq krowi, qwlqetsq ob#edinenie wzaimodopolnqüschih metodik, kak äto w nastoqschee wremq predlagaetsq Ministerstwom zdrawoohraneniq w ramkah medicinskogo nadzora.

Os testes sorológicos para HIV e HCV são baseados na detecção de anticorpos presentes no sangue do doador. É o que se denomina janela imunológica, período em que, mesmo infectado, a sorologia do indivíduo é negativa. O objetivo foi realizar um estudo comparativo com análise crítica entre as metodologias de triagem para teste de HIV e HCV, em doadores do Centro de Hematologia e Hemoterapia do Estado do Piauí ¿ HEMOPI. A comparação entre as metodologias mostrou que apesar da concordância entre os testes para HIV ser de 99,7% e para o de HCV ser de 99,8%, as duas metodologias são complementares, já que os coeficientes Kappa são, respectivamente, de 0,25 (justa) e 0,50 (moderada). Desse modo, pode-se inferir que, como ainda não há no mercado mundial testes sorológicos com 100% de sensibilidade e especificidade, uma alternativa proposta para a garantia da segurança transfusional é a associação entre metodologias complementares, como é atualmente sugerido pelo Ministério da Saúde, através da Vigilância Sanitária.

The Quality of Work Life is the result of an evaluation that each individual carries out comparing his own hopes, expectations and desires with what he considers as reality. Quality of Work Life is basically the Quality of Life that an employee experiences at his work place. Unless good Quality of Work Life is provided to an employee he cannot be motivated towards work. Quality of Work Life covers all aspects of employee¿s work life like economic, social, psychological and organizational. Quality of work life is a multifaceted concept. The premise of Quality of Work Life is having a work environment where employees¿ activities become more important.The term QWL was introduced in the late of 1960s as a method of zeroing in on the impacts of work on wellbeing and general prosperity and approaches to improve the nature of an individual's hands on experience. Quality of work life (QWL) is a way of thinking, a bunch of administrators, which holds that individuals are the main asset in the association as they are dependable, capable and fit for making important commitment and they ought to be treated with poise and regard.

V periody äkonomicheskoj nestabil'nosti kompanii nachinaüt peresmatriwat' swoi strategicheskie plany; obychnym dejstwiem qwlqetsq "spqchka" i nablüdenie za tem, kuda dwizhetsq äkonomika. Dazhe samye garantirowannye strategii dostizheniq uspeha stanowqtsq neopredelennymi w takih slozhnyh äkonomicheskih uslowiqh. Poätomu woznikaet wopros: Esli ne suschestwuet kataloga ili recepta dlq wyzhiwaniq i uspeha, ne pora li poprobowat' nowye strategii? Cennost' ätoj knigi zaklüchaetsq w tom, chto ona predlagaet nowyj strategicheskij otwet na äkonomicheskij spad, prizywaq menedzherow k prinqtiü bolee innowacionnyh strategij; ne dlq togo, chtoby pobedit' konkurentow, a dlq togo, chtoby sdelat' ih sowershenno neaktual'nymi. Blagodarq izlozheniü istorij uspeha egipetskih predprinimatelej, kotorye uspeshno sozdali swoi sobstwennye "golubye okeany", äkonomicheskaq nestabil'nost' rassmatriwaetsq kak wozmozhnost', a ne kak ugroza, uchitywaq, chto ideq biznesa qwlqetsq nowoj i original'noj. Jeta kniga podhodit dlq suschestwuüschih malyh predpriqtij, rukowoditeli kotoryh hotqt perelomit' situaciü i sozdat' nowyj biznes. Ona takzhe adresowana predprinimatelqm, kotorye ne reshaütsq zapustit' swoj nowyj biznes w uslowiqh nestabil'noj äkonomiki.

In tempi di turbolenza economica, le aziende iniziano a rivalutare i loro piani strategici; l'azione comune è quella di "ibernarsi" e vedere dove va l'economia. Anche le strategie più garantite per il successo diventano incerte in economie così difficili. Perciò viene da chiedersi se non esista un catalogo o una ricetta per il successo: Se non esiste un catalogo o una ricetta per sopravvivere e avere successo, non è forse giunto il momento di provare nuove strategie? Il valore di questo libro sta nel proporre una nuova risposta strategica alle economie in crisi, sfidando i manager ad adottare strategie più innovative; non per battere la concorrenza, ma per renderla completamente irrilevante. Attraverso la presentazione di storie di successo di imprenditori egiziani che hanno creato con successo i propri Oceani Blu, le instabilità economiche vengono viste come un'opportunità piuttosto che come una minaccia, dato che l'idea dell'impresa è nuova e originale. Questo libro è adatto alle piccole imprese esistenti i cui dirigenti desiderano dare una svolta e reinventarsi. Si rivolge anche agli imprenditori che esitano a lanciare le loro nuove attività in economie turbolente.

I test sierologici per l'HIV e l'HCV si basano sulla rilevazione degli anticorpi presenti nel sangue del donatore. Si tratta della cosiddetta finestra immunologica, un periodo in cui, anche in caso di infezione, la sierologia dell'individuo è negativa. L'obiettivo era quello di realizzare uno studio comparativo con un'analisi critica delle metodologie di screening per il test dell'HIV e dell'HCV nei donatori del Centro di Ematologia ed Emoterapia dello Stato di Piauí - HEMOPI. Il confronto tra le metodologie ha dimostrato che, sebbene l'accordo tra i test per l'HIV sia stato del 99,7% e quello tra i test per l'HCV del 99,8%, le due metodologie sono complementari, poiché i coefficienti Kappa sono stati rispettivamente di 0,25 (discreto) e 0,50 (moderato). In questo modo, si può dedurre che, non esistendo ancora sul mercato mondiale test sierologici con sensibilità e specificità del 100%, un'alternativa proposta per garantire la sicurezza trasfusionale è l'associazione tra metodologie complementari, come attualmente suggerito dal Ministero della Salute, attraverso la Sorveglianza Sanitaria.

L'obiettivo principale di ogni azienda è creare clienti, poiché la soddisfazione e la fiducia dei clienti porteranno acquisti ripetuti all'azienda e quindi miglioreranno le prestazioni organizzative dell'azienda. I clienti sono estremamente attenti ai prezzi, più intelligenti, meno indulgenti e con maggiori esigenze. La sfida è quindi quella di produrre clienti fedeli e soddisfatti che, se mantenuti all'interno dell'organizzazione, si rivelino davvero redditizi e alla fine diventino ambasciatori dell'azienda. Molte organizzazioni si stanno rendendo conto che gli aspetti intangibili di una relazione potrebbero non essere facilmente riproducibili dalla concorrenza, il che fornisce un vantaggio competitivo unico. La Zenith Bank ha un grave problema di abbandono dei clienti. La banca ha tra i suoi valori fondamentali la "passione per i clienti", che però sembra essere un ricordo, in quanto il personale dell'organizzazione non si preoccupa troppo della soddisfazione, della fedeltà e della fidelizzazione dei clienti. I rapporti con i clienti sono ancora a livello transazionale e i funzionari non sembrano avere fretta di portarli a un livello relazionale, anche a fronte di un settore bancario apparentemente competitivo.

O principal objetivo de todas as empresas é criar clientes, uma vez que a satisfação e a confiança dos clientes trarão compras repetidas à empresa, melhorando assim o seu desempenho organizacional. Os clientes são extremamente conscientes dos preços, mais inteligentes, menos indulgentes e com mais exigências. Por conseguinte, o desafio consiste em produzir clientes fiéis e satisfeitos, de modo a que, se forem mantidos na organização, se tornem realmente rentáveis e acabem por se tornar embaixadores da organização. Muitas organizações estão a aperceber-se de que pode não ser fácil duplicar os aspectos intangíveis de uma relação com a concorrência, o que constitui uma vantagem competitiva única. No Zenith Bank, existe um grande problema de rotatividade de clientes. O banco tem a "paixão pelos clientes" como um dos seus valores fundamentais, mas isso parece não passar de um mero discurso, uma vez que o pessoal da organização não se preocupa demasiado com a satisfação, a lealdade e a retenção dos clientes. As relações com os clientes ainda se situam ao nível transacional e os funcionários parecem não ter pressa em passar para um nível relacional, mesmo perante um sector bancário aparentemente competitivo.

Mehr als 600.000 Vereine prägen die bundesdeutsche Gegenwart. Trotzdem fehlt eine zusammenfassende Darstellung der deutschen Vereinsgeschichte. Vereine sind einerseits wesentlicher Bestandteil der Zivilgesellschaft, haben aber andererseits einen schlechten Ruf als Ort der sprichwörtlichen "Vereinsmeierei". Arnd Kluge stellt die wichtigsten Sparten der deutschen Vereinslandschaft der letzten zwei Jahrtausende vor: die Anfänge in der römischen Antike, in Mittelalter und früher Neuzeit, Impulse bürgerlicher Vereine seit dem 18. Jahrhundert, die Massenbewegung seit der zweiten Hälfte des 19. Jahrhunderts und die Vereinsfeindlichkeit des Nationalsozialismus und der DDR. In epochenübergreifenden Kapiteln fragt er nach ihrer Integrationskraft, dem Stadt-Land-Verhältnis, Frauen, Kindern und Jugendlichen in Vereinen und der Vereinsdemokratie. Der Autor überprüft Thesen zur Bedeutung von Vereinen für Bürgertum und Arbeiterbewegung sowie ihren Beitrag zu Nationalismus und Demokratie. Aktuelle Entwicklungen wie der Aufstieg von Bürgerinitiativen oder Fördervereinen erscheinen in ihrem historischen Zusammenhang. Es zeigt sich: Die große Zeit der Vereine ist noch längst nicht vorbei.

Die in ihrer Radikalität seit dem Zweiten Weltkrieg nicht mehr erfahrenen Krisen und deren Neuheit und Gefährdungspotenzial motivieren eine Suche nach einem vertiefenden und verändernden Umgang mit der Wirtschaft.Stefan Schleicher, Professor an der Karl-Franzens-Universität in Graz, offeriert unter "Wirtschaft neu denken" eine Einladung, dafür gemeinsam zukunftsfähige Spuren zu legen.Robert Coen, Professor an der Northwestern University, unterstützt diese Suche aus der Perspektive eines Amerikaners.Tex Rubinowitz liefert für diese Suche hintergründige Cartoons.Die Spurensuche erfolgt in mehreren Dimensionen. Die inhaltliche Basis liefern vom Autor verfasste Kolumnen für die Wiener Zeitung, wodurch eine enge Verbindung mit der Praxis der Wirtschaftspolitik seit 2020 entsteht. Die dazu erstellten faktenbasierten Analysen sind innovativ, sowohl hinsichtlich der gewählten Daten als auch deren leicht zugänglichen Aufbereitung.Zusätzliche Aufmerksamkeit provozieren die begleitenden Cartoons. Die unter "Wirtschaft neu denken" gelegten Spuren verweisen auf neue Bausteine für ein vertieftes Verständnis der Wirtschaft, auf die notwendigen Updates für die Konzepte der Wirtschaftspolitik, auf Tests für deren Praxis, auf ein neues Verständnis für den Umgang mit dem Klimaproblem, sowie auf die Notwendigkeit eines Reset für den Umgang mit Energie.

Turbocharge your paycheck to build wealth month after month! When I completed my medical training, I found myself in a situation familiar to many recent graduates-armed with a medical degree yet weighed down by six-figure medical school debt. In other words, I was broke!Early in my career, despite having a good salary, it didn't feel like the years of hard work was paying off. Money seemed to pass through my banking accounts without making any discernable financial headway. However, through a lot of trial and error, I discovered the secret to building wealth-and it had nothing to do with chasing hot stocks.So, what was the secret? I discovered the power of mastering my monthly cash flow!This book is a guide to unlocking the full potential of your existing paycheck, catapulting your net worth to new highs. While written with early-career physicians in mind, the strategies are applicable to anyone. And best of all, they are simple and require minimal time commitment. You will see immediate results that could translate into a multi-million dollar boost to your net worth.If you're eager to take control of your monthly cash flow and witness a continuous rise in your net worth...then this is the book for you!Josh Skibba, MD is a practicing cardiologist based in Kentucky. Beyond his medical profession, he has a passion for personal finance and bears the designation of Accredited Asset Management Specialist (AAMS) from the College of Financial Planning.

Learn the art of discovering gems in the stock market with Fatih AK, a financial engineer, experienced investor, and entrepreneur, who guides you on a journey of learning and discovery in the world of stock market investing. This book, designed to be accessible to beginners while offering depth of analysis appreciated by experts, is much more than a simple introduction to value investing strategies. It is designed to guide readers step by step, adapted to the current dynamics of financial markets, thus making complex concepts accessible and applicable, regardless of your prior experience in the field of investing.In this journey, you will learn to:- Adapt investment strategies to your financial goals, while establishing a starting budget and understanding financial markets.- Master emotions and apply strategies of great investors for better decision-making.- Build a robust daily routine, become an expert in financial ratios, and use innovative tools to identify promising stocks.- Combine advanced financial analysis, risk management, and artificial intelligence to optimize the timing and quality of investments.- Use the AK F-Score for effective decision-making, identify promising stocks with powerful and free tools, and assess the quality of a company using advanced techniques.- Diversify your portfolio taking into account economic cycles, while mastering techniques such as DCA and VA to maximize returns.- Optimize investments according to market trends and your safety margin, while understanding macroeconomic and tax impacts.This work stands out as one of the most comprehensive, if not the most comprehensive, guides in its category in terms of stock-picking and medium- and long-term investment. This book does not just provide fundamental knowledge and advanced strategies; it also aims to cultivate in the reader a critical spirit and an open mind, essential for successfully navigating the fluctuating world of the stock market.By immersing yourself in this unique journey, you will develop a full awareness of investments, learning to assess opportunities and risks with increased clarity.Finally, this book meticulously addresses every aspect of the investment process, from the careful selection of stocks to the construction and management of a diversified long-term portfolio, thus offering you the necessary tools to make informed and strategic investment decisions.

In jargon-free language, Cam lays out a step-by-step investment guide to give you:A clear understanding of the Australian property Investment landscape3 easy steps you can use to find the best investment, every timeTools and checklists which can reduce risk and maximise your returnsUsing Cam's Straight-Line To Wealth investing method, you'll also learn:How to identify market growth cycles, before they occurTo cut out media hype & invest based on factual market dataThe 10 biggest mistakes made by investorsHow to pay your home off in 10 years, not 30Finance structuring & taxation made easyHow to keep your own home safe & out of the bank's handsWhen not to invest in propertyHow to avoid 'sharks' who circle the property industryEasy to understand trusts, contracts & prenuptial agreements5 key exit strategiesWhy a modest income is no barrier to successful property investingHow passive income from growth property can fund a life you never thought possible

Welcome to "Investment Mastery: Elevating Your Strategy," a guide crafted for the intermediate investor who seeks to deepen their understanding and enhance their skills in the complex world of investing. This book is born out of a recognition that the journey of an investor is continuous and evolving, demanding ever-greater knowledge and sophistication. As an intermediate investor, you are no stranger to the basics of investing. You understand the fundamentals of stocks, bonds, mutual funds, and perhaps have dabbled in more advanced areas such as ETFs or real estate. However, the path from being a knowledgeable beginner to becoming a proficient investor is nuanced and requires a deeper dive into both theory and practice. This book is structured to build upon your existing foundation, introducing more sophisticated concepts and strategies that are often reserved for professional investors. We delve into advanced portfolio management, explore international markets, dissect alternative investments, and even venture into the psychological aspects of investing. Each chapter not only presents comprehensive insights but also practical examples and case studies, making the concepts relatable and applicable. Our goal is to empower you to make more informed, strategic decisions. Whether it's understanding the intricacies of market cycles, navigating the complexities of tax strategies, or integrating sustainable investing principles into your portfolio, this book is designed to be your companion in this journey. We also recognize that investing is not just about strategies and returns; it's deeply personal and intertwined with your life goals and values. Hence, we emphasize creating a lifelong investment plan that resonates with your personal aspirations and adapts to life's various stages.

Obtaining acceleration data for the Northeast of Brazil was not possible until recently. With the installation of RSISNE (Petrobras/UFRN/FUNPEC), this panorama has changed. It is now possible to acquire accelerometry data for the entire region. This work made use of these types of seismological records in order to obtain an equation that models how acceleration decays with distance, both in the vertical and horizontal components for the southern part of the Borborema Province. Secondly, it is also part of the objectives to establish relationships between acceleration and magnitude for the region. It was possible to establish an attenuation equation for the state of Pernambuco. While, for the state of Alagoas, it was possible to obtain a relationship between magnitude and acceleration for two new epicentral areas in the region.

The awakening of civil society and the active participation of citizens in the process of social development are remarkable phenomena in our current history, which has helped to solidify democratic practices and processes, where citizens start to act, monitor and take initiatives through channels that are open to them in the public sphere. It is essential for public administration to be able to effectively guarantee popular participation and social control in public activities in Brazil. Through participation in public management, citizens can intervene in administrative decision-making, guiding the Administration to adopt measures that really serve the public interest and, at the same time, exercise control over the actions of the State, demanding that public managers account for their actions. In this context, the Ombudsman's Office represents a channel for serving citizens, a kind of invitation for society to participate in the administrative life of public entities, offering criticism or praise, through which the Public Administration can build a feedback system to improve the course of its actions.

The new configuration of the role of hospitals, from the perspective of building health care networks, has implications for the work of nurses in managerial positions in terms of their administrative, care and teaching actions/decisions. With this in mind, the aim of this study was to identify the aspects that facilitate and hinder the work of nurses in managerial positions in a public emergency hospital in the interior of São Paulo. To this end, a descriptive study was carried out with a quantitative approach to qualitative data, using the Critical Incident Technique to survey perceptions and attitudes towards the object of investigation. The study was carried out in a public, tertiary-level teaching hospital in the northeast of the state of São Paulo.